Washington County Mortgage Deed (Trust) Form

Last validated October 7, 2026 by our Forms Development Team

Formatted for recording in Washington County, for property anywhere in the county: rural and unincorporated areas as well as Adamant, Barre, Cabot, Calais, East Barre, East Calais, East Montpelier, Graniteville and 15 more.

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Washington County Mortgage Deed (Trust) Form

Washington County Mortgage Deed (Trust) Form

Fill in the blank Mortgage Deed (Trust) form formatted to comply with all Vermont recording and content requirements.

Document last validated 9/23/2026
Washington County Mortgage Deed (Trust) Guide

Washington County Mortgage Deed (Trust) Guide

Line by line guide explaining every blank on the Mortgage Deed (Trust) form.

Document last validated 10/7/2026
Washington County Completed Example of the Mortgage Deed (Trust) Document

Washington County Completed Example of the Mortgage Deed (Trust) Document

Example of a properly completed Vermont Mortgage Deed (Trust) document for reference.

Document last validated 9/18/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Washington County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

City of Barre: Clerk

Address:
6 North Main St, Ste 6 / PO Box 418
Barre, Vermont 05641

Hours: Mo-Fr 7:30 to 4:30

Phone: (802) 476-0242

Town of Barre: Clerk

Address:
149 Websterville Rd / PO Box 124
Websterville, Vermont 05678

Hours: Mo-Fr 8:00 to 4:30

Phone: (802) 479-9391/9392

Town Clerk of Berlin

Address:
108 Shed Rd
Berlin, Vermont 05602

Hours: Mo-Th 8:30 to 3:30

Phone: (802) 229-9298

Town Clerk of Cabot

Address:
3084 Main St / PO Box 36
Cabot, Vermont 05647

Hours: Mo-Th 9:00 to 5:00

Phone: (802) 563-2279

Town Clerk of Calais

Address:
3120 Pekin Brook Rd
East Calais, Vermont 05650

Hours: Mo-Th 8:00 to 4:00

Phone: (802) 456-8720

Town Clerk of Duxbury

Address:
5421 VT Rte 100
Duxbury, Vermont 05676

Hours: Tu-Fr 7:30 to 3:30

Phone: (802) 244-6660

Clerk of East Montpelier

Address:
40 Kelton Rd / PO Box 157
East Montpelier, Vermont 05651-0157

Hours: Mo-Th 9:00 to 5:00; Fr 9:00 to noon

Phone: (802) 223-3313 x201

Town Clerk of Fayston

Address:
866 North Fayston Rd
North Fayston, Vermont 05660

Hours: Mo-Th 9:00 to 3:30 & Fr 9:00 to 3:00

Phone: (802) 496-2454 x21

Town Clerk of Marshfield

Address:
122 School St, Rm 1
Marshfield, Vermont 05658

Hours: Tu-Fr 8:00 to 12:00 & 12:30 to 4:00

Phone: (802) 426-3305

Town Clerk of Middlesex

Address:
5 Church St
Middlesex, Vermont 05602

Hours: Mo-Th 8:30 to 4:30

Phone: (802) 223-5915

City of Montpelier: Clerk

Address:
39 Main St
Montpelier, Vermont 05602

Hours: Mo-Fr 8:00 to 4:30

Phone: (802) 223-9500

Town Clerk of Moretown

Address:
19 Kaiser Dr
Waterbury, Vermont 05676

Hours: Mo-Fr 7:00 to 2:45

Phone: (802) 882-8218

Town Clerk of Northfield

Address:
51 S Main St
Northfield, Vermont 05663

Hours: Mo-Fr 8:00 to 4:30

Phone: (802) 485-5421

Town of Plainfield

Address:
149 Main St / PO Box 217
Plainfield, Vermont 05667

Hours: Mo, We, Fr 7:30 to 12:00 & 12:30 to 4:00

Phone: (802) 454-8461

Town Clerk of Roxbury

Address:
1664 Roxbury Rd / PO Box 53
Roxbury, Vermont 05669

Hours: Tu-Fr 9:00 to 12:00 & 1:00 to 4:00

Phone: (802) 485-7840

Town Clerk of Waitsfield

Address:
9 Bridge St
Waitsfield, Vermont 05673

Hours: Mo-Fr 8:00 to 4:30

Phone: (802) 496-2218

Town Clerk of Warren

Address:
42 Cemetery Rd / PO Box 337
Warren, Vermont 05674

Hours: Mo-Fr 9:00 to 4:30

Phone: (802) 496-2709 x21

Town Clerk of Waterbury

Address:
43 S Main St / Mail: 51 S Main St
Waterbury, Vermont 05676

Hours: Mo-Fr 8:00 to 4:30

Phone: (802) 244-8447

Town Clerk of Woodbury

Address:
1672 Rte 14 / PO Box 10
Woodbury, Vermont 05681

Hours: Mo-Th 9:00 to 1:00 & Mo 6:00 to 8:00

Phone: (802) 456-7051

Town Clerk of Worcester

Address:
20 Worcester Village Rd / Mail: Drawer 161
Worcester, Vermont 05682

Hours: Mo 9:00 to 12:00; Tu-Th 9:00 to 3:00; We to 5:00

Phone: (802) 223-6942

Recording Tips for Washington County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Leave recording info boxes blank - the office fills these
  • Make copies of your documents before recording - keep originals safe
  • Recorded documents become public record - avoid including SSNs

