Stevens County Deed of Trust and Promissory Note Forms (Washington)
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Form Package
Deed of Trust and Promissory Note
State
Washington
Area
Stevens County
Price
$27.97
Delivery
Immediate Download
Payment Information
Included Forms
All Stevens County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 3/22/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/20/2024
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included document last reviewed/updated 12/11/2023
Promissory Note Form
Note that is secured by the Deed of Trust.
Included document last reviewed/updated 10/5/2023
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 4/17/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included document last reviewed/updated 2/27/2024
Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included document last reviewed/updated 2/1/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 4/12/2024
Request for Reconveyance Form
Used by lender to request reconveyance by trustee.
Included document last reviewed/updated 3/25/2024
Included Supplemental Documents
The following Washington and Stevens County supplemental forms are included as a courtesy with your order.
Frequently Asked Questions:
How long does it take to get my forms?
Forms are available immediately after submitting payment.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Washington or Stevens County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
How do I get my forms, are they emailed?
Forms are NOT emailed to you. Immediately after you submit payment, the Stevens County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.
What type of files are the forms?
All of our Stevens County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Can the Deed of Trust and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Stevens County that you need to transfer you would only need to order our forms once for all of your properties in Stevens County.
Are these forms guaranteed to be recordable in Stevens County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Stevens County including margin requirements, content requirements, font and font size requirements.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Areas Covered by These Deed of Trust and Promissory Note Forms:
- Stevens County
Including:
- Addy
- Chewelah
- Clayton
- Colville
- Evans
- Ford
- Fruitland
- Gifford
- Hunters
- Kettle Falls
- Loon Lake
- Marcus
- Northport
- Rice
- Springdale
- Tumtum
- Valley
- Wellpinit
What is the Washington Deed of Trust and Promissory Note
A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In Washington, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within. In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
RCW 61.24.020- Deeds subject to all mortgage laws---Foreclosure---Recording and indexing---Trustee and beneficiary, separate entities, exception.
Except as provided in this chapter, a deed of trust is subject to all laws relating to mortgages on real property. A deed conveying real property to a trustee in trust to secure the performance of an obligation of the grantor or another to the beneficiary may be foreclosed by trustee's sale. The county auditor shall record the deed as a mortgage and shall index the name of the grantor as mortgagor and the names of the trustee and beneficiary as mortgagee. No person, corporation or association may be both trustee and beneficiary under the same deed of trust: PROVIDED, That any agency of the United States government may be both trustee and beneficiary under the same deed of trust. A deed of trust conveying real property that is used principally for agricultural purposes may be foreclosed as a mortgage. Pursuant to *RCW 62A.9-501(4), when a deed of trust encumbers both real and personal property, the trustee is authorized to sell all or any portion of the grantor's interest in that real and personal property at a trustee's sale.
For us in Washington Only, formatted for county recording requirements. (Washington DOT Package includes forms, guidelines, and completed examples)
Our Promise
The documents you receive here will meet, or exceed, the Stevens County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Stevens County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
Reviews
4.8 out of 5 (4323 Reviews)
Barbara A.
April 25th, 2024
Always helpful!\r\n
We are thankful for your continued support and feedback, which inspire us to continuously improve. Thank you..
Mark E.
April 25th, 2024
This was easy to use and only contained one glaring error-where to send the completed form to finish the process. I’ve completed the form, does this mean I get the amended deed sent to me? I think not.
Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.
Mitchell S.
April 25th, 2024
This service was very helpful, quick, inexpensive and easy to use. Should I ever need it again, I know right where to go.
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Anthony J S.
July 30th, 2022
It was nice to find a form to use for leaving my house without having my kids deal with Probate Court. The price was a lot cheaper than paying for a Lawyer to set up a transfer of ownership.
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Linda C.
February 23rd, 2019
If I hadn't spent my career as an escrow officer (albeit in another state), I may have had a hard time figuring out exactly which deed I needed and how to prepare them, even with the back-up informational, how-to pdf documents, without an attorney. My experience speaks to how much the general public doesn't understand and how confusing it can be. Nonetheless, the access to so many documents at a fairly reasonable cost, the basic how-to docs made available along with the purchased doc makes all the difference. I appreciate having such things available to the public. Many thanks.
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Duncan M.
January 24th, 2019
Forms are fine, but the inability to download a completed form is not. Nor is the ability to convert to another format. Everytime I went to download, the form erased. I didn't have a printer available, so everything I did was to waste.
Thank you for your feedback Duncan. The blank forms should be downloaded first and then completed on your computer.
Joseph F.
June 10th, 2021
I Found Deeds.com to be fabulous. I had no idea how or where to start to get a quitclaim deed. deeds.com made it effortless and easy to complete the paperwork with great instructions and information. I highly recommend deeds.com
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Jamie W.
September 27th, 2019
Very fast service. Wish I knew about this earlier.
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Charlotte H.
July 16th, 2022
Easy to use and download. Everything we needed with a guide for accuracy.
Thank you!
Dennis D.
November 7th, 2019
Thanks for the efficient process and instructions.
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Audra P.
March 2nd, 2021
Deeds.com was so easy to use and understand. So fairly priced too in my opinion, worth every penny! Thank you deeds.com and I'm grateful my county uses and encourages using them.
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Angela W.
February 16th, 2022
All went well.
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LISA B.
December 5th, 2019
GOT WHAT I NEEDED FORMS WORKED FINE.
Thank you!
Lutalo O.
December 26th, 2019
Great tool for finding the best real estate forms!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Walter P.
March 24th, 2022
Good forms for deep prep.A lot of detail needed to complete the deed.
Thank you for your feedback. We really appreciate it. Have a great day!
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