Polk County Mortgage Instrument and Promissory Note Form

Polk County Mortgage Instrument and Promissory Note Form
Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.

Polk County Mortgage Instrument and Promissory Note Guide
Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.

Polk County Completed Example of the Mortgage Instrument and Promissory Note Document
Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.

Polk County Promissory Note Form
Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.

Polk County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Polk County Completed Example of the Promissory Note
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Polk County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Florida and Polk County documents included at no extra charge:
Where to Record Your Documents
Clerk of Circuit Court - Official Records
Bartow, Florida 33830
Hours: 8:00am - 5:00pm M-F
Phone: (863) 534-4516
Mail to: Clerk of Circuit Court - Official Records
Bartow, Florida 33831
Hours: for mailing purposes
Phone: N/A
Northeast Branch - NE Polk Co. Gov. Center
Winter Haven, Florida 33881
Hours: 8:00am - 5:00pm M-F
Phone: (863) 401-2400
Lakeland Branch
Lakeland, Florida 33801
Hours: 8:00am - 5:00pm M-F
Phone: (863) 603-6412
Recording Tips for Polk County:
- Bring your driver's license or state-issued photo ID
- Ask if they accept credit cards - many offices are cash/check only
- Bring extra funds - fees can vary by document type and page count
- Multi-page documents may require additional fees per page
Cities and Jurisdictions in Polk County
Properties in any of these areas use Polk County forms:
- Alturas
- Auburndale
- Babson Park
- Bartow
- Bradley
- Davenport
- Dundee
- Eagle Lake
- Eaton Park
- Fort Meade
- Frostproof
- Haines City
- Highland City
- Homeland
- Indian Lake Estates
- Kathleen
- Kissimmee
- Lake Alfred
- Lake Hamilton
- Lake Wales
- Lakeland
- Lakeshore
- Loughman
- Mulberry
- Nalcrest
- Nichols
- Polk City
- River Ranch
- Waverly
- Winter Haven
Hours, fees, requirements, and more for Polk County
How do I get my forms?
Forms are available for immediate download after payment. The Polk County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Polk County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Polk County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Polk County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Polk County?
Recording fees in Polk County vary. Contact the recorder's office at (863) 534-4516 for current fees.
Questions answered? Let's get started!
Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.
(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.
Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the office below.
This Mortgage Instrument and Promissory Note meets all recording requirements specific to Polk County.
Our Promise
The documents you receive here will meet, or exceed, the Polk County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Polk County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4588 Reviews )
Stephen E.
May 6th, 2020
Thank you for your great response on my needs. In less than 24 hours I had my documents in hand as needed. Looking forward to working with Deeds.com again. Steve Esler
Thank you for your feedback Steve, glad we could help.
PEGGY D.
April 1st, 2022
Very easy to find what I needed. Really liked the instructions included with the forms and also the suggestion of other forms that I might need.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Christine H.
June 23rd, 2020
Easy to use. Customer service is very responsive!
Thank you!
Evelyn R.
July 16th, 2020
Filing my deed through your service was great. All directions were clear and specific; it was very easy to upload the documents and most of all feedback from your office was professional and very timely. You service was excellent. Thank you!! Thank you so very much!!
Thank you for your feedback. We really appreciate it. Have a great day!
matthew h.
June 6th, 2022
Totally awesome. Useless waste of time looking anywhere else for real estate deed forms. All the stars!!
Thank you!
Monique C.
August 21st, 2020
Very quick and efficient service! I will continue to use them for future reference.
Thank you!
ALYSSA J.
August 26th, 2020
I was unable to end up going through with the deed process on my own as it was out of my realm. I suspect if I knew what I was actually doing when completing a deed, it would of been sufficient. I ended up having to go through an attorney to complete the deed.
Glad to hear you sought the assistance of a legal professional familiar with your specific situation, we always recommend that to anyone who is not completely sure of what they are doing. Have a wonderful day.
Kathy Ann M.
June 26th, 2020
Got the report. However, Retrieving process was not clear.
Thank you for your feedback. We really appreciate it. Have a great day!
Karina C.
March 27th, 2020
The process was very convenient, fast, and efficient. I appreciated the messaging feature which provided real-time communication. I would certainly recommended this service to anyone needing it.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Clinton M.
January 8th, 2020
Very informative. I submitted my form.The county accepted it. Thank you.
Thank you for your feedback. We really appreciate it. Have a great day!
Carolyn G.
September 1st, 2021
I was extremely pleased with this experience, which literally took a minimum amount of time. One recommendation: make certain that when documents are uploaded that they have been received in the appropriate file. The lack of clarity caused me to upload twice or three times. Thank you.
Thank you for your feedback. We really appreciate it. Have a great day!
Thomas F.
May 16th, 2019
Haven't filed yet but it seems everything I need is here. Easy process
Thank you!
Carol W.
September 6th, 2020
The guide and example provided made it so easy to complete the form. All was in order when I took it to the Register of Deeds. No hassles at all! Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Charles C.
August 29th, 2021
While most of the material is available elsewhere, this puts it all together and can save a lot of time. It included some additional information on California SB2 exemptions that was a big help.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
IVAN G.
August 21st, 2020
THIS Guys Save YOU TIME , Efforts and MONEY!!! So easy and secured to use,,NOT to mention FAST!!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!