Worcester County Mortgage Deed and Promissory Note Form
Last validated April 14, 2026 by our Forms Development Team
Worcester County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Worcester County Mortgage Deed Guide
Line by line guide explaining every blank on the form.
Worcester County Completed Example of the Mortgage Deed Document
Example of a properly completed form for reference.
Worcester County Promissory Note Form
Note that is secured by the Mortgage.
Worcester County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Worcester County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Worcester County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Massachusetts and Worcester County documents included at no extra charge:
Where to Record Your Documents
Worcester District Registry of Deeds
Worcester, Massachusetts 01608
Hours: 9:00am to 4:00 pm M-F
Phone: (508) 798-7717
Worcester Northern District Registry of Deeds
Fitchburg, Massachusetts 01420
Hours: 8:30 to 4:30 M-F / Recording until 4:00
Phone: (978) 342-2132
Recording Tips for Worcester County:
- Check margin requirements - usually 1-2 inches at top
- Avoid the last business day of the month when possible
- Request a receipt showing your recording numbers
- Ask about their eRecording option for future transactions
- Verify the recording date if timing is critical for your transaction
Cities and Jurisdictions in Worcester County
Properties in any of these areas use Worcester County forms:
- Ashburnham
- Athol
- Auburn
- Baldwinville
- Barre
- Berlin
- Blackstone
- Bolton
- Boylston
- Brookfield
- Charlton
- Charlton City
- Charlton Depot
- Cherry Valley
- Clinton
- Douglas
- Dudley
- East Brookfield
- East Princeton
- East Templeton
- Fayville
- Fiskdale
- Fitchburg
- Gardner
- Gilbertville
- Grafton
- Hardwick
- Harvard
- Holden
- Hopedale
- Hubbardston
- Jefferson
- Lancaster
- Leicester
- Leominster
- Linwood
- Lunenburg
- Manchaug
- Mendon
- Milford
- Millbury
- Millville
- New Braintree
- North Brookfield
- North Grafton
- North Oxford
- North Uxbridge
- Northborough
- Northbridge
- Oakham
- Oxford
- Paxton
- Petersham
- Princeton
- Rochdale
- Royalston
- Rutland
- Shrewsbury
- South Barre
- South Grafton
- South Lancaster
- Southborough
- Southbridge
- Spencer
- Sterling
- Still River
- Sturbridge
- Sutton
- Templeton
- Upton
- Uxbridge
- Warren
- Webster
- West Boylston
- West Brookfield
- West Millbury
- West Warren
- Westborough
- Westminster
- Wheelwright
- Whitinsville
- Winchendon
- Winchendon Springs
- Worcester
Hours, fees, requirements, and more for Worcester County
How do I get my forms?
Forms are available for immediate download after payment. The Worcester County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Worcester County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Worcester County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Worcester County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Worcester County?
Recording fees in Worcester County vary. Contact the recorder's office at (508) 798-7717 for current fees.
Questions answered? Let's get started!
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments. A mortgage deed has full force and effect when it includes:
''Mortgage covenants''
(In a conveyance of real estate the words ''mortgage covenants'' shall have the full force, meaning and effect of the following words, and shall be applied and construed accordingly: ''The mortgagor, for himself, his heirs, executors, administrators and successors, covenants with the mortgagee and his heirs, successors and assigns, that he is lawfully seized in fee simple of the granted premises; that they are free from all encumbrances; that the mortgagor has good right to sell and convey the same; and that he will, and his heirs, executors, administrators and successors shall, warrant and defend the same to the mortgagee and his heirs, successors and assigns forever against the lawful claims and demands of all persons; and that the mortgagor and his heirs, successors or assigns, in case a sale shall be made under the power of sale, will, upon request, execute, acknowledge and deliver to the purchaser or purchasers a deed or deeds of release confirming such sale; and that the mortgagee and his heirs, executors, administrators, successors and assigns are appointed and constituted the attorney or attorneys irrevocable of the said mortgagor to execute and deliver to the said purchaser a full transfer of all policies of insurance on the buildings upon the land covered by the mortgage at the time of such sale''.) (General Laws Part II Title I Chapter 183, Section 19)
(CONDITION.)
(Provided, nevertheless, except as otherwise specifically stated in the mortgage, that if the mortgagor, or his heirs, executors, administrators, successors or assigns shall pay unto the mortgagee or his executors, administrators or assigns the principal and interest secured by the mortgage, and shall perform any obligation secured at the time provided in the note, mortgage or other instrument or any extension thereof, and shall perform the condition of any prior mortgage, and until such payment and performance shall pay when due and payable all taxes, charges and assessments to whomsoever and whenever laid or assessed, whether on the mortgaged premises or on any interest therein or on the debt or obligation secured thereby; shall keep the buildings on said premises insured against fire in a sum not less than the amount secured by the mortgage or as otherwise provided therein for insurance for the benefit of the mortgagee and his executors, administrators and assigns, in such form and at such insurance offices as they shall approve, and, at least two days before the expiration of any policy on said premises, shall deliver to him or them a new and sufficient policy to take the place of the one so expiring, and shall not commit or suffer any strip or waste of the mortgaged premises or any breach of any covenant contained in the mortgage or in any prior mortgage, then the mortgage deed, as also the mortgage note or notes, shall be void.) (General Laws Part II Title I Chapter 183, Section 20)
(POWER.)
(But upon any default in the performance or observance of the foregoing or other condition, the mortgagee or his executors, administrators, successors or assigns may sell the mortgaged premises or such portion thereof as may remain subject to the mortgage in case of any partial release thereof, either as a whole or in parcels, together with all improvements that may be thereon, by public auction on or near the premises then subject to the mortgage, or, if more than one parcel is then subject thereto, on or near one of said parcels, or at such place as may be designated for that purpose in the mortgage, first complying with the terms of the mortgage and with the statutes relating to the foreclosure of mortgages by the exercise of a power of sale, and may convey the same by proper deed or deeds to the purchaser or purchasers absolutely and in fee simple; and such sale shall forever bar the mortgagor and all persons claiming under him from all right and interest in the mortgaged premises, whether at law or in equity.) (General Laws Part II Title I Chapter 183, Section 21)
A mortgage deed with statutory power of sale and a promissory note with stringent default terms can be beneficial to the lender.
(Massachusetts Mortgage Package includes forms, guidelines, and completed examples) For use in Massachusetts only.
Important: Your property must be located in Worcester County to use these forms. Documents should be recorded at the office below.
This Mortgage Deed and Promissory Note meets all recording requirements specific to Worcester County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Worcester County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Worcester County Mortgage Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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