Franklin County Discharge of Mortgage (Married Couple or Civil Union Partners) Form
Last validated September 28, 2026 by our Forms Development TeamFormatted for recording in Franklin County, for property anywhere in the county: rural and unincorporated areas as well as Bakersfield, East Berkshire, East Fairfield, Enosburg Falls, Fairfield, Franklin, Highgate Center, Highgate Springs and 8 more.
- 3 documents included
- Immediate PDF download
- Formatting guarantee
Franklin County Discharge of Mortgage (Married Couple or Civil Union Partners) Form
Fill in the blank Discharge of Mortgage (Married Couple or Civil Union Partners) form formatted to comply with all Vermont recording and content requirements.
Franklin County Discharge of Mortgage (Married Couple or Civil Union Partners) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Married Couple or Civil Union Partners) form.
Franklin County Completed Example of the Discharge of Mortgage (Married Couple or Civil Union Partners) Document
Example of a properly completed Vermont Discharge of Mortgage (Married Couple or Civil Union Partners) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Franklin County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bakersfield
Bakersfield, Vermont 05441
Hours: M - F 9:00 to 12:00 & 7:00 to 8:00
Phone: (802) 827-4495
Town Clerk of Berkshire
Enosburgh, Vermont 05450
Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4
Phone: (802) 933-2335
Town Clerk of Enosburgh
Enosburgh Falls, Vermont 05450
Hours: M - F 8:00 to 3:30
Phone: (802) 933-4421
Town Clerk of Fairfax
Fairfax, Vermont 05454
Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00
Phone: (802) 849-6111
Town Clerk of Fairfield
Fairfield, Vermont 05455
Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30
Phone: (802) 827-3261 x1
Town Clerk of Fletcher
Cambridge, Vermont 05444
Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30
Phone: (802) 849-6616
Town Clerk of Franklin
Franklin, Vermont 05457
Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00
Phone: (802) 285-2101
Town Clerk of Georgia
St. Albans, Vermont 05478
Hours: M-F 8:00 - 4:00
Phone: (802) 524-3524
Town Clerk of Highgate
Highgate Ctr, Vermont 05459
Hours: M-F 8:30 to 12 & 1:00 to 4:30
Phone: (802) 868-4697 X201
Town Clerk of Montgomery
Montgomery, Vermont 05471
Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4
Phone: (802) 326-4719
Town Clerk of Richford
Richford, Vermont 05476
Hours: M - Th 8:00 - 5:00; F 8:00 - noon
Phone: (802) 848-7751 x3
City of St. Albans Clerk
St. Albans, Vermont 05478-0867
Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00
Phone: (802) 524-1501 x264
Town of St. Albans Clerk
St. Albans Bay, Vermont 05481
Hours: M-F 8:00 - 4:00
Phone: (802) 524-2415
Town Clerk of Sheldon
Sheldon, Vermont 05483
Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00
Phone: (802) 933-2524 x3
Town Clerk of Swanton
Swanton, Vermont 05488
Hours: M-F 7:00 to 5:00
Phone: (802) 868-4421
Recording Tips for Franklin County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
- Documents must be on 8.5 x 11 inch white paper
Cities and Jurisdictions in Franklin County
Properties in any of these areas use Franklin County forms:
- Bakersfield
- East Berkshire
- East Fairfield
- Enosburg Falls
- Fairfield
- Franklin
- Highgate Center
- Highgate Springs
- Montgomery
- Montgomery Center
- Richford
- Saint Albans
- Saint Albans Bay
- Sheldon
- Sheldon Springs
- Swanton
Hours, fees, requirements, and more for Franklin County
How do I get my forms?
Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Franklin County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Franklin County?
Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.
Questions answered? Let's get started!
When a Vermont mortgage held by two spouses or civil union partners has been paid in full, the record is cleared by a discharge that both holders execute. This Vermont Discharge of Mortgage form prepares that instrument: a separate acknowledgment of satisfaction under 27 V.S.A. Section 463, set up for exactly two mortgagees of record who are married to each other or are parties to a civil union.
One Mortgage, Two Holders of Record
The two-holder pattern this form recites usually begins with seller financing. A couple sells Vermont real property and takes back a mortgage from the buyer, and the recorded mortgage names both of them as mortgagees. Vermont treats a marital co-ownership interest as one that neither partner disposes of alone, and the state's title standards describe a discharge by separate instrument as executed and acknowledged by the mortgagee of record. Where two people are the mortgagees of record, the discharge that clears the record carries both signatures, and this form carries a signature line, a printed name line, and an acknowledgment certificate for each of them.
Civil union partners stand in the same position as spouses here: 15 V.S.A. Section 1204 grants parties to a civil union all the same benefits, protections, and responsibilities under Vermont law as spouses in a civil marriage, including the incidents of holding and transferring property.
Paid in Full and Satisfied: the Statutory Certification
Vermont writes the operative words itself. Under 27 V.S.A. Section 463, a mortgage may be discharged by an acknowledgment of satisfaction substantially in the statutory form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where it is recorded. The form carries that wording, adapted to two certifying holders, and once the satisfaction is acknowledged before a notary public and recorded, the statute gives it full effect: it discharges the mortgage and bars actions brought on it.
The statute also sets the clock. Within 30 days after full performance of the mortgage conditions, 27 V.S.A. Section 464 directs the mortgagee of record to execute and deliver a valid and complete discharge, with statutory damages of $25.00 per day, up to an aggregate of $5,000.00, for a holder or servicer that lets the deadline pass.
Recording With the Town or City Clerk
Vermont records land instruments by municipality rather than by county, so the discharge, sometimes searched for as a satisfaction of mortgage, mortgage release, or lien release, is recorded with the clerk of the town or city where the mortgage itself is recorded. The statewide recording fee is $15.00 per page under 32 V.S.A. Section 1671, and because a discharge is not a transfer of title, no Vermont property transfer tax return accompanies it at the counter. The form reserves the top of its first page for the clerk's recording information and keeps every entry inside Vermont's recording page standards.
What the Package Prepares
The form's numbered sections collect the two mortgagees' names and mailing addresses, the mortgagor, any recorded assignment of the mortgage, the property address, and the recording reference of the mortgage being discharged, and its certification section performs the discharge in the statutory wording, with a separate notary certificate for each signer so the two holders may acknowledge on different dates or before different notaries. The form recites exactly two mortgagees who are spouses or civil union partners; a sole holder's discharge, an entity's discharge through an officer, and a discharge by an assignee of record present different signature patterns from the one this form recites.
The purchase delivers the blank discharge as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every section, the two acknowledgments, and recording with the town clerk. The materials are informational and are not legal advice.
Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the county recording office listed above.
This Discharge of Mortgage (Married Couple or Civil Union Partners) meets all recording requirements specific to Franklin County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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Thank you for the review, Kevin, and for laying out exactly what you saw.
The message you received ("Utah County does not accept cover pages for recording. Please remove or reorder to the back. Thank you.") came directly from the Utah County Recorder. We pass recorder rejection notes along as written, and we agree it was ambiguous. Rejection notes from recording offices often are, since they are written for people who file in that county every day.
Supporting documents always travel behind the main document they belong to, so there was nothing for you to reorder, and by your description the cover page was already at the back. With the cover page removed, the package matched what the recorder's note asked for.
On routing: nothing is mailed back with e-recording. The recorder records the document image, adds the recording information, and returns the recorded copy electronically through the e-recording system to us. It then appears on your package in your account and you get a message from us. A cover page plays no part in that, so leaving it out did not affect where your document goes.
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