Addison County Mortgage Deed (Individual) Form
Last validated July 17, 2026 by our Forms Development Team
Addison County Mortgage Deed (Individual) Form
Fill in the blank Mortgage Deed (Individual) form formatted to comply with all Vermont recording and content requirements.
Addison County Mortgage Deed (Individual) Guide
Line by line guide explaining every blank on the Mortgage Deed (Individual) form.
Addison County Completed Example of the Mortgage Deed (Individual) Document
Example of a properly completed Vermont Mortgage Deed (Individual) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Addison County documents included at no extra charge:
Where to Record Your Documents
Town of Addison: Clerk
Addison, Vermont 05491-8919
Hours: M, Tu, Th 8:30 to 12:00 & 1:00 to 4:30; W, F 8:30 to 12:00
Phone: 802-759-2020
Town Clerk of Bridport
Bridport , Vermont 05734
Hours: M-W 9:00 to 12:00 & 1:00 to 4:00; Th, F 9:00 to 12:00
Phone: 802-758-2483
Town Clerk of Bristol
Bristol, Vermont 05443
Hours: M - F 8am to 4:30pm
Phone: (802) 453-2410
Town Clerk of Cornwall
Cornwall, Vermont 05753
Hours: Tu - F 9am to 5pm
Phone: (802) 462-2775
Town Clerk of Ferrisburgh
Ferrisburgh, Vermont 05456
Hours: M - F 8am to 4pm
Phone: (802) 877-3429
Town Clerk of Goshen
Goshen, Vermont 05733
Hours: Tuesday 9am to 1pm
Phone: 802-247-6455
Town Clerk of Granville
Granville, Vermont 05747
Hours: M - Th 9am to 3pm
Phone: 802-767-4403
Town Clerk of Hancock
Hancock, Vermont 05748
Hours: M 3:30 to 6:30; Tu -Th 9:00 to 3:00
Phone: (802) 767-3660
Town Clerk of Leicester
Leicester, Vermont 05733
Hours: Mo, Tu, Th 9am to 2pm
Phone: 802-247-5961 Ext3
Town Clerk of Lincoln
Lincoln, Vermont 05443
Hours: Mo - Th 8am to 2pm; We 4pm to 7pm
Phone: 802-453-2980
Town Clerk of Middlebury
Middlebury, Vermont 05753
Hours: Mo - Th 7:30am to 5:30pm
Phone: 802-388-8100 Ext 211
Town Clerk of Monkton
Monkton, Vermont 05469
Hours: Mo, Fr 8am to 1pm; T & Th 8am to 1pm & 4pm - 7pm
Phone: 802-453-3800
Town Clerk of New Haven
New Haven, Vermont 05472
Hours: Mo - Th 9am to 4:30pm
Phone: 802-453-3516
Town Clerk of Orwell
Orwell, Vermont 05760
Hours: Mo, Tu, Th 9:30 to 12 & 1 to 3:30; F 9:30 to 12 & 1 to 6
Phone: 802-948-2032
Town Clerk of Panton
Panton, Vermont 05491-8919
Hours: M, Tu, Th 9am to 3pm; W 9am to 5pm
Phone: 802-475-2333
Town Clerk of Ripton
Ripton, Vermont 05766
Hours: Mo 2pm to 6pm; Tu, Th 9am to 1pm
Phone: 802-388-2266
Town Clerk of Salisbury
Salisbury, Vermont 05769
Hours: Tu 9am to 3pm; Th 11pm to 6pm or by appt
Phone: 802-352-4228
Town Clerk of Shoreham
Shoreham, Vermont 05770
Hours: M, Tu, Th, F 9:00 to 12:00 & 1:00 to 4:00
Phone: 802-897-5841
Town Clerk of Starksboro
Starksboro, Vermont 05487
Hours: M - Th 8:30 to 4:30
Phone: 802-453-2639
City Clerk of Vergennes
Vergennes, Vermont 05491
Hours: M - F 8:00 to 4:30
Phone: 802-877-2841
Town Clerk of Waltham
Waltham, Vermont 05491-8919
Hours: Tu & F 9am to 3pm
Phone: 802-877-3641
Town Clerk of Weybridge
Weybridge, Vermont 05753
Hours: M & F 12:30 to 5:30; Tu & Th 9:00 to 2:00
Phone: 802-545-2450
Town Clerk of Whiting
Whiting, Vermont 05778
Hours: Mo 9:00 to 12:00 & 4:00 to 7:00; We 9:00 to 12:00
Phone: 802-623-7813
Recording Tips for Addison County:
- Ensure all signatures are in blue or black ink
- Recorded documents become public record - avoid including SSNs
- Check margin requirements - usually 1-2 inches at top
Cities and Jurisdictions in Addison County
Properties in any of these areas use Addison County forms:
- Bridport
- Bristol
- East Middlebury
- Ferrisburgh
- Granville
- Hancock
- Middlebury
- Monkton
- New Haven
- North Ferrisburgh
- Orwell
- Ripton
- Roxbury
- Salisbury
- Shoreham
- Starksboro
- Vergennes
- Whiting
Hours, fees, requirements, and more for Addison County
How do I get my forms?
