Caledonia County Discharge of Mortgage (Individual) Form
Last validated July 18, 2026 by our Forms Development Team
Caledonia County Discharge of Mortgage (Individual) Form
Fill in the blank Discharge of Mortgage (Individual) form formatted to comply with all Vermont recording and content requirements.
Caledonia County Discharge of Mortgage (Individual) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Individual) form.
Caledonia County Completed Example of the Discharge of Mortgage (Individual) Document
Example of a properly completed Vermont Discharge of Mortgage (Individual) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Caledonia County documents included at no extra charge:
Where to Record Your Documents
Town of Barnet Clerk
Barnet, Vermont 05821
Hours: 9:00 to 12:00, 1:00 to 4:30 M-F
Phone: (802) 633-2256
Town of Burke Clerk
West Burke, Vermont 05871
Hours: 8:00 to 4:00 M-F
Phone: (802) 467-3717
Town of Danville Clerk
Danville, Vermont 05828
Hours: 8:00 to 4:00 M-F
Phone: (802) 684-3352
Town of Groton Clerk
Groton, Vermont 05046
Hours: Wed & Fri 8:00 - 12:30
Phone: (802) 584-3276
Town of Hardwick Clerk
Hardwick, Vermont 05843
Hours: M-Th 8:00 - 4:30; F 8:00 to 4:00
Phone: (802) 472-5971
Town of Kirby Clerk
Lyndonville, Vermont 05851
Hours: Tu & Th 8:00 - 3:00 and by appt
Phone: (802) 626-9386
Town of Lyndon Clerk
Lyndonville, Vermont 05851-0167
Hours: M-F 7:30 - 4:30
Phone: (802) 626-5785
Town of Newark Clerk
Newark, Vermont 05871
Hours: M, W, Th 9:00 - 4:00
Phone: (802) 467-3336
Town of Peacham Clerk
Peacham, Vermont 05862
Hours: Mon 8:00 to 5:00; Tue - Thu 8:00 to noon
Phone: (802) 592-3218
Town of Ryegate Clerk
Ryegate, Vermont 05042
Hours: Mon-Wed 1:00 - 5:00; Fri 9:00 - 1:00
Phone: (802) 584-3880
Town of St. Johnsbury Clerk
St. Johnsbury, Vermont 05819
Hours: Mo 8:00 - 5:00, Tu-Fr 8:00 - 4:30
Phone: (802) 748-4331
Town of Sheffield Clerk
Sheffield, Vermont 05866
Hours: M, W, F 9:00 - 3:00; W eve 5:00 - 8:00
Phone: (802) 626-8862
Town of Stannard Clerk
Greensboro Bend, Vermont 05842
Hours: Wed 8:00 - 12:00
Phone: (802) 533-2577
Town of Sutton Clerk
Sutton, Vermont 05867
Hours: Mon - Thu 8:00 to 4:30; Fri 8:00 to 12:00
Phone: (802) 467-3377
Town of Walden Clerk
West Danville, Vermont 05873
Hours: M - W 9:00 - 4:00; Th 9:00 - 5:00
Phone: (802) 563-2220
Town of Waterford Clerk
Lower Waterford, Vermont 05848
Hours: M, Th & F 8:30 - 3:30; Tu 12:00 - 6:00
Phone: (802) 748-2122
Town of Wheelock Clerk
Lyndonville, Vermont 05851
Hours: M & Th 8:30 to 4:00; Wed 10:30 to 6:00
Phone: (802) 626-9094
Recording Tips for Caledonia County:
- Ensure all signatures are in blue or black ink
- White-out or correction fluid may cause rejection
- Verify all names are spelled correctly before recording
- Both spouses typically need to sign if property is jointly owned
- Recorded documents become public record - avoid including SSNs
Cities and Jurisdictions in Caledonia County
Properties in any of these areas use Caledonia County forms:
- Barnet
- Danville
- East Burke
- East Hardwick
- East Ryegate
- East Saint Johnsbury
- Groton
- Hardwick
- Lower Waterford
- Lyndon
- Lyndon Center
- Lyndonville
- Mc Indoe Falls
- Passumpsic
- Peacham
- Saint Johnsbury
- Saint Johnsbury Center
- Sheffield
- South Ryegate
- Sutton
- West Burke
- West Danville
Hours, fees, requirements, and more for Caledonia County
How do I get my forms?
Forms are available for immediate download after payment. The Caledonia County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Caledonia County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Caledonia County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Caledonia County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Caledonia County?
Recording fees in Caledonia County vary. Contact the recorder's office at (802) 633-2256 for current fees.
Questions answered? Let's get started!
A paid off mortgage stays on a Vermont town's land records until the holder puts a discharge there. This form prepares that discharge under 27 V.S.A. section 463 in the individual mortgagee configuration: one private holder of the mortgage, signing the statutory certificate of satisfaction in an individual capacity and recording it with the town clerk.
The certificate Vermont law puts in the record
Section 463 is Vermont's discharge by separate instrument. The statute supplies a short form of certificate, an acknowledgment of satisfaction stating that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, and the book, page, and town of its recording. Under section 463(b), when that satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. The form carries the statutory certification language in its operative section and collects the identifying particulars in numbered sections: mortgagee, mortgagor, the mortgage's recording references, any recorded assignments, and the property. A release of mortgage prepared this way reads the way Vermont town clerks and title examiners expect to find it.
One individual holder, one signature
The form recites a single mortgagee who holds the mortgage of record as an individual and signs in that capacity, over one signature line and one acknowledgment certificate. Seller financed sales where the seller took back a mortgage at closing, private loans between relatives secured against Vermont real estate, and mortgages acquired by an individual investor through a recorded assignment present this pattern; the assignment section carries the recording references that connect an assignee to the original mortgagee. The form is not set up as a discharge by a bank or company, which an officer or authorized agent signs in a representative capacity, and it is not the attorney discharge that 27 V.S.A. section 464a describes or a fiduciary discharge for a deceased mortgagee's estate.
The thirty day clock after payoff
Vermont attaches real deadlines to the mortgage payoff. Under 27 V.S.A. section 464, a mortgagee who receives a written request provides a payoff statement within five business days, and within 30 days after full performance of the conditions of the mortgage, the mortgagee of record executes and delivers a valid and complete discharge, together with any instrument necessary to show record ownership of the mortgage. A holder who lets the 30 days pass is liable for statutory damages of $25.00 per day, up to $5,000.00 in the aggregate, and a substantially prevailing aggrieved party can add consequential damages, punitive damages, costs, and attorney fees. Those provisions reach individual holders as fully as institutional ones, which is what makes a ready to record satisfaction form useful on the private side of the market.
Town land records, not a county recorder
Vermont records land instruments town by town; there is no county recording system. The discharge goes to the clerk of the town whose land records contain the mortgage, identified by book and page exactly as the clerk's stamp on the recorded mortgage shows them, and the statewide recording fee is $15.00 per page under 32 V.S.A. section 1671. No property transfer tax return accompanies a discharge, since the transfer tax falls on transfers by deed of title rather than on the release of a lien. Where a mortgage was recorded in more than one town because the land lies in two towns, a discharge is recorded in each town whose records carry it.
The download includes the discharge of mortgage as a fillable PDF, a completed example showing the certificate, signature, and notary blocks filled in for a realistic Town of Milton fact pattern, and a plain language guide that walks through every section, the signing and notarization formality, and the recording step. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Caledonia County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Individual) meets all recording requirements specific to Caledonia County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Caledonia County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Caledonia County Discharge of Mortgage (Individual) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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