Saint Clair County Contract for Deed Form

Saint Clair County Contract for Deed Form
Fill in the blank Contract for Deed form formatted to comply with all Alabama recording and content requirements.

Saint Clair County Contract for Deed Guide
Line by line guide explaining every blank on the Contract for Deed form.

Saint Clair County Completed Example of the Contract for Deed Document
Example of a properly completed Alabama Contract for Deed document for reference.

Saint Clair County Annual Accounting Statement Form
Fill in the blank form, used for fiscal year reporting.
All 4 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Alabama and Saint Clair County documents included at no extra charge:
Where to Record Your Documents
St. Clair County Probate Office
Ashville, Alabama 35953
Hours: 8:00am - 4:30pm M-F
Phone: (205) 594-2120
Pell City Probate Office
Pell City, Alabama 35125
Hours: 8:00am - 4:30pm M-F
Phone: (205) 338-9449
Recording Tips for Saint Clair County:
- Verify all names are spelled correctly before recording
- Check margin requirements - usually 1-2 inches at top
- Recording fees may differ from what's posted online - verify current rates
Cities and Jurisdictions in Saint Clair County
Properties in any of these areas use Saint Clair County forms:
- Ashville
- Cook Springs
- Cropwell
- Margaret
- Moody
- Odenville
- Pell City
- Ragland
- Riverside
- Springville
- Steele
- Wattsville
Hours, fees, requirements, and more for Saint Clair County
How do I get my forms?
Forms are available for immediate download after payment. The Saint Clair County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Saint Clair County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Saint Clair County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Saint Clair County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Saint Clair County?
Recording fees in Saint Clair County vary. Contact the recorder's office at (205) 594-2120 for current fees.
Questions answered? Let's get started!
A contract for deed, also known as a land contract or installment sale agreement, is an alternative financing arrangement for buying property, where the seller finances the purchase rather than the buyer obtaining a loan from a third-party lender. In Alabama, as in other states, this type of contract involves the buyer making payments directly to the seller over a period until the full purchase price is paid, after
1. Seller Financing: The primary function of a Contract for Deed is to provide an alternative financing option where the seller acts as the lender. The buyer makes payments directly to the seller over an agreed-upon period instead of obtaining a loan from a bank or mortgage company.
2. Transfer of Ownership: Unlike traditional real estate transactions where ownership is transferred immediately upon the close of the sale, in a Contract for Deed, the legal title remains with the seller until all payments under the contract have been completed. This deferred transfer of title is a distinctive feature of this type of agreement.
3. Possession and Use: Although the legal title remains with the seller, the buyer usually takes possession of the property right after the contract is signed. The buyer can use the property, live in it, or even improve it during the term of the contract.
4. Payment Structure: The payments made under a Contract for Deed often resemble those of a standard mortgage, including principal and interest, and are typically made in monthly installments. This contract also includes a balloon payment option if applicable to your situation.
5. Protection for Both Parties: The contract specifies the obligations and rights of both the buyer and the seller, providing protections for each: THE PURCHASER CAN CURE A DEFAULT in the Note by bringing all past due payments on the Note and penalties, if any, current. If the Note is subject to foreclosure, the Purchaser would, most likely, be required to pay the entire balance due under the Note to protect the Purchaser's interest in the Property.
6. Flexibility: Contracts for Deed can be customized to suit the financial situations and agreements between individual buyers and sellers, Use this Contract for residential property, rental units, and condominiums.
Sections 40-22-1 through 40-22-12 of the Code of Alabama 1975 pertain to the recordation of conditional sale contracts, which include contracts for deed or installment sale agreements. These provisions outline the legal requirements for recording such contracts to ensure they are valid and enforceable, as well as to provide public notice of the buyer's interest in the property.
1. Requirement for Recordation: Mandatory Recording: To be enforceable against third parties, a conditional sale contract must be recorded in the office of the judge of probate in the county where the property is located. This recording provides public notice of the buyer's equitable interest in the property.
2. Timeframe: The contract must be recorded within a specific timeframe (often within 30 days of execution) to ensure it is properly indexed and accessible for public record.
