Franklin County Discharge of Mortgage (Entity) Form
Last validated July 18, 2026 by our Forms Development Team
Franklin County Discharge of Mortgage (Entity) Form
Fill in the blank Discharge of Mortgage (Entity) form formatted to comply with all Vermont recording and content requirements.
Franklin County Discharge of Mortgage (Entity) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Entity) form.
Franklin County Completed Example of the Discharge of Mortgage (Entity) Document
Example of a properly completed Vermont Discharge of Mortgage (Entity) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Franklin County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bakersfield
Bakersfield, Vermont 05441
Hours: M - F 9:00 to 12:00 & 7:00 to 8:00
Phone: (802) 827-4495
Town Clerk of Berkshire
Enosburgh, Vermont 05450
Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4
Phone: (802) 933-2335
Town Clerk of Enosburgh
Enosburgh Falls, Vermont 05450
Hours: M - F 8:00 to 3:30
Phone: (802) 933-4421
Town Clerk of Fairfax
Fairfax, Vermont 05454
Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00
Phone: (802) 849-6111
Town Clerk of Fairfield
Fairfield, Vermont 05455
Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30
Phone: (802) 827-3261 x1
Town Clerk of Fletcher
Cambridge, Vermont 05444
Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30
Phone: (802) 849-6616
Town Clerk of Franklin
Franklin, Vermont 05457
Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00
Phone: (802) 285-2101
Town Clerk of Georgia
St. Albans, Vermont 05478
Hours: M-F 8:00 - 4:00
Phone: (802) 524-3524
Town Clerk of Highgate
Highgate Ctr, Vermont 05459
Hours: M-F 8:30 to 12 & 1:00 to 4:30
Phone: (802) 868-4697 X201
Town Clerk of Montgomery
Montgomery, Vermont 05471
Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4
Phone: (802) 326-4719
Town Clerk of Richford
Richford, Vermont 05476
Hours: M - Th 8:00 - 5:00; F 8:00 - noon
Phone: (802) 848-7751 x3
City of St. Albans Clerk
St. Albans, Vermont 05478-0867
Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00
Phone: (802) 524-1501 x264
Town of St. Albans Clerk
St. Albans Bay, Vermont 05481
Hours: M-F 8:00 - 4:00
Phone: (802) 524-2415
Town Clerk of Sheldon
Sheldon, Vermont 05483
Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00
Phone: (802) 933-2524 x3
Town Clerk of Swanton
Swanton, Vermont 05488
Hours: M-F 7:00 to 5:00
Phone: (802) 868-4421
Recording Tips for Franklin County:
- Check that your notary's commission hasn't expired
- Request a receipt showing your recording numbers
- Recorded documents become public record - avoid including SSNs
Cities and Jurisdictions in Franklin County
Properties in any of these areas use Franklin County forms:
- Bakersfield
- East Berkshire
- East Fairfield
- Enosburg Falls
- Fairfield
- Franklin
- Highgate Center
- Highgate Springs
- Montgomery
- Montgomery Center
- Richford
- Saint Albans
- Saint Albans Bay
- Sheldon
- Sheldon Springs
- Swanton
Hours, fees, requirements, and more for Franklin County
How do I get my forms?
Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Franklin County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Franklin County?
Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.
Questions answered? Let's get started!
When an organization holds a paid off Vermont mortgage, the record is cleared with a discharge signed for the entity by an authorized officer. This form prepares a Vermont discharge of mortgage under 27 V.S.A. § 463 for an entity mortgagee, a bank, credit union, corporation, or limited liability company, executed by its authorized signer and recorded in the town land records. The instrument is sometimes searched as a satisfaction of mortgage or a mortgage release; Vermont's statutes call it a discharge.
The certification Vermont's statute spells out
Vermont law provides three statutory ways to discharge a recorded mortgage, and the separate instrument under section 463 is the one that travels: it can be signed at the lender's office, notarized there, and sent to the clerk for recording. The statute supplies the certification's shape. The mortgagee certifies that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where the mortgage is recorded, every entry taken from the face of the recorded mortgage and the clerk's recording stamp. Under section 463(b), once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it.
Signed for the entity by an authorized officer
The form recites one entity mortgagee of record and carries one signature line and one acknowledgment certificate for its authorized signer, with printed name, date, and title lines beneath the signature. The acknowledgment is completed in a representative capacity, the style Vermont's notary statutes supply for an officer signing on an organization's behalf, so the certificate carries the signer's name, the title, and the entity. A separate section identifies any recorded assignment by book and page, the chain that carries the mortgage from the original lender to the discharging entity; where the entity named on the form is the original mortgagee, that section records that no assignment exists. Banks and credit unions releasing home loans, a company that financed the sale of its own real estate, and a private lending company closing out a loan all present the entity pattern this discharge recites. The form recites an organizational holder acting through a signer; a mortgage held by an individual in a personal capacity presents a different execution and acknowledgment pattern.
Thirty days, with statutory damages behind it
Vermont attaches real deadlines to the discharge. Under 27 V.S.A. § 464, within 30 days after full performance of the conditions of the mortgage, the mortgagee of record must execute and deliver a valid and complete discharge, together with any instrument necessary to establish record ownership of the mortgage and the authority to execute the discharge. A holder or servicer that misses the deadline is liable for statutory damages of $25.00 per day, up to an aggregate of $5,000.00, and an aggrieved party who substantially prevails can also recover consequential damages, punitive damages, court costs, and attorney's fees. The same statute puts a five business day clock on written payoff statement requests. A promptly executed, recordable discharge is the compliance event those provisions measure.
Recording in the town where the mortgage lives
Vermont has no county recording system. Town and city clerks keep the land records, so the discharge is recorded with the clerk of the town or city where the mortgage itself is recorded, and a mortgage recorded in more than one town calls for a discharge in each of them. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671, and no Vermont property transfer tax return accompanies a discharge, since the transfer tax falls on transfers by deed of title rather than on the release of a lender's recorded interest. The form prints on letter size paper, keeps its text inside the statute's page and lettering figures, and reserves the top of its first page for the clerk's recording information.
The download includes the discharge of mortgage as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every section, the representative capacity notarization, and the recording step. The materials are informational and are not legal advice.
Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Entity) meets all recording requirements specific to Franklin County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
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