Rutland County Discharge of Mortgage (Individual) Form
Last validated July 18, 2026 by our Forms Development Team
Rutland County Discharge of Mortgage (Individual) Form
Fill in the blank Discharge of Mortgage (Individual) form formatted to comply with all Vermont recording and content requirements.

Rutland County Discharge of Mortgage (Individual) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Individual) form.

Rutland County Completed Example of the Discharge of Mortgage (Individual) Document
Example of a properly completed Vermont Discharge of Mortgage (Individual) document for reference.
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Additional Vermont and Rutland County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Benson
Benson, Vermont 05731
Hours: Mo, Tu, Th, Fr 9:00 to 3:00 & We 3:00 to 7:00
Phone: (802) 537-2611
Town Clerk of Brandon
Brandon, Vermont 05733
Hours: Mo-Fr 8:00 to 4:00
Phone: (802) 247-3635
Town Clerk of Castleton
Castleton, Vermont 05735
Hours: Mo-We 9:00 to 4:30; Th 10:00 to 5:30 (closed 12:30-1:00); Fr 9:00 to 1:00
Phone: (802) 468-2212
Town Clerk of Chittenden
Rutland, Vermont 05737
Hours: Mo-Th 9:00 to 4:00
Phone: (802) 483-6647 x1
Town Clerk of Clarendon
Clarendon, Vermont 05759
Hours: Mo-Th 10am to 4pm
Phone: (802) 775-4274
Town Clerk of Danby
Danby, Vermont 05739
Hours: Mo-Th 9am to 12pm & 1pm to 4pm
Phone: (802) 293-5136
Town Clerk of Fair Haven
Fair Haven, Vermont 05743
Hours: Mo-Th 8:00 to 4:00; We until 7:00; Fr 8:00 to 12:00
Phone: (802) 265-3610 x4
Town Clerk of Hubbardton
Castleton, Vermont 05735
Hours: Mo, We, Fr 9am to 2pm; call on other days
Phone: (802) 273-2951
Town Clerk of Ira
Ira, Vermont 05777
Hours: Tu 3:00 to 7:00 & Fr 8:30 to 2:30; or by appt
Phone: (802) 235-2745
Town Clerk of Killington
Killington, Vermont 05751
Hours: Mo-Fr 9:00 to 3:00
Phone: (802) 422-3243
Town Clerk of Mendon
Mendon, Vermont 05701
Hours: Mo, Tu, Th 8:00 to 5:00
Phone: (802) 775-1662 x1
Town Clerk of Middletown Springs
Middletown Springs, Vermont 05757-1232
Hours: Mo, Tu 9:00 to 12:00 & 1:00 to 4:00, Fr 1:00 to 4:00, Sa 9:00 to 12:00
Phone: (802) 235-2220
Town Clerk of Mount Holly
Mount Holly, Vermont 05758
Hours: Mo-Th 8:30 to 4:00
Phone: (802) 259-2391
Town Clerk of Mount Tabor
Mt. Tabor, Vermont 05739
Hours: Tu & We 9am to noon or by appt
Phone: (802) 293-5282 or 293-5020 (home)
Town Clerk of Pawlet
Pawlet, Vermont 05761-0128
Hours: Mo, We 8:30 to 3:30; Tu 11:00 to 6:00; Th 9:00 to noon
Phone: (802) 325-3309 x1
Town Clerk of Pittsfield
Pittsfield, Vermont 05762
Hours: Tu 12pm to 6pm; We, Th 9am to 3pm
Phone: (802) 746-8170
Town Clerk of Pittsford
Pittsford, Vermont 05763-0010
Hours: Mo-We 8:00 to 4:30; Th 8:00 to 6:00; Fr 8:00 to 3:00
Phone: (802) 483-6500 x11, 12 & 13
Town Clerk of Poultney
Poultney, Vermont 05764
Hours: Mo-Fr 8:30 to 12:30 & 1:30 to 4:00
Phone: (802) 287-5761
Town Clerk of Proctor
Proctor, Vermont 05765
Hours: Mo-Fr 8:00 to 4:00
Phone: (802) 459-3333
City of Rutland: Clerk
Rutland, Vermont 05702
Hours: Mo-Fr 8:30 to 5:00 (phone); 9:00 to 4:45 (vault)
Phone: (802) 773-1800 x5
Town of Rutland: Clerk
Ctr Rutland, Vermont 05736
Hours: Mo-Fr 8:00 to 4:30
Phone: (802) 773-2528
Town Clerk of Shrewsbury
Shrewsbury, Vermont 05738
Hours: Mo-Th 9:00 to 3:00
Phone: (802) 492-3511
Town Clerk of Sudbury
Sudbury, Vermont 05733
Hours: Mo 9:00 to 4:00; We 7:00 to 9:00; Fr 9:00 to 3:00
Phone: (802) 623-7296
Town Clerk of Tinmouth
Tinmouth, Vermont 05773
Hours: Mo & Th 8:00 to 12:00 & 1:00 to 5:00; most Sats 9:00 to noon; and by appt
Phone: (802) 446-2498
Town Clerk of Wallingford
Wallingford, Vermont 05773
Hours: Mo-Th 8:00 to 4:30; Fr 8:00 to 12:00
Phone: (802) 446-2336
Town Clerk of Wells
Wells, Vermont 05774
Hours: Mo-Th 7:30 to 3:30
Phone: (802) 645-0486 x10
Town Clerk of West Haven
West Haven, Vermont 05743
Hours: Mo & We 1:00 to 3:30
Phone: (802) 265-4880
Town Clerk of West Rutland
West Rutland, Vermont 05777
Hours: Mo-Th 9:00 to 3:00; Friday by appointment
Phone: (802) 438-2204
Recording Tips for Rutland County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
Cities and Jurisdictions in Rutland County
Properties in any of these areas use Rutland County forms:
- Belmont
- Benson
- Bomoseen
- Brandon
- Castleton
- Center Rutland
- Chittenden
- Cuttingsville
- Danby
- East Poultney
- East Wallingford
- Fair Haven
- Florence
- Forest Dale
- Hydeville
- Killington
- Middletown Springs
- Mount Holly
- North Clarendon
- Pawlet
- Pittsfield
- Pittsford
- Poultney
- Proctor
- Rutland
- Wallingford
- Wells
- West Pawlet
- West Rutland
Hours, fees, requirements, and more for Rutland County
How do I get my forms?
