Ohio County Deed of Trust and Promissory Note Form

Last validated August 19, 2026 by our Forms Development Team

Ohio County Deed of Trust Form

Ohio County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/13/2026
Ohio County Deed of Trust Guidelines

Ohio County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/12/2026
Ohio County Completed Example of the Deed of Trust Document

Ohio County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 8/3/2026
Ohio County Promissory Note Form

Ohio County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 8/10/2026
Ohio County Promissory Note Guidelines

Ohio County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/15/2026
Ohio County Completed Example of the Promissory Note Document

Ohio County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 8/19/2026
Ohio County Subordination Agreements

Ohio County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 7/31/2026
Ohio County Annual Accounting Statement

Ohio County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 7/23/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Ohio County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Ohio County Clerk

Address:
1500 Chapline St
Wheeling, West Virginia 26003

Hours: Monday - Friday 8:00am - 4:30pm

Phone: (304) 234-3656

Recording Tips for Ohio County:
  • Verify all names are spelled correctly before recording
  • Request a receipt showing your recording numbers
  • Both spouses typically need to sign if property is jointly owned
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Ohio County

Properties in any of these areas use Ohio County forms:

  • Triadelphia
  • Valley Grove
  • West Liberty
  • Wheeling

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Ohio County

How do I get my forms?

Forms are available for immediate download after payment. The Ohio County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Ohio County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Ohio County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Ohio County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Ohio County?

Recording fees in Ohio County vary. Contact the recorder's office at (304) 234-3656 for current fees.

Questions answered? Let's get started!

There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."

Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.

(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.

Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".

Terms:
A- Principle Owed and Maturity Date of Loan

B- Payments - Traditional Installment or installments with a Balloon Payment.

C- Late Payments: So much $ owed after X number of days, plus $ for each day after.

D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.

E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.

F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.

G- Venue: If legal action is required, Lender provides the County of such actions.

This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.

(West Virginia DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Ohio County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Ohio County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Ohio County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Ohio County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4773 Reviews )

Arthur M.

February 25th, 2021

Efficient and easy to use. Thanks.

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Stephen W.

May 16th, 2020

It provided the forms I could not find elsewhere. Thank you.

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MARCO G.

May 9th, 2019

Very easy to use. Got the emailed documents within minutes.

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Susan M.

July 13th, 2022

Purchased and received immediately w/instructions for completion.

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Patricia W.

January 29th, 2019

The "Trustee's Deed" should have been labeled a Deed of Trust because that's what it really is. So now I just wasted $19.97 getting something I can't use.

Reply from Staff

Thank you for your feedback. Sorry to hear of your confusion. We have canceled your order and payment for the trustee's deed document.

David P.

August 26th, 2020

Easy to use and very straight forward. Glad I used Deeds.com

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Betty B.

August 2nd, 2021

So easy and convenient.

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DENISE E.

February 25th, 2021

I just submitted a beneficiary deed and it was accepted immediate and then recorded the next day! I like that I receive email messages notifying me of the process. The process was super easy and seamless. It's saved me so much time that I did not have to drive to downtown Phoenix to have this document record it. I love Deeds.com.

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Rose H.

March 22nd, 2021

I am so glad I found this resource! As the Executor of a family members estate I wanted to save money by bypassing a lawyer as it seemed pretty straight forward to tranfer a Life Estate to the remainderman. (I had original deeds). But talking with 3 different states and 4 different counties - none of which seemed to need the same documents, I was almost ready to dump this in a lawyer's lap. This resource makes it simple!

Reply from Staff

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Gertrude H.

October 1st, 2019

I used this form and guide a couple years ago and found it helpful and easy to fill out. Had good results at the Recorder's Office. Would recommend Deeds.com.

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Larry P.

October 14th, 2020

Very nice, they include a guide download that tells you all the lawyer speak!! I'll be using them again.

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Anita A.

February 10th, 2019

No review provided.

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Mary R.

July 21st, 2026

The best site ever. Easy to navigate. Love it!!

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jon m.

November 7th, 2019

Great last minute forms saved me a critical time when I had no access to my own resources. Five Star Customer service.

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ROBIN C.

June 7th, 2026

The process was very easy but I did not realize before I paid to get this form , that I could have gotten it free from Tulsa county clerks office. Other than that, it was fine.

Reply from Staff

Thank you for the honest feedback, Robin, and we're glad the process was easy for you. You're right that the Tulsa County Clerk publishes a free transfer on death deed form, and we'd never want anyone to feel they overpaid. Our version isn't that same blank, though: it adds an alternate beneficiary designation so the property still passes as you intend if your first choice doesn't survive you, it's built to handle one or two owners, and it comes with a plain-language guide and a completed example. We appreciate your business.