Cities and Jurisdictions in Washington County

Properties in any of these areas use Washington County forms:

  • Adamant
  • Barre
  • Cabot
  • Calais
  • East Barre
  • East Calais
  • East Montpelier
  • Graniteville
  • Marshfield
  • Montpelier
  • Moretown
  • North Montpelier
  • Northfield
  • Northfield Falls
  • Plainfield
  • South Barre
  • Waitsfield
  • Warren
  • Waterbury
  • Waterbury Center
  • Websterville
  • Woodbury
  • Worcester

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Washington County

How do I get my forms?

Forms are available for immediate download after payment. The Washington County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Washington County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Washington County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Washington County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Washington County?

Recording fees in Washington County vary. Contact the recorder's office at (802) 476-0242 for current fees.

Questions answered? Let's get started!

A mortgage on Vermont land held in trust carries one signature: the trustee's, given in the fiduciary capacity the deed recites on its face. This Vermont Mortgage Deed (Trust) prepares that instrument, a mortgage deed whose mortgagor is the trustee of a trust, conveying trust-held property to a lender as security for a loan under 27 V.S.A. §§ 301, 341, and 342.

One trustee, one certificate

The mortgagor section of the form carries two entries: the trustee, and the trust identified by its full name and the date of the trust instrument. The operative section then does the work that distinguishes a trust mortgage from an ordinary one. It recites that the mortgagor holds record title as trustee and signs in that fiduciary capacity, it points to the trustee's statutory power under 14A V.S.A. § 816(5) to borrow money and mortgage trust property, and it states that the covenants of title bind the trust estate rather than the trustee individually. One signature block and one acknowledgment certificate follow, and the notary's certificate carries the trustee's name with the representative capacity, in the style of Margaret H. Boisvert, as Trustee of the Boisvert Family Revocable Trust.

The form recites exactly one trustee holding record title. Property standing in an individual owner's name, and title held by two or more cotrustees, present different signature architectures from the one this deed recites. The patterns that do present this configuration in Vermont land records include a family revocable trust borrowing against the home or camp the trust holds, a trust that purchased land with seller financing and gave the seller a mortgage back, and a private refinance of trust-held rental or woodland parcels. A lender documenting the trustee's authority can request a certification of trust under 14A V.S.A. § 1013, a sworn summary the statute makes usable as evidence of authority to mortgage; that certification is prepared and recorded separately and is not included in this package.

Security by conveyance, ended by payment

Vermont keeps the traditional mortgage architecture: the mortgage deed conveys the property to the lender as security, subject to the mortgagor's right to redeem, and Vermont title practice treats the granting of a mortgage as a conveyance of legal title on exactly those terms. The form's operative clause gives, grants, bargains, sells, and conveys the property to the mortgagee, and its PROVIDED NEVERTHELESS condition states the other half of the bargain: when the promissory note and any other secured obligations described in the deed are paid and performed in full, the conveyance is void and the mortgage is discharged of record. Discharge has its own statutory machinery in 27 V.S.A. §§ 461 through 464a, including a 30 day duty on the mortgagee of record to deliver a complete discharge after full performance. The promissory note itself is a separate instrument, prepared separately and not included in this package; the deed secures the obligations its sixth section describes by date, principal amount, maker, and maturity.

Recording at the town clerk's counter

Vermont records land instruments town by town. The executed deed, acknowledged before a notary public as 27 V.S.A. § 341(a) provides, goes to the clerk of the town or city where the property lies, at the statewide fee of 15 dollars per page under 32 V.S.A. § 1671. A mortgage deed travels lighter than a transfer deed at that counter: the Department of Taxes places mortgage deeds outside the Property Transfer Tax Return filing category, so the deed records without the PTT-172 return and Act 250 certificate that deeds transferring title carry. Recording is also where the mortgage earns its priority, because under 27 V.S.A. § 342 an unrecorded mortgage deed is not effectual to hold the estate against anyone but the grantor and the grantor's heirs.

The package holds exactly three pieces: the Vermont mortgage deed as a fillable PDF, a completed example showing the form filled in for a trust-held property in Milton, and a plain language guide that walks through every numbered section, the signing formalities, and town recording. The materials describe Vermont law in general terms and are not legal advice.

Important: Your property must be located in Washington County to use these forms. Documents should be recorded at the county recording office listed above.

This Mortgage Deed (Trust) meets all recording requirements specific to Washington County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Washington County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

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