Richland County Mortgage Secured by Promissory Note Form

Last validated October 22, 2026 by our Forms Development Team

Formatted for recording in Richland County, for property anywhere in the county: rural and unincorporated areas as well as Ballentine, Blythewood, Columbia, Eastover, Gadsden, Hopkins, Irmo, State Park and 1 more.

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Richland County Mortgage Form

Richland County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 8/4/2026
Richland County Mortgage Guidelines

Richland County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document last validated 7/20/2026
Richland County Completed Example of the Mortgage Document

Richland County Completed Example of the Mortgage Document

Line by line guide explaining every blank on the form.

Document last validated 10/22/2026
Richland County Promissory Note Form

Richland County Promissory Note Form

P/N can be used for installment or balloon payment(s).

Document last validated 7/29/2026
Richland County Promissory Note Guidelines

Richland County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document last validated 9/25/2026
Richland County Completed Example of the Promissory Note Document

Richland County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document last validated 9/25/2026
Richland County Annual Accounting Statement Form

Richland County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document last validated 10/2/2026

All 7 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Richland County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Richland County Register of Deeds

Address:
Judicial Center - 1701 Main St, Rm 101 / Po Box 192
Columbia, South Carolina 29201 / 29202

Hours: 8:30am to 5:00pm Monday through Friday

Phone: 803-576-1910 or 803-576-1917

Recording Tips for Richland County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Request a receipt showing your recording numbers
  • Ask about accepted payment methods when you call ahead
  • Ask for certified copies if you need them for other transactions

Cities and Jurisdictions in Richland County

Properties in any of these areas use Richland County forms:

  • Ballentine
  • Blythewood
  • Columbia
  • Eastover
  • Gadsden
  • Hopkins
  • Irmo
  • State Park
  • White Rock

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Richland County

How do I get my forms?

Forms are available for immediate download after payment. The Richland County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Richland County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Richland County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Richland County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Richland County?

Recording fees in Richland County vary. Contact the recorder's office at 803-576-1910 or 803-576-1917 for current fees.

Questions answered? Let's get started!

Use this form to mortgage residential property, rental property (up to 4 units), small commercial, condominiums and planned unit developments. A mortgagor is often referred to as the borrower and the mortgagee as the lender. (The mortgagor shall be deemed the owner of the land and the mortgagee as owner of the money lent or due and the mortgagee shall be entitled to recover satisfaction for such money out of the land by foreclosure and sale according to law. But notwithstanding the foregoing provision all releases of the equity of redemption shall be binding and effectual in law.) (SECTION 29-3-10. Rights and title of mortgagor and mortgagee.) This form meets recording requirements for a South Carolina Mortgage:
- Signature of mortgagor (borrower)
- Name and address of mortgagee (lender)
- Two witnesses
- SC Probate or Acknowledgement
- Property description
- Derivation Clause

A mortgage and promissory note with stringent default terms can be advantageous to the lender in the case of a default. Compatible with investor/owner financing.

(South Carolina Mortgage Package includes forms, guidelines, and completed examples) For use in South Carolina only.

Important: Your property must be located in Richland County to use these forms. Documents should be recorded at the county recording office listed above.

This Mortgage Secured by Promissory Note meets all recording requirements specific to Richland County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Richland County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Richland County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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Anna C. 5 out of 5 stars

It was more detailed than the forms on other website, plus cheaper. I do not have date it was recorded in 2000 but did have date of warranty deed. Will that be ok with Recorder? Also did not want to date it today till I know when and where the Recorders office is located.

Reply from Staff

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Joseph E. 5 out of 5 stars

At first I didn't trust all the 5 star reviews. So, I contacted lawyers to check their prices. The price being well over one hundred dollars made my mind up. I gave it a go, the form isn't hard and the directions are easy to follow. 5/5

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LISA B. 5 out of 5 stars

GOT WHAT I NEEDED FORMS WORKED FINE.

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Lucinda L. 5 out of 5 stars

mostly good; however, you need to update the annual exclusion gift amount from $14,000 to $15,000 (where it has ben for several years), and you need to make your Gift Deed final paragraph be gender neutral like "they" or "he or she" rather than just"he". We women lawyers and our women clients appreciate that.

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Linley S. 5 out of 5 stars

This website is extremely easy to use and provides exactly what is needed to record things. I am very appreciative of this service, especially when I can't get to the court right now due to them being closed due to COVID-19 right now. Thank you!

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Thank you Linley, glad we are able to help.

Omar F. 5 out of 5 stars

Great! Thank you!

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Clay H. 5 out of 5 stars

The provided docs and guide were very helpful. Well worth the price in my opinion.

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Elexis C. 5 out of 5 stars

Easy, fast & amazing descriptions of all forms needed.

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Timothy L. 5 out of 5 stars

It was very simple and easy to fill out the information need to do the warranty deed.

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Dennis D. 5 out of 5 stars

Thanks for the efficient process and instructions.

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HEATHER M. 5 out of 5 stars

The guide I needed was very easy to understand and the template was easy to complete. I had a property attorney review the deed before I had it registered and she was impressed. She said she couldn't have written it better herself! Definitely worth the money instead of paying high dollar attorney fees for a simple task.

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SHIRLEY H. 3 out of 5 stars

I like that they have all the forms, but I could not find it they would submit the forms to the recorders office

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Karen M. 5 out of 5 stars

Nicely Done - Blank Deeds, Guidelines, examples, etc. Thank you as a former paralegal, I am impressed.

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EVERYTHING WENT WELL, HAD NO PROBLEMS DOWNLOADING MY FORMS. THE ORDER QUICK AND EASY. THANKS IF I EVER NEED AND OF THESES FORMS AGAIN I WILL BE BACK.

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