Forms are available for immediate download after payment. The Rutland County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Rutland County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Rutland County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Rutland County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Rutland County?
Recording fees in Rutland County vary. Contact the recorder's office at (802) 537-2611 for current fees.
Questions answered? Let's get started!
A paid off mortgage stays on a Vermont town's land records until the holder puts a discharge there. This form prepares that discharge under 27 V.S.A. section 463 in the individual mortgagee configuration: one private holder of the mortgage, signing the statutory certificate of satisfaction in an individual capacity and recording it with the town clerk.
The certificate Vermont law puts in the record
Section 463 is Vermont's discharge by separate instrument. The statute supplies a short form of certificate, an acknowledgment of satisfaction stating that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, and the book, page, and town of its recording. Under section 463(b), when that satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. The form carries the statutory certification language in its operative section and collects the identifying particulars in numbered sections: mortgagee, mortgagor, the mortgage's recording references, any recorded assignments, and the property. A release of mortgage prepared this way reads the way Vermont town clerks and title examiners expect to find it.
One individual holder, one signature
The form recites a single mortgagee who holds the mortgage of record as an individual and signs in that capacity, over one signature line and one acknowledgment certificate. Seller financed sales where the seller took back a mortgage at closing, private loans between relatives secured against Vermont real estate, and mortgages acquired by an individual investor through a recorded assignment present this pattern; the assignment section carries the recording references that connect an assignee to the original mortgagee. The form is not set up as a discharge by a bank or company, which an officer or authorized agent signs in a representative capacity, and it is not the attorney discharge that 27 V.S.A. section 464a describes or a fiduciary discharge for a deceased mortgagee's estate.
The thirty day clock after payoff
Vermont attaches real deadlines to the mortgage payoff. Under 27 V.S.A. section 464, a mortgagee who receives a written request provides a payoff statement within five business days, and within 30 days after full performance of the conditions of the mortgage, the mortgagee of record executes and delivers a valid and complete discharge, together with any instrument necessary to show record ownership of the mortgage. A holder who lets the 30 days pass is liable for statutory damages of $25.00 per day, up to $5,000.00 in the aggregate, and a substantially prevailing aggrieved party can add consequential damages, punitive damages, costs, and attorney fees. Those provisions reach individual holders as fully as institutional ones, which is what makes a ready to record satisfaction form useful on the private side of the market.
Town land records, not a county recorder
Vermont records land instruments town by town; there is no county recording system. The discharge goes to the clerk of the town whose land records contain the mortgage, identified by book and page exactly as the clerk's stamp on the recorded mortgage shows them, and the statewide recording fee is $15.00 per page under 32 V.S.A. section 1671. No property transfer tax return accompanies a discharge, since the transfer tax falls on transfers by deed of title rather than on the release of a lien. Where a mortgage was recorded in more than one town because the land lies in two towns, a discharge is recorded in each town whose records carry it.
The download includes the discharge of mortgage as a fillable PDF, a completed example showing the certificate, signature, and notary blocks filled in for a realistic Town of Milton fact pattern, and a plain language guide that walks through every section, the signing and notarization formality, and the recording step. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Rutland County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Individual) meets all recording requirements specific to Rutland County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Rutland County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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