Addison County Mortgage Deed (Two Individuals) Form
Last validated August 21, 2026 by our Forms Development Team
Addison County Mortgage Deed (Two Individuals) Form
Fill in the blank Mortgage Deed (Two Individuals) form formatted to comply with all Vermont recording and content requirements.
Addison County Mortgage Deed (Two Individuals) Guide
Line by line guide explaining every blank on the Mortgage Deed (Two Individuals) form.
Addison County Completed Example of the Mortgage Deed (Two Individuals) Document
Example of a properly completed Vermont Mortgage Deed (Two Individuals) document for reference.
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Additional Vermont and Addison County documents included at no extra charge:
Where to Record Your Documents
Town of Addison: Clerk
Addison, Vermont 05491-8919
Hours: M, Tu, Th 8:30 to 12:00 & 1:00 to 4:30; W, F 8:30 to 12:00
Phone: 802-759-2020
Town Clerk of Bridport
Bridport , Vermont 05734
Hours: M-W 9:00 to 12:00 & 1:00 to 4:00; Th, F 9:00 to 12:00
Phone: 802-758-2483
Town Clerk of Bristol
Bristol, Vermont 05443
Hours: M - F 8am to 4:30pm
Phone: (802) 453-2410
Town Clerk of Cornwall
Cornwall, Vermont 05753
Hours: Tu - F 9am to 5pm
Phone: (802) 462-2775
Town Clerk of Ferrisburgh
Ferrisburgh, Vermont 05456
Hours: M - F 8am to 4pm
Phone: (802) 877-3429
Town Clerk of Goshen
Goshen, Vermont 05733
Hours: Tuesday 9am to 1pm
Phone: 802-247-6455
Town Clerk of Granville
Granville, Vermont 05747
Hours: M - Th 9am to 3pm
Phone: 802-767-4403
Town Clerk of Hancock
Hancock, Vermont 05748
Hours: M 3:30 to 6:30; Tu -Th 9:00 to 3:00
Phone: (802) 767-3660
Town Clerk of Leicester
Leicester, Vermont 05733
Hours: Mo, Tu, Th 9am to 2pm
Phone: 802-247-5961 Ext3
Town Clerk of Lincoln
Lincoln, Vermont 05443
Hours: Mo - Th 8am to 2pm; We 4pm to 7pm
Phone: 802-453-2980
Town Clerk of Middlebury
Middlebury, Vermont 05753
Hours: Mo - Th 7:30am to 5:30pm
Phone: 802-388-8100 Ext 211
Town Clerk of Monkton
Monkton, Vermont 05469
Hours: Mo, Fr 8am to 1pm; T & Th 8am to 1pm & 4pm - 7pm
Phone: 802-453-3800
Town Clerk of New Haven
New Haven, Vermont 05472
Hours: Mo - Th 9am to 4:30pm
Phone: 802-453-3516
Town Clerk of Orwell
Orwell, Vermont 05760
Hours: Mo, Tu, Th 9:30 to 12 & 1 to 3:30; F 9:30 to 12 & 1 to 6
Phone: 802-948-2032
Town Clerk of Panton
Panton, Vermont 05491-8919
Hours: M, Tu, Th 9am to 3pm; W 9am to 5pm
Phone: 802-475-2333
Town Clerk of Ripton
Ripton, Vermont 05766
Hours: Mo 2pm to 6pm; Tu, Th 9am to 1pm
Phone: 802-388-2266
Town Clerk of Salisbury
Salisbury, Vermont 05769
Hours: Tu 9am to 3pm; Th 11pm to 6pm or by appt
Phone: 802-352-4228
Town Clerk of Shoreham
Shoreham, Vermont 05770
Hours: M, Tu, Th, F 9:00 to 12:00 & 1:00 to 4:00
Phone: 802-897-5841
Town Clerk of Starksboro
Starksboro, Vermont 05487
Hours: M - Th 8:30 to 4:30
Phone: 802-453-2639
City Clerk of Vergennes
Vergennes, Vermont 05491
Hours: M - F 8:00 to 4:30
Phone: 802-877-2841
Town Clerk of Waltham
Waltham, Vermont 05491-8919
Hours: Tu & F 9am to 3pm
Phone: 802-877-3641
Town Clerk of Weybridge
Weybridge, Vermont 05753
Hours: M & F 12:30 to 5:30; Tu & Th 9:00 to 2:00
Phone: 802-545-2450
Town Clerk of Whiting
Whiting, Vermont 05778
Hours: Mo 9:00 to 12:00 & 4:00 to 7:00; We 9:00 to 12:00
Phone: 802-623-7813
Recording Tips for Addison County:
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
- White-out or correction fluid may cause rejection
- Check margin requirements - usually 1-2 inches at top
Cities and Jurisdictions in Addison County
Properties in any of these areas use Addison County forms:
- Bridport
- Bristol
- East Middlebury
- Ferrisburgh
- Granville
- Hancock
- Middlebury
- Monkton
- New Haven
- North Ferrisburgh
- Orwell
- Ripton
- Roxbury
- Salisbury
- Shoreham
- Starksboro
- Vergennes
- Whiting
Hours, fees, requirements, and more for Addison County
How do I get my forms?
