Leflore County Deed of Trust and Promissory Note Form (Mississippi)

All Leflore County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Leflore County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Leflore County compliant document last validated/updated 6/24/2025

Deed of Trust Guidelines

Leflore County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Leflore County compliant document last validated/updated 6/3/2025

Completed Example of the Deed of Trust

Leflore County Completed Example of the Deed of Trust

Example of a properly completed form for reference.
Included Leflore County compliant document last validated/updated 6/27/2025

Promissory Note Form

Leflore County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Leflore County compliant document last validated/updated 6/23/2025

Promissory Note Guidelines

Leflore County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Leflore County compliant document last validated/updated 6/16/2025

Completed Example of the Promissory Note Document

Leflore County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Leflore County compliant document last validated/updated 4/15/2025

Subordination Clauses

Leflore County Subordination Clauses

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Leflore County compliant document last validated/updated 6/2/2025

Annual Accounting Statement

Leflore County Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included Leflore County compliant document last validated/updated 5/2/2025

The following Mississippi and Leflore County supplemental forms are included as a courtesy with your order:

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Leflore County. The executed documents should then be recorded in the following office:

LeFlore County Chancery Clerk

306 West Market St / PO Box 250, Greenwood, Mississippi 38935

Hours: 8:30 to 4:30 M-F

Phone: (662) 453-6203

Local jurisdictions located in Leflore County include:

  • Greenwood
  • Itta Bena
  • Minter City
  • Money
  • Morgan City
  • Schlater
  • Swiftown

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Leflore County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Leflore County using our eRecording service.
Are these forms guaranteed to be recordable in Leflore County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Leflore County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Leflore County that you need to transfer you would only need to order our forms once for all of your properties in Leflore County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Mississippi or Leflore County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Leflore County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.

(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))

Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.

This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.

Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:

1. Dollar amount of Principle Owed

2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.

4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.

5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.

Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.

This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.

(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.

Our Promise

The documents you receive here will meet, or exceed, the Leflore County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Leflore County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4562 Reviews )

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Jerri S.

February 28th, 2019

Very helpful. Print out go to court house spent less then 15 minutes there and done! Thanks will use again.

Reply from Staff

Thank you Jerri, we appreciate your feedback.

MYRON J.

October 24th, 2019

Great way to track and save forms.

Reply from Staff

Thank you!

Michael C.

April 30th, 2023

Thank you very much. I received the exact information I was seeking.

Reply from Staff

Great to hear Michael, thanks for taking the time to leave your feedback.

Margaret C.

February 9th, 2021

I recieved my document in a reasonable amount of time. I thought being a member i would be able to look up more than 1 document but it keeps asking me for more money. I requested help, asking if I need to pay for each document but have not yet been answered. I appreciate the fact I got 1 document I needed quickly.

Reply from Staff

Thank you!

Shari S.

May 3rd, 2022

Deeds.com is a wonderful resource providing helpful information, forms, examples, and instructions.

Thank you for your service.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Ruth R.

January 31st, 2020

Very pleased with the service, solved an immediate problem for me and at good price.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

dean s.

July 23rd, 2019

Excellent work. Berry happy!

Reply from Staff

Thank you!

Vickie G.

January 14th, 2019

The form and instruction were perfect. Thank you.

Reply from Staff

Thank You Vickie!

THOMAS C.

September 16th, 2020

Thank you for the fine, easy to implement service.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

ROBERT J.

March 26th, 2020

Easy to order!

Reply from Staff

Thank you!

Rodney K.

April 12th, 2022

I need more time to review the vast number of documents received for such a good price. Hoping your info allows me to meet with and talk intelligently with a lawyer.

Reply from Staff

Thank you!

Regina W.

February 3rd, 2022

So glad I found this form. Very easy to download and looks like all the instructions are there to correctly fill out my paperwork. Thanks.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!