Forms are available for immediate download after payment. The Addison County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Addison County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Addison County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Addison County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Addison County?
Recording fees in Addison County vary. Contact the recorder's office at 802-759-2020 for current fees.
Questions answered? Let's get started!
This fillable mortgage deed secures a loan against Vermont real estate for one individual borrower. The form recites a single mortgagor who signs before a notary public, the mortgagee who holds the security, and the terms of the promissory note the deed secures, the configuration that appears when a buyer finances a purchase through the seller, when a private lender or family member funds a loan, and when a sole owner borrows against land that is not the homestead of a married person.
A conveyance that ends when the debt is paid
Vermont is a title theory state, and its mortgage deed reads accordingly: the mortgagor grants, bargains, sells, conveys, and mortgages the property to the mortgagee, subject to a stated condition. When the obligation identified in the deed is paid in full and every other secured obligation is performed, the deed is void, and the mortgagee of record delivers a recorded discharge under 27 V.S.A. sections 461 through 464. Because no Vermont statute implies covenants from a deed label, the form states its title covenants expressly, with the encumbrances listed in the deed excepted, and it states the default provision under which the debt accelerates at the mortgagee's option and the mortgage may be foreclosed through the courts under 12 V.S.A. chapter 172. The promissory note itself stays off the public record; the deed identifies it by amount, date, and maturity without reproducing its terms.
One borrower, one signature, one certificate
The form carries one mortgagor entry, one signature line with a printed name line beneath it, and one acknowledgment certificate, so a single individual executes the whole instrument in one sitting before a notary. Vermont deeds take acknowledgment before a notary public as their execution formality under 27 V.S.A. section 341; witness signatures have no role on an ordinary Vermont conveyance, and the printed name line answers the typed or printed name practice of 32 V.S.A. section 1405 at the recording counter. The single mortgagor pattern this deed recites includes an unmarried buyer giving a purchase money mortgage back to the seller, an owner refinancing a private loan on investment land, and a borrower whose lender is a family member. The form is not set up as a two signer instrument: a married owner mortgaging Vermont homestead property outside the purchase money exception presents a spousal joinder pattern under 27 V.S.A. section 141 that calls for a different configuration.
Recorded with the town clerk, not a county recorder
Vermont land records live in the town or city where the property lies, so this mortgage deed is recorded with the municipal clerk rather than a county office. The statewide recording fee is $15 per page under 32 V.S.A. section 1671, and the form reserves the top of its first page for the clerk's recording information. A mortgage deed secures a debt rather than transferring title for consideration, so it records without the Vermont property transfer tax return that accompanies an ordinary conveyance. Recording is what gives the mortgage its reach: under 27 V.S.A. section 342, an unrecorded mortgage holds the estate only against the grantor and the grantor's heirs, so the recorded deed is what fixes priority against later interests.
The discharge on the other end
When the loan pays off, 27 V.S.A. section 464 gives the mortgagee of record 30 days after full performance to execute and deliver a valid and complete discharge, with statutory damages that accrue by the day when the duty goes unmet. The discharge is a separate instrument, prepared and recorded separately when the debt is satisfied, and it is not included in this package; the mortgage deed itself states the condition that entitles the mortgagor to it.
The download includes the blank fillable mortgage deed, a completed example showing a seller financed loan in the Town of Stowe, and a guide that walks through every section, the notary block, and recording with the town clerk. The materials are informational and are not legal advice.
Important: Your property must be located in Addison County to use these forms. Documents should be recorded at the office below.
This Mortgage Deed (Individual) meets all recording requirements specific to Addison County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Addison County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Addison County Mortgage Deed (Individual) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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