Middlesex County Mortgage Deed and Promissory Note Form

Last validated April 17, 2026 by our Forms Development Team

Middlesex County Mortgage Form

Middlesex County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 3/30/2026
Middlesex County Mortgage Deed Guide

Middlesex County Mortgage Deed Guide

Line by line guide explaining every blank on the form.

Document Last Validated 4/7/2026
Middlesex County Completed Example of the Mortgage Deed Document

Middlesex County Completed Example of the Mortgage Deed Document

Example of a properly completed form for reference.

Document Last Validated 4/17/2026
Middlesex County Promissory Note Form

Middlesex County Promissory Note Form

Note that is secured by the Mortgage.

Document Last Validated 4/8/2026
Middlesex County Promissory Note Guidelines

Middlesex County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 3/2/2026
Middlesex County Completed Example of the Promissory Note Document

Middlesex County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 3/30/2026
Middlesex County Annual Accounting Statement Form

Middlesex County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 4/14/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Middlesex County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Middlesex North Registry of Deeds

Address:
360 Gorham St
Lowell, Massachusetts 01852

Hours: 8:30 to 4:30 M-F / Recording until 4:15

Phone: (978) 322-9000

Middlesex South Registry of Deeds

Address:
208 Cambridge St / PO Box 68
Cambridge, Massachusetts 02141

Hours: 8:00am to 3:45pm M-F

Phone: (617) 679-6300

Recording Tips for Middlesex County:
  • Bring your driver's license or state-issued photo ID
  • Ask if they accept credit cards - many offices are cash/check only
  • Make copies of your documents before recording - keep originals safe

Cities and Jurisdictions in Middlesex County

Properties in any of these areas use Middlesex County forms:

  • Acton
  • Arlington
  • Arlington Heights
  • Ashby
  • Ashland
  • Auburndale
  • Ayer
  • Bedford
  • Belmont
  • Billerica
  • Boxborough
  • Burlington
  • Cambridge
  • Carlisle
  • Chelmsford
  • Chestnut Hill
  • Concord
  • Devens
  • Dracut
  • Dunstable
  • Everett
  • Framingham
  • Groton
  • Hanscom Afb
  • Holliston
  • Hopkinton
  • Hudson
  • Lexington
  • Lincoln
  • Littleton
  • Lowell
  • Malden
  • Marlborough
  • Maynard
  • Medford
  • Melrose
  • Natick
  • New Town
  • Newton
  • Newton Center
  • Newton Highlands
  • Newton Lower Falls
  • Newton Upper Falls
  • Newtonville
  • Nonantum
  • North Billerica
  • North Chelmsford
  • North Reading
  • North Waltham
  • Nutting Lake
  • Pepperell
  • Pinehurst
  • Reading
  • Sherborn
  • Shirley
  • Somerville
  • Stoneham
  • Stow
  • Sudbury
  • Tewksbury
  • Townsend
  • Tyngsboro
  • Village Of Nagog Woods
  • Waban
  • Wakefield
  • Waltham
  • Watertown
  • Waverley
  • Wayland
  • West Groton
  • West Medford
  • West Newton
  • West Townsend
  • Westford
  • Weston
  • Wilmington
  • Winchester
  • Woburn
  • Woodville

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Middlesex County

How do I get my forms?

Forms are available for immediate download after payment. The Middlesex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Middlesex County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Middlesex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Middlesex County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Middlesex County?

Recording fees in Middlesex County vary. Contact the recorder's office at (978) 322-9000 for current fees.

Questions answered? Let's get started!

Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments. A mortgage deed has full force and effect when it includes:
''Mortgage covenants''
(In a conveyance of real estate the words ''mortgage covenants'' shall have the full force, meaning and effect of the following words, and shall be applied and construed accordingly: ''The mortgagor, for himself, his heirs, executors, administrators and successors, covenants with the mortgagee and his heirs, successors and assigns, that he is lawfully seized in fee simple of the granted premises; that they are free from all encumbrances; that the mortgagor has good right to sell and convey the same; and that he will, and his heirs, executors, administrators and successors shall, warrant and defend the same to the mortgagee and his heirs, successors and assigns forever against the lawful claims and demands of all persons; and that the mortgagor and his heirs, successors or assigns, in case a sale shall be made under the power of sale, will, upon request, execute, acknowledge and deliver to the purchaser or purchasers a deed or deeds of release confirming such sale; and that the mortgagee and his heirs, executors, administrators, successors and assigns are appointed and constituted the attorney or attorneys irrevocable of the said mortgagor to execute and deliver to the said purchaser a full transfer of all policies of insurance on the buildings upon the land covered by the mortgage at the time of such sale''.) (General Laws Part II Title I Chapter 183, Section 19)

