Charleston County Mortgage Secured by Promissory Note Form (South Carolina)
All Charleston County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Charleston County compliant document last validated/updated 4/25/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Charleston County compliant document last validated/updated 5/14/2025
Completed Example of the Mortgage Document
Line by line guide explaining every blank on the form.
Included Charleston County compliant document last validated/updated 5/14/2025
Promissory Note Form
P/N can be used for installment or balloon payment(s).
Included Charleston County compliant document last validated/updated 6/9/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Charleston County compliant document last validated/updated 7/7/2025
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Charleston County compliant document last validated/updated 4/23/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Charleston County compliant document last validated/updated 3/5/2025
The following South Carolina and Charleston County supplemental forms are included as a courtesy with your order:
When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Charleston County. The executed documents should then be recorded in the following office:
Charleston County Register
O.T. Wallace County Office Building - 101 Meeting St, Rm 200 / PO Box 726, Charleston, South Carolina 29401 / 29402
Hours: 8:30am to 5:00pm Monday through Friday / Recording until 4:30pm
Phone: (843) 958-4800
Local jurisdictions located in Charleston County include:
- Adams Run
- Awendaw
- Charleston
- Charleston Afb
- Folly Beach
- Hollywood
- Isle Of Palms
- Johns Island
- Mc Clellanville
- Mount Pleasant
- North Charleston
- Ravenel
- Sullivans Island
- Wadmalaw Island
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Charleston County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Charleston County using our eRecording service.
Are these forms guaranteed to be recordable in Charleston County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Charleston County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Secured by Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Charleston County that you need to transfer you would only need to order our forms once for all of your properties in Charleston County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by South Carolina or Charleston County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Charleston County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this form to mortgage residential property, rental property (up to 4 units), small commercial, condominiums and planned unit developments. A mortgagor is often referred to as the borrower and the mortgagee as the lender. (The mortgagor shall be deemed the owner of the land and the mortgagee as owner of the money lent or due and the mortgagee shall be entitled to recover satisfaction for such money out of the land by foreclosure and sale according to law. But notwithstanding the foregoing provision all releases of the equity of redemption shall be binding and effectual in law.) (SECTION 29-3-10. Rights and title of mortgagor and mortgagee.) This form meets recording requirements for a South Carolina Mortgage:
- Signature of mortgagor (borrower)
- Name and address of mortgagee (lender)
- Two witnesses
- SC Probate or Acknowledgement
- Property description
- Derivation Clause
A mortgage and promissory note with stringent default terms can be advantageous to the lender in the case of a default. Compatible with investor/owner financing.
(South Carolina Mortgage Package includes forms, guidelines, and completed examples) For use in South Carolina only.
Our Promise
The documents you receive here will meet, or exceed, the Charleston County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Charleston County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 30th, 2025
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June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
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Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
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Cyndi E.
March 25th, 2022
Outstanding service! So efficient and easy! Within 2 hours my document was reviewed, invoiced and forwarded to the DC ROD. This saved me so much time.
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STEVEN J.
October 18th, 2019
Great , easy to use.
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Kathy B.
April 19th, 2019
Used this service in 2016 and had NO problems with getting all the correct paperwork submitted and I would definitely recommend this company
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Nancy A.
June 23rd, 2021
First time user and I was pleasantly surprised how quick and easy it was to get my Deed recorded. And the fee was not outrageous.
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Peggy D.
August 26th, 2021
Very helpful in finding the information for me. Quick response.
Very easy to use the forms.
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Toni M.
June 24th, 2019
I liked having the forms. Some may need to know they can look at the legal Description from online county records, then type up in Word document line by line, the degree sign in Word program is achieved by using alt and 248 on number pad. Then on the form page one write SEE Exibit A and title your Word program description as Exibit A. Goes without saying the legal description should be looked over many times and it is easier to do so if you format your Word the same lineage as the legal description online which is usually not text which is why you have to retype it.
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Susan S.
May 19th, 2020
Ordered the forms, completed them, had them notarized, then erecorded all in under 2 hours. Would have been faster but had to wait for the bank to open for notary. Might try the online notary next time. Fantastic experience.
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Munir S.
August 2nd, 2024
Good service. Easy to use, responsive, fast, and fairly priced. First time user, will continue to use it for future needs. Recommend.
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Nicole M.
June 3rd, 2020
This is my very first use with your company. I submitted my package and within the hour you had responded with an Invoice for me to pay so you could proceed with my recording. So far I am very impressed! Thank you.
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Steve B.
December 31st, 2021
Awesome. Last time I needed to f Ile a document it cost $300.00 gor a lawyer. This time $53.00.
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Gene L.
August 5th, 2020
Worked perfect. Thanks.
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Pedro M.
December 15th, 2023
Very good service......
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