Essex County Assignment of Mortgage Form

Last validated August 6, 2026 by our Forms Development Team

Essex County Assignment of Mortgage Form

Essex County Assignment of Mortgage Form

Fill in the blank Assignment of Mortgage form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 7/17/2026
Essex County Assignment of Mortgage Guide

Essex County Assignment of Mortgage Guide

Line by line guide explaining every blank on the Assignment of Mortgage form.

Document Last Validated 7/17/2026
Essex County Completed Example of the Assignment of Mortgage Document

Essex County Completed Example of the Assignment of Mortgage Document

Example of a properly completed Vermont Assignment of Mortgage document for reference.

Document Last Validated 8/6/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Unified Towns & Gores Office

Address:
233 Rt 105 in Ferdinand / Mail: PO Box 417
Island Pond, Vermont 05846

Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00

Phone: (802) 723-5900

Town Clerk of Bloomfield

Address:
27 Schoolhouse Rd in Bloomfield / Mail: PO Box 336
North Stratford, New Hampshire 03590

Hours: Tu & Th 9:00 - 3:00 and by appointment

Phone: (802) 962-5191

Town Clerk of Brighton

Address:
49 Mill St Ext / PO Box 377
Brighton (Island Pond), Vermont 05846

Hours: M-F 8:00 - 3:30

Phone: (802) 723-4405

Town Clerk of Brunswick

Address:
994 VT Rte 102
Brunswick, Vermont 05905

Hours: M-F by appt (call first) & Th 4:00 - 6:00

Phone: (802) 962-5514

Town Clerk of Canaan

Address:
318 Christian Hill / PO Box 159
Canaan, Vermont 05903

Hours: M - F 9:00 to 3:00

Phone: (802) 266-3370

Town Clerk of Concord

Address:
374 Main St / PO Box 317
Concord, Vermont 05824

Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00

Phone: (802) 695-2220

Town Clerk of East Haven

Address:
64 Community Bldg Rd / PO Box 10
East Haven, Vermont 05837

Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt

Phone: (802) 467-3772

Town Clerk of Granby

Address:
9005 Granby Rd / PO Box 56
Granby, Vermont 05840

Hours: by appointment

Phone: (802) 328-3611

Town Clerk of Guildhall

Address:
13 Courthouse Dr / PO Box 10
Guildhall, Vermont 05905

Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00

Phone: (802) 676-3797

Town Clerk of Lemington

Address:
2549 River Rd (VT 102)
Lemington, Vermont 05903

Hours: Wed 2:30 - 5:30

Phone: (802) 277-4814

Town Clerk of Lunenburg

Address:
9 W Main St / PO Box 54
Lunenburg, Vermont 05906

Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon

Phone: (802) 892-5959

Town Clerk of Maidstone

Address:
508 State Rte 102 / PO Box 118
Guildhall, Vermont 05905

Hours: M & Th 9:00 - 3:00 or by appt

Phone: (802) 676-3210

Town Clerk of Norton

Address:
12 VT Route 114 E / PO Box 33
Norton, Vermont 05907

Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00

Phone: (802) 822-9935

Town Clerk of Victory

Address:
102 Radar Rd, Victory / PO Box 609
North Concord, Vermont 05858

Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)

Phone: (802) 328-2400

Recording Tips for Essex County:
  • Ask if they accept credit cards - many offices are cash/check only
  • Both spouses typically need to sign if property is jointly owned
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Essex County

Properties in any of these areas use Essex County forms:

  • Averill
  • Beecher Falls
  • Canaan
  • Concord
  • East Haven
  • Gilman
  • Granby
  • Guildhall
  • Island Pond
  • Lunenburg
  • North Concord
  • Norton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Essex County

How do I get my forms?

Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Essex County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Essex County?

Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.

Questions answered? Let's get started!

One individual lender holds the mortgage of record, and one signature moves it. This Vermont assignment of mortgage is set up for a single individual assignor: the natural person named as mortgagee on a mortgage recorded in a Vermont town's land records, or as the current holder under a recorded chain of assignments, transferring that mortgage and the note it secures to a new holder.

One individual holder of record

The form recites one assignor acting in an individual capacity, carries one signature line, and closes with a single acknowledgment certificate completed by the notary. Its operative clause makes an absolute assignment: for value received, the assignor grants, assigns, transfers, and sets over the identified mortgage together with the promissory note or other obligation it secures and all sums due or to become due under it. A seller who financed a buyer and took back a mortgage at closing, a family lender secured by Vermont real estate, and an individual who purchased a private note and mortgage present the pattern this form recites. A bank, company, or trustee assigning a mortgage signs through an officer or fiduciary with a representative acknowledgment, a configuration this form is not set up as; the form's signature block and certificate are individual.

A mortgage that moves like a deed

Vermont is a title theory state, where a mortgage conveys legal title to the mortgagee subject to the borrower's right to redeem, so Vermont title practice treats an outright mortgage assignment as a conveyance of an interest in land. The form follows the conveyance formalities of 27 V.S.A. Section 341(a): the assignor signs, acknowledges before a notary public, and records the instrument in the town clerk's office. Under 27 V.S.A. Section 342, an unacknowledged or unrecorded conveyance is not effectual against anyone but the grantor and the grantor's heirs, which is why the acknowledgment certificate and the recording step carry as much weight here as they do on a deed.

Recorded by town and cross-referenced to the mortgage

Vermont records land instruments through its town and city clerks rather than a county recorder, and the assignment is recorded where the mortgage is recorded. 24 V.S.A. Section 1158 directs that an assignment of a mortgage be duly recorded in the records of the town and that the record carry a marginal cross-reference tying the assignment to the book and page of the mortgage it transfers. The form's mortgage-identification section collects exactly what that notation needs: the mortgagors, the original mortgagee, the mortgage date, the volume and page or document number in the town land records, and any prior assignments of record. The statewide recording fee is 15 dollars per page under 32 V.S.A. Section 1671, and no Vermont property transfer tax return accompanies a mortgage assignment; the Department of Taxes treats assignments and discharges as outside the return-filing category that applies to deeds transferring title.

The record chain behind every payoff

The recorded assignment is what places the new holder in the mortgage's chain of title, and that chain does real work at payoff. Under 27 V.S.A. Section 464(b), the mortgagee of record must execute and deliver a complete discharge within 30 days after the loan is paid, together with any instrument necessary to establish record ownership of the mortgage, on pain of statutory damages. An assignment left unrecorded leaves the assignor as the record holder, the person the discharge statutes and any future closing point at; recording promptly keeps the town record aligned with who actually owns the loan. The guide included with the form walks through the discharge framework, the recording mechanics, and every blank on the instrument.

What the package prepares

The package contains the blank assignment as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Chittenden County fact pattern, and a plain-language guide covering each section, the signing formalities, and the town recording process. The materials describe Vermont law and the form in general terms and are not legal advice; a Vermont attorney can apply these rules to a specific loan or title.

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

This Assignment of Mortgage meets all recording requirements specific to Essex County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

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