Claiborne County Deed of Trust and Promissory Note Form

Claiborne County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Claiborne County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Claiborne County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Claiborne County Promissory Note Form
Note that is secured by the Deed of Trust.

Claiborne County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Claiborne County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Claiborne County Subordination Clauses
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Claiborne County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Mississippi and Claiborne County documents included at no extra charge:
Where to Record Your Documents
Claiborne County Chancery Clerk
Port Gibson, Mississippi 39150
Hours: 8:00am to 4:30pm.M-F
Phone: (601) 437-4992
Recording Tips for Claiborne County:
- Double-check legal descriptions match your existing deed
- Ask if they accept credit cards - many offices are cash/check only
- Avoid the last business day of the month when possible
- Request a receipt showing your recording numbers
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Claiborne County
Properties in any of these areas use Claiborne County forms:
- Hermanville
- Pattison
- Port Gibson
Hours, fees, requirements, and more for Claiborne County
How do I get my forms?
Forms are available for immediate download after payment. The Claiborne County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Claiborne County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Claiborne County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Claiborne County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Claiborne County?
Recording fees in Claiborne County vary. Contact the recorder's office at (601) 437-4992 for current fees.
Questions answered? Let's get started!
In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))
Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.
This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.
Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:
1. Dollar amount of Principle Owed
2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.
4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.
5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.
Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.
This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.
(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.
Important: Your property must be located in Claiborne County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Claiborne County.
Our Promise
The documents you receive here will meet, or exceed, the Claiborne County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Claiborne County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4573 Reviews )
Cathy S.
October 15th, 2022
Great forms! Repeat customer here, wouldn't go anywhere else.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Lucinda E.
October 14th, 2019
I thought this form was great and easy to complete but the instructions were unclear as to whether the grantee- beneficiaries needed to sign and notarize their signatures as well. It did not appear to be the case but it would be helpful if the instructions spelled this out better.
Thank you for your feedback. We really appreciate it. Have a great day!
Marites T.
April 6th, 2023
Extremely helpful team of professionals who are patient when you need to get things filed correctly. Very small price for the comfort of knowing your DOCUMENTS are FILED with you local Recorder's Office. Some of the filings, if they are correctly formatted are already uploaded and official within a few hours. Here's the ALTERNATIVE you may encounter. For Example: King County Recorder's Office moved which means most filings are backed up 7-10 days if you DROP your filing in a BOX with your CHECK or MAIL IT. Neither is a great option, since they have no WALK IN HOURS.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Michelle M.
July 3rd, 2020
The website was easy to navigate and great communication on every step of the process.
Thank you for your feedback. We really appreciate it. Have a great day!
Michael L.
February 28th, 2021
Easy and quick. I will always use this efficient service even if the recorders office opens again!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Kathryn G.
December 21st, 2023
This was extremely helpful!
We are motivated by your feedback to continue delivering excellence. Thank you!
Jeffrey G.
January 10th, 2022
We had a one-time-only recording to make in the District of Columbia. We could not have e-filed the document without the assistance Deeds.com! The service they provided was wonderful.
Thank you for your feedback. We really appreciate it. Have a great day!
Kathleen T.
March 25th, 2020
Perfect in every way, the guide was a big help in a few areas that I had questions on. Overall the average person should have no issues with the forms.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Mack H.
July 16th, 2020
I got what I was looking for! Turned out well and like I thought it would.
Thank you!
Richard A.
June 24th, 2020
Great product. It would be better if the document files were not embedded within other files. It made downloading a little confusing. The titles of the forms did not match exactly word for word, which required a lot of back and forth to make sure I had downloaded the proper document. What would be great is if once you download a document, the hyperlink changed color, or somehow denoted the document had been downloaded. Just a suggestion. You have my email address if you have questions. STILL! Five stars for you guys. I would not let that hiccup dissuade me from buying any form package from you guys. Thanks!
Thank you for your feedback. We really appreciate it. Have a great day!
Michael S.
May 13th, 2023
I'll give you a review. YOur deeds are way, way, TOO EXPENSIVE Michael Spinks, Attorney
Thank you for your feedback. We're sorry to hear that you're dissatisfied with our pricing.
We take pride in the quality of our products, and our prices reflect the costs involved in sourcing, producing, and ensuring the high standards we've set. It's a balancing act between affordability and maintaining these standards.
We're aware that everyone has a budget to consider, and we're constantly working on optimizing our pricing. However, we won't compromise the quality of our products for the sake of cutting costs. We believe in fair value, and we hope our customers do too.
Novella M T.
January 5th, 2022
Amazing forms, nice to have something specific and not generic like some other sites. Getting the other required forms included is a nice bonus.
Great to hear Novella. We appreciate you taking the time to leave your feedback.
Carlos T.
September 15th, 2021
Site was easy to use and forms were exactly what I needed. Will use this in the future for other needed forms. A+
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Donna r.
September 18th, 2020
Downloads were easy but I am pretty lost in filling out. Thought be more instructions
Thank you for your feedback Donna. If you are not completely sure of what you are doing we highly recommend seeking the assistance of a legal professional familiar with your specific situation.
Thomas F.
February 18th, 2021
Very convenient!
Thank you!