Essex County Mortgage Security Agreement and Promissory Note Form

Last validated June 11, 2026 by our Forms Development Team

Essex County Mortgage Form

Essex County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 5/8/2026
Essex County Mortgage Guidelines

Essex County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/5/2026
Essex County Completed Example of the Mortgage Document

Essex County Completed Example of the Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 6/9/2026
Essex County Promissory Note Form

Essex County Promissory Note Form

Note that is secured by the Mortgage Agreement.

Document Last Validated 6/11/2026
Essex County Guidelines Promissory Note

Essex County Guidelines Promissory Note

Line by line guide explaining every blank on the form.

Document Last Validated 6/1/2026
Essex County Completed Example of the Promissory Note Document

Essex County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 4/17/2026
Essex County Annual Accounting Statement Form

Essex County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.

Document Last Validated 5/7/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Unified Towns & Gores Office

Address:
233 Rt 105 in Ferdinand / Mail: PO Box 417
Island Pond, Vermont 05846

Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00

Phone: (802) 723-5900

Town Clerk of Bloomfield

Address:
27 Schoolhouse Rd in Bloomfield / Mail: PO Box 336
North Stratford, New Hampshire 03590

Hours: Tu & Th 9:00 - 3:00 and by appointment

Phone: (802) 962-5191

Town Clerk of Brighton

Address:
49 Mill St Ext / PO Box 377
Brighton (Island Pond), Vermont 05846

Hours: M-F 8:00 - 3:30

Phone: (802) 723-4405

Town Clerk of Brunswick

Address:
994 VT Rte 102
Brunswick, Vermont 05905

Hours: M-F by appt (call first) & Th 4:00 - 6:00

Phone: (802) 962-5514

Town Clerk of Canaan

Address:
318 Christian Hill / PO Box 159
Canaan, Vermont 05903

Hours: M - F 9:00 to 3:00

Phone: (802) 266-3370

Town Clerk of Concord

Address:
374 Main St / PO Box 317
Concord, Vermont 05824

Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00

Phone: (802) 695-2220

Town Clerk of East Haven

Address:
64 Community Bldg Rd / PO Box 10
East Haven, Vermont 05837

Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt

Phone: (802) 467-3772

Town Clerk of Granby

Address:
9005 Granby Rd / PO Box 56
Granby, Vermont 05840

Hours: by appointment

Phone: (802) 328-3611

Town Clerk of Guildhall

Address:
13 Courthouse Dr / PO Box 10
Guildhall, Vermont 05905

Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00

Phone: (802) 676-3797

Town Clerk of Lemington

Address:
2549 River Rd (VT 102)
Lemington, Vermont 05903

Hours: Wed 2:30 - 5:30

Phone: (802) 277-4814

Town Clerk of Lunenburg

Address:
9 W Main St / PO Box 54
Lunenburg, Vermont 05906

Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon

Phone: (802) 892-5959

Town Clerk of Maidstone

Address:
508 State Rte 102 / PO Box 118
Guildhall, Vermont 05905

Hours: M & Th 9:00 - 3:00 or by appt

Phone: (802) 676-3210

Town Clerk of Norton

Address:
12 VT Route 114 E / PO Box 33
Norton, Vermont 05907

Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00

Phone: (802) 822-9935

Town Clerk of Victory

Address:
102 Radar Rd, Victory / PO Box 609
North Concord, Vermont 05858

Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)

Phone: (802) 328-2400

Recording Tips for Essex County:
  • Double-check legal descriptions match your existing deed
  • White-out or correction fluid may cause rejection
  • Bring extra funds - fees can vary by document type and page count
  • Avoid the last business day of the month when possible
  • Request a receipt showing your recording numbers

Cities and Jurisdictions in Essex County

Properties in any of these areas use Essex County forms:

  • Averill
  • Beecher Falls
  • Canaan
  • Concord
  • East Haven
  • Gilman
  • Granby
  • Guildhall
  • Island Pond
  • Lunenburg
  • North Concord
  • Norton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Essex County

How do I get my forms?

Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Essex County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Essex County?

Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.

Questions answered? Let's get started!

("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)

This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.

The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.

Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.

(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

This Mortgage Security Agreement and Promissory Note meets all recording requirements specific to Essex County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Essex County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4735 Reviews )

William G.

August 10th, 2023

So far so good. I will be taking the report to the Marion County Clerks office this week to see if it meets their requirements. If so, I will definitely be able to recommend Deeds.com to others.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Robert D.

March 7th, 2019

These forms made it so easy to update the property deed and the instructions and sample filled out form were most helpful. You might want to add some brief information on when or why to use the Acknowledgment in Individual Capacity notary form. In my case the notary was required to use it but also filled in the brief notarize section on the Affidavit as well. She said the one on the Affidavit had some value because it showed she had witnessed the my signature. But this was only after I suggested both be filled in as she initially thought to just strike through it and just use the Acknowledgment in Individual Capacity form.

Reply from Staff

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Patricia E.

June 8th, 2020

Easy to understand and download!

Reply from Staff

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Julie P.

February 9th, 2023

Easy to use service. Thank you.

Reply from Staff

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Michelle H.

August 8th, 2020

Fast, easy and helpful. Highly recommend, my document was recorded within 24 hours.

Reply from Staff

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Vanessa G.

January 9th, 2024

Quick, painless, and they communicated with me during the entire process. I will certainly be suing them again.

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Daniel F.

March 26th, 2021

We have been very happy with all that Deeds have done very timely and helpful

Reply from Staff

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Janet M.

February 9th, 2024

Deed.com is an amazing site. After calling many places and going on many websites to figure out what I needed to submit (most counties cannot help with questions and the place I needed to turn the documents into could not help either, they are not allowed to give legal advice) I came across Deeds.com. It has been so helpful and I was able to research what documents I needed. I purchased one document and after more research I realized I needed a different document. Deed.com refunded my first purchase. I then purchased an Affidavit of Death and a Deed for the county and state I needed them for. Both the example and guide were very helpful and I will be submitting my documents after I have them notarized. I give five stars

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

Joshua P.

July 27th, 2022

Easy fill in the blanks form. Just FYI make sure you have a copy of whatever deed you are changing and the tax records. You will want the language to be identical.

Reply from Staff

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Gene L S.

April 12th, 2019

Exactly what I needed, at a reasonable cost.

Reply from Staff

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Charles F.

April 28th, 2020

Hi Please do not take time to respond to my previous inquiry - - - I figured it out. Deeds.com is a great tool for those of us who have occasional need for your type of services. Thanks ! Chuck

Reply from Staff

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Denise P.

April 19th, 2021

Seamless transaction. Was pleased with the additional information that was provided. Thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Robert B.

April 5th, 2019

Everything worked Fine. I wish there was an John Doe type of an example for the Tax form.

Reply from Staff

Thank you!

Christopher H.

July 21st, 2021

The product is as advertised. I was unable to navigate this process because It is complicated and I am concerned about doing it wrong. The law is written in stupid language to make it difficult for all and keep the layering business going. Its a solid form but did not work for me. Thanks Chris

Reply from Staff

Thank you for your feedback Christopher. Sorry to hear that we’re not comfortable completing the process. It is always best to seek the advice of a legal professional is you are not completely sure of what you are doing.

Logan S.

April 27th, 2020

Wonderful experience. Was preapred to wait days, recording was finished in less than an hour.

Reply from Staff

Thank you!