Florida Forms

Polk County Mortgage Instrument and Promissory Note Form

Polk County Mortgage Instrument and Promissory Note Form

Polk County Mortgage Instrument and Promissory Note Form

Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.

Validated 7/7/2025 Preview Form
Polk County Mortgage Instrument and Promissory Note Guide

Polk County Mortgage Instrument and Promissory Note Guide

Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.

Validated 6/25/2025 Preview Form
Polk County Completed Example of the Mortgage Instrument and Promissory Note Document

Polk County Completed Example of the Mortgage Instrument and Promissory Note Document

Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.

Validated 7/4/2025 Preview Form
Polk County Promissory Note Form

Polk County Promissory Note Form

Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.

Validated 5/2/2025 Preview Form
Polk County Promissory Note Guidelines

Polk County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Validated 5/8/2025 Preview Form
Polk County Completed Example of the Promissory Note

Polk County Completed Example of the Promissory Note

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Validated 7/30/2025 Preview Form
Polk County Annual Accounting Statement Form

Polk County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Validated 7/28/2025 Preview Form

All 7 documents above included • One-time purchase • No recurring fees

Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of Circuit Court - Official Records

Address:
255 N Broadway Ave
Bartow, Florida 33830

Hours: 8:00am - 5:00pm M-F

Phone: (863) 534-4516

Mail to: Clerk of Circuit Court - Official Records

Address:
P.O. Box 9000 Drawer CC-8
Bartow, Florida 33831

Hours: for mailing purposes

Phone: N/A

Northeast Branch - NE Polk Co. Gov. Center

Address:
3425 Lake Alfred Rd
Winter Haven, Florida 33881

Hours: 8:00am - 5:00pm M-F

Phone: (863) 401-2400

Lakeland Branch

Address:
930 E Parker St, Rm 240
Lakeland, Florida 33801

Hours: 8:00am - 5:00pm M-F

Phone: (863) 603-6412

Recording Tips for Polk County:
  • Verify all names are spelled correctly before recording
  • Ask if they accept credit cards - many offices are cash/check only
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Polk County

Properties in any of these areas use Polk County forms:

  • Alturas
  • Auburndale
  • Babson Park
  • Bartow
  • Bradley
  • Davenport
  • Dundee
  • Eagle Lake
  • Eaton Park
  • Fort Meade
  • Frostproof
  • Haines City
  • Highland City
  • Homeland
  • Indian Lake Estates
  • Kathleen
  • Kissimmee
  • Lake Alfred
  • Lake Hamilton
  • Lake Wales
  • Lakeland
  • Lakeshore
  • Loughman
  • Mulberry
  • Nalcrest
  • Nichols
  • Polk City
  • River Ranch
  • Waverly
  • Winter Haven

How do I get my forms?

Forms are available for immediate download after payment. The Polk County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Polk County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Polk County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Polk County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Polk County?

Recording fees in Polk County vary. Contact the recorder's office at (863) 534-4516 for current fees.

Have other questions? Contact our support team

Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.

(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.

Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the office below.

This Mortgage Instrument and Promissory Note meets all recording requirements specific to Polk County.

Our Promise

The documents you receive here will meet, or exceed, the Polk County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Polk County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4569 Reviews )

DENNIS K.

July 22nd, 2020

I am a civil engineer, not an attorney. I deal with easements on a regular basis but not so much on the "recording" side of things. I normally prepare the graphic exhibits that accompany the dedication language but I am not the one who provides that language. Your forms solved that issue for me. Thanks.

Reply from Staff

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Margie H.

June 9th, 2021

Great

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July 13th, 2021

They were unable to complete the task and my money was immediately refunded.

Reply from Staff

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Patricia U.

February 25th, 2021

Quick and easy document recording from home! Wish I knew about this before!

Reply from Staff

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January 9th, 2021

Very easy to fill out the form especially with the detailed guide and the sample. I will use deeds.com again if needed.

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Sara R.

July 24th, 2020

The deed is presently at the auditors office and will be recorded after approval from zoning board. As far as I know, everything is going along well. A self addressed envelope was left at recorder's office for return after recording is complete.

Reply from Staff

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jack b.

December 21st, 2018

good form, reasonable fee

Reply from Staff

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September 4th, 2019

Great service and process for recording deeds quickly and easily. Also impressed with prompt replies to messages providing clear and specific instructions/guidance.

Reply from Staff

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JOHN B.

December 14th, 2020

Process of acquiring an account and submitting a document was VERY easy. Failure was on the Recorders office, for not accepting the survey. Cheers.

Reply from Staff

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Maria W.

July 19th, 2022

Really, the best and easiest service given us to complete a process for recorder office! Thank you!!

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December 19th, 2021

Brilliant idea. Beats working with an attorney who charges $250+ per hour. Thanks.

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Edward S.

March 20th, 2021

The spaces do not line up correctly with the text.

Reply from Staff

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Melody P.

May 13th, 2021

Thank you for getting our docs recorded so quickly and efficiently! Great and dependable service, as always!

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November 5th, 2021

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December 18th, 2019

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