Franklin County Mortgage Security Agreement and Promissory Note Form (Vermont)

All Franklin County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Franklin County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Franklin County compliant document last validated/updated 6/27/2025

Mortgage Guidelines

Franklin County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Franklin County compliant document last validated/updated 6/26/2025

Completed Example of the Mortgage Document

Franklin County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Franklin County compliant document last validated/updated 1/17/2025

Promissory Note Form

Franklin County Promissory Note Form

Note that is secured by the Mortgage Agreement.
Included Franklin County compliant document last validated/updated 2/12/2025

Guidelines Promissory Note

Franklin County Guidelines Promissory Note

Line by line guide explaining every blank on the form.
Included Franklin County compliant document last validated/updated 5/20/2025

Completed Example of the Promissory Note Document

Franklin County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Franklin County compliant document last validated/updated 6/16/2025

Annual Accounting Statement Form

Franklin County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.
Included Franklin County compliant document last validated/updated 5/7/2025

When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Franklin County. The executed documents should then be recorded in one of the following offices:

Town Clerk of Bakersfield

40 E Bakersfield Rd / PO Box 203, Bakersfield, Vermont 05441

Hours: M - F 9:00 to 12:00 & 7:00 to 8:00

Phone: (802) 827-4495

Town Clerk of Berkshire

4454 Watertower Rd, Enosburgh, Vermont 05450

Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4

Phone: (802) 933-2335

Town Clerk of Enosburgh

239 Main St / PO Box 465, Enosburgh Falls, Vermont 05450

Hours: M - F 8:00 to 3:30

Phone: (802) 933-4421

Town Clerk of Fairfax

12 Buck Hollow Rd, Fairfax, Vermont 05454

Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00

Phone: (802) 849-6111

Town Clerk of Fairfield

25 North Rd / PO Box 5, Fairfield, Vermont 05455

Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30

Phone: (802) 827-3261 x1

Town Clerk of Fletcher

215 Cambridge Rd, Cambridge, Vermont 05444

Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30

Phone: (802) 849-6616

Town Clerk of Franklin

5167 Main St / PO Box 82, Franklin, Vermont 05457

Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00

Phone: (802) 285-2101

Town Clerk of Georgia

47 Town Common Rd N, St. Albans, Vermont 05478

Hours: M-F 8:00 - 4:00

Phone: (802) 524-3524

Town Clerk of Highgate

2996 VT Route 78 / PO Box 189, Highgate Ctr, Vermont 05459

Hours: M-F 8:30 to 12 & 1:00 to 4:30

Phone: (802) 868-4697 X201

Town Clerk of Montgomery

98 Main St / PO Box 356, Montgomery, Vermont 05471

Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4

Phone: (802) 326-4719

Town Clerk of Richford

94 Main St / PO Box 236, Richford, Vermont 05476

Hours: M - Th 8:00 - 5:00; F 8:00 - noon

Phone: (802) 848-7751 x3

City of St. Albans Clerk

100 N Main St / PO Box 867, St. Albans, Vermont 05478-0867

Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00

Phone: (802) 524-1501 x264

Town of St. Albans Clerk

579 Lake Rd, St. Albans Town / PO Box 37, St. Albans Bay, Vermont 05481

Hours: M-F 8:00 - 4:00

Phone: (802) 524-2415

Town Clerk of Sheldon

1640 Main St / PO Box 66, Sheldon, Vermont 05483

Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00

Phone: (802) 933-2524 x3

Town Clerk of Swanton

1 Academy St / PO Box 711, Swanton, Vermont 05488

Hours: M-F 7:00 to 5:00

Phone: (802) 868-4421

Local jurisdictions located in Franklin County include:

  • Bakersfield
  • East Berkshire
  • East Fairfield
  • Enosburg Falls
  • Fairfield
  • Franklin
  • Highgate Center
  • Highgate Springs
  • Montgomery
  • Montgomery Center
  • Richford
  • Saint Albans
  • Saint Albans Bay
  • Sheldon
  • Sheldon Springs
  • Swanton

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Franklin County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Franklin County using our eRecording service.
Are these forms guaranteed to be recordable in Franklin County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Franklin County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Security Agreement and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Franklin County that you need to transfer you would only need to order our forms once for all of your properties in Franklin County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Vermont or Franklin County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Franklin County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)

This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.

The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.

Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.

(Vermont Mortgage Package includes form, guidelines, and completed example) For use in Vermont only.

Our Promise

The documents you receive here will meet, or exceed, the Franklin County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Franklin County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4563 Reviews )

JAMES D.

July 10th, 2025

Slick as can be and so convenient.rnrnWorked like a charm

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Novella M T.

January 5th, 2022

Amazing forms, nice to have something specific and not generic like some other sites. Getting the other required forms included is a nice bonus.

Reply from Staff

Great to hear Novella. We appreciate you taking the time to leave your feedback.

Thuc P.

July 20th, 2021

Fast and good service. Very details in instructions.

Reply from Staff

Thank you!

David C.

January 22nd, 2019

My biggest complaint is I did not know when my document was ready until I got this survey. An email should be sent to say document is ready.

Reply from Staff

Sorry about that David. We will look into better email notifications. Hope you have a great day.

Charles S.

February 14th, 2025

very happy with guidance and responses - thank you - not finished yet but confident

Reply from Staff

We are sincerely grateful for your feedback and are committed to providing the highest quality service. Thank you for your trust in us.

Marilyn S.

January 7th, 2021

I was fine. But I don't like surveys.

Reply from Staff

Thank you!

Julie S.

May 2nd, 2020

I am really impressed by this website. Not only is it affordable, but they give a detailed description, instructions, and an example to follow. Also there are additional forms included. And it's State, even county, specific. They do not require a subscription either as you can just order what you want. Thank you!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Rebecca G.

May 25th, 2022

Very user friendly. Forms professional and acceptable to state applicable to. Appreciate the sample & instructions.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Jane D.

February 5th, 2021

Very easy to navigate and we get exactly what we need, when we need it! Also, they keep Tra k of previous purchases, so you don't have to repurchase! It's great!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Frank G B.

December 21st, 2019

site is very helpful and easy to use.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Lucille F.

December 9th, 2019

Instructions very detailed and clear.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Renata L.

July 30th, 2019

Was a bit difficult to navigate. I feel a fee to access the site and a fee to print is a bit much. I am in the real estate business and find the deeds very useful

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Susan J.

June 29th, 2020

very fast service. immediate response and kept me informed along the way. the county was not cooperating and this was communicated to me and my fee was refunded, just like that. will definitely use this company again

Reply from Staff

Thank you!