Forms are available for immediate download after payment. The Addison County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Addison County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Addison County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Addison County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Addison County?
Recording fees in Addison County vary. Contact the recorder's office at 802-759-2020 for current fees.
Questions answered? Let's get started!
Two individual mortgagors sign this Vermont mortgage deed, and the form carries a separate notary acknowledgment certificate for each of them. It is the recorded half of a private loan against Vermont real estate: two people who own the property, often a married couple or a pair of co-owners, convey it to a named mortgagee as security for a promissory note, on the stated condition that the conveyance becomes void when the note is paid and every secured agreement is performed.
A conveyance that ends at payoff
Vermont treats a mortgage as a true conveyance. The statute that gives recorded instruments their effect against third parties, 27 V.S.A. § 342, names the mortgage alongside the deed of bargain and sale, and Vermont title practice describes the granting of a mortgage as a conveyance of legal title to the mortgagee, subject to the mortgagor's right to redeem. This form follows that structure. It conveys the property with full conveyance words and title covenants, identifies the promissory note by date, principal amount, and maturity, and then states the traditional condition: on full payment and performance, the deed is void. Vermont statute backs the ending as well. 27 V.S.A. § 464 requires the mortgagee to deliver a discharge within 30 days after full performance, with statutory damages for delay, and the discharge statutes at 27 V.S.A. §§ 461 through 464a supply the recorded instruments that clear the mortgage from the title.
The promissory note itself, prepared separately and not included in this package, holds the interest rate and payment schedule and stays off the public record. A seller financing a sale has a statutory reason to record the mortgage deed: under 27 V.S.A. § 307, a seller holds no lien for unpaid purchase money unless the lien is created or evidenced by a deed executed, acknowledged, and recorded in the manner required for deeds. The mortgage deed the buyers give back at closing is that instrument, which is why this form appears so often in owner financing.
Two mortgagors, two acknowledgment certificates
The form recites exactly two mortgagors, natural persons signing in their individual capacities, and one mortgagee, who may be an individual or an entity and does not sign. A married couple mortgaging the home they own together, two relatives who took title jointly, and unmarried co-owners borrowing against shared property present the two-signer pattern this deed recites. Each mortgagor signs before a notary, and the two certificates allow the signers to acknowledge on different dates, before different notaries, or in different states. Vermont homestead law runs through the same architecture: 27 V.S.A. § 141 makes a married owner's conveyance of homestead property inoperative as to the homestead unless the spouse joins in the execution and acknowledgment, apart from a purchase money mortgage given at the time of purchase, and a mortgage deed signed and acknowledged by both spouses answers that joinder rule on its face. A sole owner, an entity, or a fiduciary signing in a representative capacity presents a different signature architecture than this form is set up to recite.
Recorded with the town clerk, not a county recorder
Vermont land records are municipal. The completed mortgage deed goes to the clerk of the town or city where the land lies, at the statewide fee of $15.00 per page under 32 V.S.A. § 1671(a), and the top of the first page reserves space for the clerk's recording information. A mortgage deed is also one of the instruments the Vermont property transfer tax return does not reach: the Department of Taxes excludes mortgage deeds from the Form PTT-172 filing category, so the mortgage records without the return that accompanies a deed transferring title. Printed names appear under the signature lines because 32 V.S.A. § 1405 permits the recording official to require them.
The package contains the mortgage deed as a fillable PDF, a completed example showing the form filled in for a realistic Chittenden County fact pattern, and a plain language guide that walks through every numbered section, the notarization rules, and the recording steps. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Addison County to use these forms. Documents should be recorded at the office below.
This Mortgage Deed (Two Individuals) meets all recording requirements specific to Addison County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Addison County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Addison County Mortgage Deed (Two Individuals) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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