Rutland County Discharge of Mortgage (Two Individuals) Form
Last validated September 15, 2026 by our Forms Development TeamFormatted for recording in Rutland County, for property anywhere in the county: rural and unincorporated areas as well as Belmont, Benson, Bomoseen, Brandon, Castleton, Center Rutland, Chittenden, Cuttingsville and 21 more.
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Rutland County Discharge of Mortgage (Two Individuals) Form
Fill in the blank Discharge of Mortgage (Two Individuals) form formatted to comply with all Vermont recording and content requirements.
Rutland County Discharge of Mortgage (Two Individuals) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Two Individuals) form.
Rutland County Completed Example of the Discharge of Mortgage (Two Individuals) Document
Example of a properly completed Vermont Discharge of Mortgage (Two Individuals) document for reference.
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Additional Vermont and Rutland County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Benson
Benson, Vermont 05731
Hours: Mo, Tu, Th, Fr 9:00 to 3:00 & We 3:00 to 7:00
Phone: (802) 537-2611
Town Clerk of Brandon
Brandon, Vermont 05733
Hours: Mo-Fr 8:00 to 4:00
Phone: (802) 247-3635
Town Clerk of Castleton
Castleton, Vermont 05735
Hours: Mo-We 9:00 to 4:30; Th 10:00 to 5:30 (closed 12:30-1:00); Fr 9:00 to 1:00
Phone: (802) 468-2212
Town Clerk of Chittenden
Rutland, Vermont 05737
Hours: Mo-Th 9:00 to 4:00
Phone: (802) 483-6647 x1
Town Clerk of Clarendon
Clarendon, Vermont 05759
Hours: Mo-Th 10am to 4pm
Phone: (802) 775-4274
Town Clerk of Danby
Danby, Vermont 05739
Hours: Mo-Th 9am to 12pm & 1pm to 4pm
Phone: (802) 293-5136
Town Clerk of Fair Haven
Fair Haven, Vermont 05743
Hours: Mo-Th 8:00 to 4:00; We until 7:00; Fr 8:00 to 12:00
Phone: (802) 265-3610 x4
Town Clerk of Hubbardton
Castleton, Vermont 05735
Hours: Mo, We, Fr 9am to 2pm; call on other days
Phone: (802) 273-2951
Town Clerk of Ira
Ira, Vermont 05777
Hours: Tu 3:00 to 7:00 & Fr 8:30 to 2:30; or by appt
Phone: (802) 235-2745
Town Clerk of Killington
Killington, Vermont 05751
Hours: Mo-Fr 9:00 to 3:00
Phone: (802) 422-3243
Town Clerk of Mendon
Mendon, Vermont 05701
Hours: Mo, Tu, Th 8:00 to 5:00
Phone: (802) 775-1662 x1
Town Clerk of Middletown Springs
Middletown Springs, Vermont 05757-1232
Hours: Mo, Tu 9:00 to 12:00 & 1:00 to 4:00, Fr 1:00 to 4:00, Sa 9:00 to 12:00
Phone: (802) 235-2220
Town Clerk of Mount Holly
Mount Holly, Vermont 05758
Hours: Mo-Th 8:30 to 4:00
Phone: (802) 259-2391
Town Clerk of Mount Tabor
Mt. Tabor, Vermont 05739
Hours: Tu & We 9am to noon or by appt
Phone: (802) 293-5282 or 293-5020 (home)
Town Clerk of Pawlet
Pawlet, Vermont 05761-0128
Hours: Mo, We 8:30 to 3:30; Tu 11:00 to 6:00; Th 9:00 to noon
Phone: (802) 325-3309 x1
Town Clerk of Pittsfield
Pittsfield, Vermont 05762
Hours: Tu 12pm to 6pm; We, Th 9am to 3pm
Phone: (802) 746-8170
Town Clerk of Pittsford
Pittsford, Vermont 05763-0010
Hours: Mo-We 8:00 to 4:30; Th 8:00 to 6:00; Fr 8:00 to 3:00
Phone: (802) 483-6500 x11, 12 & 13
Town Clerk of Poultney
Poultney, Vermont 05764
Hours: Mo-Fr 8:30 to 12:30 & 1:30 to 4:00
Phone: (802) 287-5761
Town Clerk of Proctor
Proctor, Vermont 05765
Hours: Mo-Fr 8:00 to 4:00
Phone: (802) 459-3333
City of Rutland: Clerk
Rutland, Vermont 05702
Hours: Mo-Fr 8:30 to 5:00 (phone); 9:00 to 4:45 (vault)
Phone: (802) 773-1800 x5
Town of Rutland: Clerk
Ctr Rutland, Vermont 05736
Hours: Mo-Fr 8:00 to 4:30
Phone: (802) 773-2528
Town Clerk of Shrewsbury
Shrewsbury, Vermont 05738
Hours: Mo-Th 9:00 to 3:00
Phone: (802) 492-3511
Town Clerk of Sudbury
Sudbury, Vermont 05733
Hours: Mo 9:00 to 4:00; We 7:00 to 9:00; Fr 9:00 to 3:00
Phone: (802) 623-7296
Town Clerk of Tinmouth
Tinmouth, Vermont 05773
Hours: Mo & Th 8:00 to 12:00 & 1:00 to 5:00; most Sats 9:00 to noon; and by appt
Phone: (802) 446-2498
Town Clerk of Wallingford
Wallingford, Vermont 05773
Hours: Mo-Th 8:00 to 4:30; Fr 8:00 to 12:00
Phone: (802) 446-2336
Town Clerk of Wells
Wells, Vermont 05774
Hours: Mo-Th 7:30 to 3:30
Phone: (802) 645-0486 x10
Town Clerk of West Haven
West Haven, Vermont 05743
Hours: Mo & We 1:00 to 3:30
Phone: (802) 265-4880
Town Clerk of West Rutland
West Rutland, Vermont 05777
Hours: Mo-Th 9:00 to 3:00; Friday by appointment
Phone: (802) 438-2204
Recording Tips for Rutland County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- White-out or correction fluid may cause rejection
- Ask about their eRecording option for future transactions
- Avoid the last business day of the month when possible
Cities and Jurisdictions in Rutland County
Properties in any of these areas use Rutland County forms:
- Belmont
- Benson
- Bomoseen
- Brandon
- Castleton
- Center Rutland
- Chittenden
- Cuttingsville
- Danby
- East Poultney
- East Wallingford
- Fair Haven
- Florence
- Forest Dale
- Hydeville
- Killington
- Middletown Springs
- Mount Holly
- North Clarendon
- Pawlet
- Pittsfield
- Pittsford
- Poultney
- Proctor
- Rutland
- Wallingford
- Wells
- West Pawlet
- West Rutland
Hours, fees, requirements, and more for Rutland County
