Essex County Mortgage Security Agreement and Promissory Note Form (Vermont)
All Essex County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Essex County compliant document last validated/updated 6/27/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Essex County compliant document last validated/updated 6/26/2025
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Essex County compliant document last validated/updated 1/17/2025
Promissory Note Form
Note that is secured by the Mortgage Agreement.
Included Essex County compliant document last validated/updated 2/12/2025
Guidelines Promissory Note
Line by line guide explaining every blank on the form.
Included Essex County compliant document last validated/updated 5/20/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Essex County compliant document last validated/updated 6/16/2025
Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Included Essex County compliant document last validated/updated 5/7/2025
The following Vermont and Essex County supplemental forms are included as a courtesy with your order:
When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Essex County. The executed documents should then be recorded in one of the following offices:
Unified Towns & Gores Office
233 Rt 105 in Ferdinand / Mail: PO Box 417, Island Pond, Vermont 05846
Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00
Phone: (802) 723-5900
Town Clerk of Bloomfield
27 Schoolhouse Rd in Bloomfield / Mail: PO Box 336, North Stratford, New Hampshire 03590
Hours: Tu & Th 9:00 - 3:00 and by appointment
Phone: (802) 962-5191
Town Clerk of Brighton
49 Mill St Ext / PO Box 377, Brighton (Island Pond), Vermont 05846
Hours: M-F 8:00 - 3:30
Phone: (802) 723-4405
Town Clerk of Brunswick
994 VT Rte 102, Brunswick, Vermont 05905
Hours: M-F by appt (call first) & Th 4:00 - 6:00
Phone: (802) 962-5514
Town Clerk of Canaan
318 Christian Hill / PO Box 159, Canaan, Vermont 05903
Hours: M - F 9:00 to 3:00
Phone: (802) 266-3370
Town Clerk of Concord
374 Main St / PO Box 317, Concord, Vermont 05824
Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00
Phone: (802) 695-2220
Town Clerk of East Haven
64 Community Bldg Rd / PO Box 10, East Haven, Vermont 05837
Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt
Phone: (802) 467-3772
Town Clerk of Granby
9005 Granby Rd / PO Box 56, Granby, Vermont 05840
Hours: by appointment
Phone: (802) 328-3611
Town Clerk of Guildhall
13 Courthouse Dr / PO Box 10, Guildhall, Vermont 05905
Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00
Phone: (802) 676-3797
Town Clerk of Lemington
2549 River Rd (VT 102), Lemington, Vermont 05903
Hours: Wed 2:30 - 5:30
Phone: (802) 277-4814
Town Clerk of Lunenburg
9 W Main St / PO Box 54, Lunenburg, Vermont 05906
Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon
Phone: (802) 892-5959
Town Clerk of Maidstone
508 State Rte 102 / PO Box 118, Guildhall, Vermont 05905
Hours: M & Th 9:00 - 3:00 or by appt
Phone: (802) 676-3210
Town Clerk of Norton
12 VT Route 114 E / PO Box 33, Norton, Vermont 05907
Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00
Phone: (802) 822-9935
Town Clerk of Victory
102 Radar Rd, Victory / PO Box 609, North Concord, Vermont 05858
Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)
Phone: (802) 328-2400
Local jurisdictions located in Essex County include:
- Averill
- Beecher Falls
- Canaan
- Concord
- East Haven
- Gilman
- Granby
- Guildhall
- Island Pond
- Lunenburg
- North Concord
- Norton
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Essex County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Essex County using our eRecording service.
Are these forms guaranteed to be recordable in Essex County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Essex County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Security Agreement and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Essex County that you need to transfer you would only need to order our forms once for all of your properties in Essex County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Vermont or Essex County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Essex County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)
This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.
The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.
Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.
(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.
Our Promise
The documents you receive here will meet, or exceed, the Essex County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Essex County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 30th, 2025
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June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
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Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
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Greg F.
October 14th, 2022
Sorry that this a little late. I'm VERY HAPPY with everything. The deeds paperwork was just what I was looking for. It was very to fill out, it was different than n the folks used years ago. I called the county clerk, and they were very helpful. Thank you for the paperwork it was easy to use and understand.
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Jena S.
April 7th, 2020
I love how quick the turnaround is, my only request would be for an email notification be sent once an invoice is ready and then once a document is recorded and ready to download (only because I have a large caseload and it's very easy to forget things sometimes).
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April J.
September 14th, 2021
The example and guide were invaluable! Easy to use and easy to fill out.
Thank you!
Woody P.
August 28th, 2021
I was informed that a quit Claim Deed that I had submitted, did not meet county requirements. I ordered the correct form and was surprised that the form included instructions and a sample "completed" form for me to follow. I found it al very helpful. Thank you !!!
Thank you!
Brian W.
February 1st, 2020
Easy, but it would be nice if there was an option for font size. It looks tiny, like 6 or 8.
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Dan V.
December 24th, 2021
Very happy, thanks.
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Amie S.
January 8th, 2019
The forms that I downloaded from Deeds were perfect for what I needed. I even checked with a lawyer to see if the papers would work and she said yes.
Thanks Amie, have a great day!
Robert K.
August 1st, 2020
I used your TOD document to deed my home to my daughter. Your sample document was very helpful. I had to do it a few times but finally got it right. I didn't check but It was surely cheaper than a lawyer fee.
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Pamela S.
February 7th, 2025
I love the convenience and professionalism!
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Darlene P.
November 12th, 2021
Deeds.com was a money saver for me. It made a daunting task of preparing a Quit Claim Deed a very simple task. I was happy that my documentation was accepted by my state and County first round.
Thank you Deeds.com
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Pamela C.
July 19th, 2022
Easy to use, understand and pay on the website.
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William B.
October 22nd, 2023
The forms, and other information, are all excellent.rnI would be giving a 5-star review if it were not for the fact that downloading a "bundle" about quitclaim deeds required I download every single file independently (15 files). I would far prefer a zip file, or one click to download the whole pile of independent files.
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