Essex County Discharge of Mortgage Form
Last validated July 16, 2026 by our Forms Development Team
Essex County Discharge of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Essex County Discharge of Mortgage Guidelines
Line by line guide explaining every blank on the form.

Essex County Completed Example of the Discharge of Mortgage Document
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Massachusetts and Essex County documents included at no extra charge:
Where to Record Your Documents
Essex County Registry of Deeds, Northern District
Lawrence, Massachusetts 01843
Hours: 8:00 to 4:30 Mon-Fri / Recording until 4:00
Phone: (978) 557-1900
Essex County Register of Deeds, Southern District
Salem, Massachusetts 01970
Hours: 8:00 to 4:30 Mon-Fri / Recording until 4:00
Phone: (978) 542-1704
Recording Tips for Essex County:
- Check that your notary's commission hasn't expired
- Both spouses typically need to sign if property is jointly owned
- Recording fees may differ from what's posted online - verify current rates
- Request a receipt showing your recording numbers
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Essex County
Properties in any of these areas use Essex County forms:
- Amesbury
- Andover
- Beverly
- Boxford
- Byfield
- Danvers
- Essex
- Georgetown
- Gloucester
- Groveland
- Hamilton
- Hathorne
- Haverhill
- Ipswich
- Lawrence
- Lynn
- Lynnfield
- Manchester
- Marblehead
- Merrimac
- Methuen
- Middleton
- Nahant
- Newbury
- Newburyport
- North Andover
- Peabody
- Prides Crossing
- Rockport
- Rowley
- Salem
- Salisbury
- Saugus
- South Hamilton
- Swampscott
- Topsfield
- Wenham
- West Boxford
- West Newbury
Hours, fees, requirements, and more for Essex County
How do I get my forms?
Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Essex County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Essex County?
Recording fees in Essex County vary. Contact the recorder's office at (978) 557-1900 for current fees.
Questions answered? Let's get started!
Use this form to fully release/discharge a mortgage when paid in full.
(''Discharge'', a duly executed and acknowledged deed of release of a mortgage or other written instrument that, by its terms, discharges or releases a mortgage or the lien thereof or acknowledges payment or satisfaction of a mortgage or the debt or obligation secured by a mortgage or the conditions therein contained) (Section 54. (a))
(A mortgage may be discharged by 1 of 2 or more joint holders of a mortgage or the mortgagee, mortgage servicer or note holder, or an heir, executor, administrator, successor or assignee thereof, but, the discharge shall comply with the requirements of subsection (b) of section 55. The discharge shall have the same effect as a deed of release, and may be recorded when duly executed and acknowledged or on proof of its execution in accordance with sections 34 to 41, inclusive, or on such other proof of its due execution by credible evidence in the form of corroborating documents or affidavits establishing the authenticity of the discharge and the execution thereof and, in that case, the discharge and the corroborating documents or affidavits may be recorded along with or as exhibits to an affidavit under section 5B that refers to the documents or affidavits. The recordation of a duly executed and acknowledged or proven discharge as provided herein shall be conclusive evidence that the mortgage has been discharged) (Section 54(a))
This form may be recorded in the [Registry of Deeds] or the [Land Court Registry], @ 15 to 20 percent of land in Massachusetts is registered land, meaning the land is insured by the Commonwealth of Massachusetts, and documents affecting real property must be recorded in the Land Court. (A discharge shall contain the street address of the mortgaged property, the book number and page number or the land court document number and recording date of the mortgage, and the name of the original mortgagor;) (Section 54.(b))
(Massachusetts Discharge of Mortgage Package includes form, guidelines, and completed example) For use in Massachusetts only
Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage meets all recording requirements specific to Essex County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Essex County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4759 Reviews )
Brian R.
May 12th, 2020
Your website is very informative, and easy to use.The purchase and download process was clear and went well. I would add that your Virginia Quitclaim Deed Guide is very comprehensive and informative. This combined with the example form you provide is most helpful. Thank You. Brian R
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Leslie C.
September 13th, 2023
I recently purchased online DIY legal forms, and I must say I was thoroughly impressed. The documents provided were accurate, comprehensive, and precisely what I needed. The accompanying guide was clear, instructive, and really bridged the gap for someone like me who isn't well-versed in legal jargon. What stood out the most, however, was the inclusion of the example. It served as a practical reference and made the entire process so much more approachable. Being able to see a filled-out sample made all the difference. Overall, this product has been invaluable in helping me navigate legal processes on my own.
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Dennis F.
December 20th, 2024
The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.
Your feedback is a crucial part of our dedication to ongoing improvement. Thank you for your insightful comments.
Andrew H.
November 11th, 2020
Very efficient does what it says on the box.
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Diyang W.
January 12th, 2025
Very Good Product. Provided a lot of good info to assist people to DIY various Deed
We are grateful for your engagement and feedback, which help us to serve you better. Thank you for being an integral part of our community.
Jim W.
June 2nd, 2022
ALL I CAN SAY IS WOW. I AM SO GLAD THAT SOMEONE THOUGHT OF THIS OPROCESS FOR NON-TITLE COMPANIES, SMALL COMPANIES, ETC. I REALLY APPRECIATED THE SERVICE WHEN I RECORDED MY FIRST SET OF DOCS HERE. THEY WERE A MESS AND I HAD A LOT OF QUESTIONS. AGAIN THANK YOU!
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Russell L.
November 9th, 2021
Your Personal Representative's Deed and example for the state of PA were extremely helpful. Exactly what I needed! Two feedback comments: 1. Valuation Factors/Short List in my download is an outdated table dated July 2020. The PA Dept of Revenue website has a more current table dated June 2021. (Maybe same for Valuation Factors/Long List, which I didn't use.) 2. Notarization section on deed page 3 has a gender-related input needed, which confused the Notary Public representative where I live in the state of CO. Notary input the word she to apply to my wife, but wasn't clear to him if the gender input applied to the Grantor or the Notary. He assumed Grantor. Also in our non-binary world, some might find that wording offensive. Thanks again for your documents. Russ Lewis
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Ashley H.
September 21st, 2020
Thank you for the quick response time messaging back and forth to get this completed, and also the fairly speedy e-recording! Excellent customer service!!!
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James J.
December 27th, 2019
Downloaded and used the Ladybird Warranty Deed for a county in Florida with no issues. Cost for the download and subsequent recording fee of the deed totaled less than $40. No reason to pay hundreds. I assume the subsequent transfer upon death will go smoothly, but I of course, will never know. The "example" of a completed form was very beneficial. Also, get a copy of the current deed and make sure legal description of real estate is exactly the same on the new deed.
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Barry B.
November 19th, 2020
I was very impressed on how simple the process was to record the documents I needed recorded. Thank you for all of your help.
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November 14th, 2024
Great communication and always on timely manner unless issue appears with the document. I like their customer service, very helpful and assisting when necessary.
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DEBORAH H.
December 9th, 2023
I found everything I needed
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March 21st, 2023
It worked! It was exactly what I needed and was easily understood.
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April 16th, 2021
I finally was able to download the forms. Thank you and I know I will be able to use your service anytime I may need a legal document. Thanks again!
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Julie G.
November 30th, 2020
Great online tool to get your deeds recorded without having to go downtown! Will be using deeds.com for all our future recordings!
Thank you!