How do I get my forms?
Forms are available for immediate download after payment. The Rutland County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Rutland County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Rutland County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Rutland County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Rutland County?
Recording fees in Rutland County vary. Contact the recorder's office at (802) 537-2611 for current fees.
Questions answered? Let's get started!
When two people hold a Vermont mortgage together, the instrument that ends it carries two signatures. This Vermont Discharge of Mortgage is built for that exact record: a mortgage held by two individual mortgagees, both certifying that the loan is paid in full and satisfied. The form is the separate discharge instrument described in 27 V.S.A. section 463, executed by both holders, acknowledged before a notary public, and recorded with the clerk of the Vermont town or city where the mortgage sits in the land records.
Two lenders on the record, two signatures on the discharge
The form recites exactly two mortgagees, each a natural person signing in an individual capacity. That pattern appears throughout Vermont land records: a couple who sold property and took back a purchase-money mortgage from the buyer, family members who financed a relative's home, or two co-lenders who funded a private loan secured by Vermont real estate. The form collects both holders' names and mailing addresses, the mortgagor's name, and the identifying details of the mortgage: its date, its book and page, and the town or city whose land records hold it. Both holders sign, and each signature carries its own acknowledgment certificate, so the two can sign on different dates, in different states, or before different notaries. A mortgage held by a single individual, by a bank or other entity, or by a deceased holder's estate presents a different signing pattern than the two-holder configuration this form recites.
What a recorded satisfaction does under Vermont law
Vermont statute prescribes the certification itself. Section 463 provides that a mortgage may be discharged by an acknowledgment of satisfaction substantially in a short statutory form, certifying that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where it is recorded. The statute then states the consequence: when the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. This form follows that prescribed certification, adapted to two holders, and the acknowledgment certificates and the recording step complete the statutory sequence.
A thirty day duty with a statutory price
A discharge is not a courtesy in Vermont; 27 V.S.A. section 464 sets deadlines around it. Within five business days after a written payoff request, the mortgagee provides a written payoff statement. Within 30 days after full performance of the conditions of the mortgage, the mortgagee of record must execute and deliver a valid and complete discharge, together with any instrument needed to establish record ownership of the mortgage and the authority to sign. A holder who misses the 30 day mark faces statutory damages of $25.00 per day up to an aggregate $5,000.00, and the statute adds consequential damages, punitive damages, court costs, and attorney's fees for an aggrieved party who substantially prevails. For two private lenders, a prompt and properly executed discharge closes the loan cleanly and keeps that exposure off the record.
Recorded with the town clerk, not a county
Vermont records land instruments town by town, with no county recording system. The discharge goes to the clerk of the town or city where the mortgage is recorded, at the statewide fee of $15.00 per page under 32 V.S.A. section 1671, and no Vermont property transfer tax return accompanies it, since that filing attaches to deeds and other documents transferring title. Printed names appear beneath the signature lines, matching the Vermont recording statute that lets a public official ask for typed, stamped, or printed names under signatures. A mortgage recorded in more than one town's land records presents a discharge in each town where it appears. Whether searched as a discharge of mortgage, a satisfaction of mortgage, or a mortgage release, the recorded instrument is what clears the title in the town records.
The download delivers this Vermont Discharge of Mortgage (Two Individuals) as a fillable PDF form, a completed example showing a realistic Milton, Vermont fact pattern, and a plain-language guide that walks through each section, the notarization, and the recording step. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Rutland County to use these forms. Documents should be recorded at the county recording office listed above.
This Discharge of Mortgage (Two Individuals) meets all recording requirements specific to Rutland County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Rutland County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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