(CONDITION.)
(Provided, nevertheless, except as otherwise specifically stated in the mortgage, that if the mortgagor, or his heirs, executors, administrators, successors or assigns shall pay unto the mortgagee or his executors, administrators or assigns the principal and interest secured by the mortgage, and shall perform any obligation secured at the time provided in the note, mortgage or other instrument or any extension thereof, and shall perform the condition of any prior mortgage, and until such payment and performance shall pay when due and payable all taxes, charges and assessments to whomsoever and whenever laid or assessed, whether on the mortgaged premises or on any interest therein or on the debt or obligation secured thereby; shall keep the buildings on said premises insured against fire in a sum not less than the amount secured by the mortgage or as otherwise provided therein for insurance for the benefit of the mortgagee and his executors, administrators and assigns, in such form and at such insurance offices as they shall approve, and, at least two days before the expiration of any policy on said premises, shall deliver to him or them a new and sufficient policy to take the place of the one so expiring, and shall not commit or suffer any strip or waste of the mortgaged premises or any breach of any covenant contained in the mortgage or in any prior mortgage, then the mortgage deed, as also the mortgage note or notes, shall be void.) (General Laws Part II Title I Chapter 183, Section 20)

(POWER.)
(But upon any default in the performance or observance of the foregoing or other condition, the mortgagee or his executors, administrators, successors or assigns may sell the mortgaged premises or such portion thereof as may remain subject to the mortgage in case of any partial release thereof, either as a whole or in parcels, together with all improvements that may be thereon, by public auction on or near the premises then subject to the mortgage, or, if more than one parcel is then subject thereto, on or near one of said parcels, or at such place as may be designated for that purpose in the mortgage, first complying with the terms of the mortgage and with the statutes relating to the foreclosure of mortgages by the exercise of a power of sale, and may convey the same by proper deed or deeds to the purchaser or purchasers absolutely and in fee simple; and such sale shall forever bar the mortgagor and all persons claiming under him from all right and interest in the mortgaged premises, whether at law or in equity.) (General Laws Part II Title I Chapter 183, Section 21)

A mortgage deed with statutory power of sale and a promissory note with stringent default terms can be beneficial to the lender.

(Massachusetts Mortgage Package includes forms, guidelines, and completed examples) For use in Massachusetts only.

Important: Your property must be located in Middlesex County to use these forms. Documents should be recorded at the office below.

This Mortgage Deed and Promissory Note meets all recording requirements specific to Middlesex County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Middlesex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Middlesex County Mortgage Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4696 Reviews )

ronnie y.

May 22nd, 2019

well worth the money thank you

Reply from Staff

Thank you!

James R.

July 31st, 2019

Super website. Easy to use and stuff is well organized.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Ida L.

June 9th, 2020

The form was easy to complete and print. Best price found online.

Reply from Staff

Thank you!

Nick A.

January 13th, 2022

Easy to use website. Found what I was looking for.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Gerald S.

August 15th, 2022

The paperwork for our transfer on death deed was easy to fill out and the county has excepted it for recording Very satisfied.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

TIFFANY C.

May 20th, 2020

It would be nice if the notary State was fillable, we are having to notarize in another State. Also, need more room to add 2 beneficiaries with two different addresses.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

ROSA C.

April 18th, 2025

Very happy with the service. Easy to use.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

luisana w.

September 9th, 2022

Super easy, excellente

Reply from Staff

Thank you!

Chris B.

March 3rd, 2023

Accurate information and easy to use website.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Jamal .

July 29th, 2020

So far so good!

Reply from Staff

Thank you!

Aleksander M.

May 2nd, 2023

So far all is perfect! Thank you for all your help!

Reply from Staff

Thank you!

Susan A.

April 23rd, 2021

The warranty deed form, the explanation and the example were well worth the price, as they gave me more confidence I was filling the deed out correctly. I cross referenced all of it with the county registrars website and the previous warranty deed.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Lucinda E.

October 14th, 2019

I thought this form was great and easy to complete but the instructions were unclear as to whether the grantee- beneficiaries needed to sign and notarize their signatures as well. It did not appear to be the case but it would be helpful if the instructions spelled this out better.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

FLORIN D.

December 3rd, 2020

Excellent service, will use in the future and will recommend to anyone that needs to record documents.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Peter M.

February 3rd, 2020

Quick and complete. Thanks!

Reply from Staff

Thank you!