Important: Your property must be located in Saint Clair County to use these forms. Documents should be recorded at the office below.
This Contract for Deed meets all recording requirements specific to Saint Clair County.
Our Promise
The documents you receive here will meet, or exceed, the Saint Clair County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Saint Clair County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4573 Reviews )
Robert H.
March 17th, 2021
Just what I needed to file in Orange County. East to use and reasonably priced. Will use again if needed.
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Sarjit K.
August 30th, 2023
excellent
Thank you!
A. S.
February 27th, 2019
First, I am glad that you gave a blank copy, an example copy, and a 'guide'. It made it much easier to do. Overall I was very happy with your products and organization... however, things got pretty confusing and I have a pretty 'serious' law background in Real Estate and Civil law. With that said, I spent about 10+ hours getting my work done, using the Deed of Trust and Promissory note from you and there were a few problems: First, it would be FANTASTIC if you actually aligned your guide to actually match the Deed or Promissory Note. What I mean is that if the Deed says 'section (E)' then your guide shouldn't be 'randomly' numbered as 1,2,3, for advice/instructions, but should EXACTLY match 'section (E)'. Some places you have to 'hunt' for what you are looking for, and if you did it based on my suggestion, you wouldn't need to 'hunt' and it would avoid confusion. 2nd: This one really 'hurt'... you had something called the 'Deed of Trust Master Form' yet you had basically no information on what it was or how to use it. The only information you had was a small section at the top of the 'Short Form Deed of Trust Guide'. Holy Cow, was that 'section' super confusing. I still don't know if I did it correctly, but your guide says only put a return address on it and leave the rest of the 16 or so page Deed of Trust beneath it blank... and then include your 'Deed of Trust' (I had to assume the short form deed that I had just created) as part of it. I had to assume that I had to print off the entire 17 page or so title page and blank deed. I also had to assume that the promissory note was supposed to be EXHIBIT A or B on the Short Form Deed. It would be great if someone would take a serious look at that short section in your 'Short Form Deed of Trust Guide' and realize that those of us using your products are seriously turning this into a county clerk to file and that most of us, probably already have a property that has an existing Deed... or at least can find one in the county records if necessary... and make sure that you make a distinction between the Deed for the property that already exists, versus the Deed of Trust and Promissory note that we are trying to file. Thanks.
Thank you for your feedback. We'll have staff review the document for clarity. Have a great day!
Rosa D.
June 18th, 2019
Obtaining a quick claim deed from this website was easy and friendly I must say. Thank you so much.
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Jamie B.
July 14th, 2020
Deeds.com made the recording of our Deed in a county where we do not reside, VERY easy! Customer service was great with all my questions answered immediately via my account portal. Very user friendly service! I wish the available documents were a little less pricey, but all in all, to get the job done right, I'll probably utilize the document downloads in the future.
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Linda T.
July 11th, 2020
The application was extremely easy to use with good instructions. Will definitely use a again.
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RONDA S.
March 18th, 2021
I just love this site!
Thank you!
David C.
February 7th, 2021
I found it pretty easy to navigate, all worked well. Need a better example of excise tax. Lastly, your link in the email to get to this page doesn't work :)
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Daniel R.
August 26th, 2020
It all looked pretty easy to navigate. Forms are just now downloaded so I'll see how opening, filling-out goes. I'm encouraged. Thanks
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Gene L.
August 5th, 2020
Worked perfect. Thanks.
Thank you!
William J. T.
July 9th, 2019
Satisfied with downloaded documents.
Thank you!
Connie L.
January 20th, 2024
Ordered a Quitclaim deed and worked perfectly at Register of Deed office. Liked the instructions and copy of one example filled out made it so much easier to understand. One price is great as most of other companies wanted a membership to join. Will use Deeds.com again if I ever need different forms. Thanks!!!
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Moving Forward V.
October 13th, 2023
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October 18th, 2019
Great , easy to use.
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Kimberly F.
April 22nd, 2020
Ordered and received the quitclaim form. Exactly what I expected, perfect.
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