Caledonia County Mortgage Security Agreement and Promissory Note Form (Vermont)
All Caledonia County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Caledonia County compliant document last validated/updated 6/27/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Caledonia County compliant document last validated/updated 6/26/2025
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Caledonia County compliant document last validated/updated 1/17/2025
Promissory Note Form
Note that is secured by the Mortgage Agreement.
Included Caledonia County compliant document last validated/updated 2/12/2025
Guidelines Promissory Note
Line by line guide explaining every blank on the form.
Included Caledonia County compliant document last validated/updated 5/20/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Caledonia County compliant document last validated/updated 6/16/2025
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Caledonia County compliant document last validated/updated 5/7/2025
The following Vermont and Caledonia County supplemental forms are included as a courtesy with your order:
When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Caledonia County. The executed documents should then be recorded in one of the following offices:
Town of Barnet Clerk
1743 US Route 5 S / PO Box 15, Barnet, Vermont 05821
Hours: 9:00 to 12:00, 1:00 to 4:30 M-F
Phone: (802) 633-2256
Town of Burke Clerk
212 School St, West Burke, Vermont 05871
Hours: 8:00 to 4:00 M-F
Phone: (802) 467-3717
Town of Danville Clerk
36 Route 2 West / P.O. Box 183, Danville, Vermont 05828
Hours: 8:00 to 4:00 M-F
Phone: (802) 684-3352
Town of Groton Clerk
1476 Scott Highway, Groton, Vermont 05046
Hours: Wed & Fri 8:00 - 12:30
Phone: (802) 584-3276
Town of Hardwick Clerk
20 Church St / PO Box 523, Hardwick, Vermont 05843
Hours: M-Th 8:00 - 4:30; F 8:00 to 4:00
Phone: (802) 472-5971
Town of Kirby Clerk
346 Town Hall Rd, Lyndonville, Vermont 05851
Hours: Tu & Th 8:00 - 3:00 and by appt
Phone: (802) 626-9386
Town of Lyndon Clerk
119 Park Ave / PO Box 167, Lyndonville, Vermont 05851-0167
Hours: M-F 7:30 - 4:30
Phone: (802) 626-5785
Town of Newark Clerk
1336 Newark St, Newark, Vermont 05871
Hours: M, W, Th 9:00 - 4:00
Phone: (802) 467-3336
Town of Peacham Clerk
79 Church St / PO Box 244, Peacham, Vermont 05862
Hours: Mon 8:00 to 5:00; Tue - Thu 8:00 to noon
Phone: (802) 592-3218
Town of Ryegate Clerk
18 S Bayley-Hazen Rd / PO Box 332, Ryegate, Vermont 05042
Hours: Mon-Wed 1:00 - 5:00; Fri 9:00 - 1:00
Phone: (802) 584-3880
Town of St. Johnsbury Clerk
51 Depot Square, Suite 101, St. Johnsbury, Vermont 05819
Hours: Mo 8:00 - 5:00, Tu-Fr 8:00 - 4:30
Phone: (802) 748-4331
Town of Sheffield Clerk
37 Dane Rd / PO Box 165, Sheffield, Vermont 05866
Hours: M, W, F 9:00 - 3:00; W eve 5:00 - 8:00
Phone: (802) 626-8862
Town of Stannard Clerk
Stannard Mountain Rd / PO Box 94, Greensboro Bend, Vermont 05842
Hours: Wed 8:00 - 12:00
Phone: (802) 533-2577
Town of Sutton Clerk
167 Underpass Rd, Sutton, Vermont 05867
Hours: Mon - Thu 8:00 to 4:30; Fri 8:00 to 12:00
Phone: (802) 467-3377
Town of Walden Clerk
12 VT Route 215, West Danville, Vermont 05873
Hours: M - W 9:00 - 4:00; Th 9:00 - 5:00
Phone: (802) 563-2220
Town of Waterford Clerk
532 Maple St / PO Box 56, Lower Waterford, Vermont 05848
Hours: M, Th & F 8:30 - 3:30; Tu 12:00 - 6:00
Phone: (802) 748-2122
Town of Wheelock Clerk
1192 Route 122 / PO Box 1328, Lyndonville, Vermont 05851
Hours: M & Th 8:30 to 4:00; Wed 10:30 to 6:00
Phone: (802) 626-9094
Local jurisdictions located in Caledonia County include:
- Barnet
- Danville
- East Burke
- East Hardwick
- East Ryegate
- East Saint Johnsbury
- Groton
- Hardwick
- Lower Waterford
- Lyndon
- Lyndon Center
- Lyndonville
- Mc Indoe Falls
- Passumpsic
- Peacham
- Saint Johnsbury
- Saint Johnsbury Center
- Sheffield
- South Ryegate
- Sutton
- West Burke
- West Danville
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Caledonia County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Caledonia County using our eRecording service.
Are these forms guaranteed to be recordable in Caledonia County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Caledonia County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Security Agreement and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Caledonia County that you need to transfer you would only need to order our forms once for all of your properties in Caledonia County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Vermont or Caledonia County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Caledonia County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)
This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.
The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.
Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.
(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.
Our Promise
The documents you receive here will meet, or exceed, the Caledonia County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Caledonia County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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