Vermont - Franklin County Mortgage Security Agreement and Promissory Note Forms

Included Forms

All Franklin County specific forms and documents listed below are included in your immediate download package:

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Included Supplemental Documents

The Following Vermont and Franklin County supplemental forms are included as a courtesy with your order.

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Property Transfer Tax Return PTT-172 with Instructions (Vermont Document)

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PTT-172 Questions and Answers (Vermont Document)

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Quick Reference Guide for Vermont Property Transfer Tax Return (Vermont Document)

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Property Transfer Tax Payment Voucher Form PTT-173 (Vermont Document)

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Instructions PTT-173 (Vermont Document)

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Vermont Act 250 Guide (Vermont Document)

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Homestead Declaration with Instructions (Vermont Document)

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Homestead Declaration Information (Vermont Document)

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Certificate of Acknowledgment (Vermont Document)

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Frequently Asked Questions:

• How long does it take to get my forms?
  • Forms are available immediately after submitting payment.
• What are supplemental forms?
  • Often when a deed is recorded additional documents are required by Vermont or Franklin County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
• How do I get my forms, are they emailed?
  • After you submit payment you will see a page listing the Franklin County forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
• What type of files are the forms?
  • All of our Franklin County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
• Can the Mortgage Security Agreement and Promissory Note forms be re-used?
  • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Franklin County that you need to transfer you would only need to order our forms once for all of your properties in Franklin County.
• Are these forms guaranteed to be recordable in Franklin County ?
  • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Franklin County including margin requirements, content requirements, font and font size requirements.
• Do I have to enter all of my property information online?
  • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
• Can I save the completed form, email it to someone?
  • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
• Do I need any special software to use these forms?
  • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
• Are there any recurring fees involved?
  • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Mortgage Security Agreement and Promissory Note Forms:

• Franklin County

Including:

• Bakersfield
• East Berkshire
• East Fairfield
• Enosburg Falls
• Fairfield
• Franklin
• Highgate Center
• Highgate Springs
• Montgomery
• Montgomery Center
• Richford
• Saint Albans
• Saint Albans Bay
• Sheldon
• Sheldon Springs
• Swanton

What is the Vermont Mortgage Security Agreement and Promissory Note?

("Mortgage loan" means a loan secured primarily by a lien against real estate.) Use these forms to finance real property; residential property, vacant land, rental units, condominiums, commercial and planned unit developments. (V.S.A. 2101(13) Definitions)

This mortgage contains a power of sale clause pursuant to the provisions of 12 V.S.A. Chapter 172, which allows for a non-judicial foreclosure when applicable, saving time and expense for the lender. A non-judicial foreclosure generally applies to any real property except for a dwelling house of two units or less, that is occupied by the owner as a principal residence, or farmland. If a non-judicial foreclosure is NOT applicable this form allows for a judicial foreclosure.

The debt is evidenced by the Promissory Note that is governed by the State of Vermont. A Mortgage and Promissory Note with stringent default terms and conditions can be beneficial to the lender.

Vermont is a "notice" state. Delivery of a mortgage instrument of real property constitutes constructive notice as of the time it is recorded.

For use in Vermont only.

Our Promise

The documents you receive here will meet, or exceed, the Franklin County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Franklin County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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