Franklin County Discharge of Mortgage (Entity Trustee) Form
Last validated July 18, 2026 by our Forms Development Team
Franklin County Discharge of Mortgage (Entity Trustee) Form
Fill in the blank Discharge of Mortgage (Entity Trustee) form formatted to comply with all Vermont recording and content requirements.
Franklin County Discharge of Mortgage (Entity Trustee) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Entity Trustee) form.
Franklin County Completed Example of the Discharge of Mortgage (Entity Trustee) Document
Example of a properly completed Vermont Discharge of Mortgage (Entity Trustee) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Franklin County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bakersfield
Bakersfield, Vermont 05441
Hours: M - F 9:00 to 12:00 & 7:00 to 8:00
Phone: (802) 827-4495
Town Clerk of Berkshire
Enosburgh, Vermont 05450
Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4
Phone: (802) 933-2335
Town Clerk of Enosburgh
Enosburgh Falls, Vermont 05450
Hours: M - F 8:00 to 3:30
Phone: (802) 933-4421
Town Clerk of Fairfax
Fairfax, Vermont 05454
Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00
Phone: (802) 849-6111
Town Clerk of Fairfield
Fairfield, Vermont 05455
Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30
Phone: (802) 827-3261 x1
Town Clerk of Fletcher
Cambridge, Vermont 05444
Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30
Phone: (802) 849-6616
Town Clerk of Franklin
Franklin, Vermont 05457
Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00
Phone: (802) 285-2101
Town Clerk of Georgia
St. Albans, Vermont 05478
Hours: M-F 8:00 - 4:00
Phone: (802) 524-3524
Town Clerk of Highgate
Highgate Ctr, Vermont 05459
Hours: M-F 8:30 to 12 & 1:00 to 4:30
Phone: (802) 868-4697 X201
Town Clerk of Montgomery
Montgomery, Vermont 05471
Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4
Phone: (802) 326-4719
Town Clerk of Richford
Richford, Vermont 05476
Hours: M - Th 8:00 - 5:00; F 8:00 - noon
Phone: (802) 848-7751 x3
City of St. Albans Clerk
St. Albans, Vermont 05478-0867
Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00
Phone: (802) 524-1501 x264
Town of St. Albans Clerk
St. Albans Bay, Vermont 05481
Hours: M-F 8:00 - 4:00
Phone: (802) 524-2415
Town Clerk of Sheldon
Sheldon, Vermont 05483
Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00
Phone: (802) 933-2524 x3
Town Clerk of Swanton
Swanton, Vermont 05488
Hours: M-F 7:00 to 5:00
Phone: (802) 868-4421
Recording Tips for Franklin County:
- Documents must be on 8.5 x 11 inch white paper
- Leave recording info boxes blank - the office fills these
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Franklin County
Properties in any of these areas use Franklin County forms:
- Bakersfield
- East Berkshire
- East Fairfield
- Enosburg Falls
- Fairfield
- Franklin
- Highgate Center
- Highgate Springs
- Montgomery
- Montgomery Center
- Richford
- Saint Albans
- Saint Albans Bay
- Sheldon
- Sheldon Springs
- Swanton
Hours, fees, requirements, and more for Franklin County
How do I get my forms?
Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Franklin County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Franklin County?
Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.
Questions answered? Let's get started!
When a Vermont mortgage is held by an entity acting as trustee, the discharge that clears it from the town land records carries a different execution block than a discharge signed by an individual lender. This Vermont Discharge of Mortgage (Entity Trustee) prepares the separate-instrument discharge described in 27 V.S.A. Section 463 for exactly that holder: an entity, named in its trustee capacity, certifying satisfaction of the mortgage and signing through an authorized officer.
The statutory certification Vermont expects
Section 463 states the substance of a Vermont mortgage discharge by separate instrument: an acknowledgment of satisfaction, executed by the mortgagee or the mortgagee's assigns, substantially in the statutory form, certifying that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, and the book, page, and town of its recording. The form carries that certification language and collects each statutory identification item in its own labeled blank, so the completed instrument reads the way the statute reads. Under Section 463(b), once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it.
The timing pressure behind the instrument comes from 27 V.S.A. Section 464: within 30 days after full performance of the mortgage conditions, the mortgagee of record executes and delivers a valid and complete discharge, together with any instrument necessary to establish record ownership and the authority to sign. A holder that misses the window faces statutory damages of $25.00 per day, up to $5,000.00 in the aggregate, plus consequential and punitive damages, costs, and attorney fees for an aggrieved party who substantially prevails.
An execution block built for a trustee
The form recites exactly one holder, an entity acting in a trustee capacity: a trust company named solely as trustee of a securitization trust, a bank holding a mortgage-backed pool, or a trustee holding a seller-financed note inside a family or business trust. The holder section states the entity's legal name, organizational form, and the trust for which it acts. The signature block carries the entity name and capacity on its own line, a signature line for the authorized signer, and printed name, title, and date entries beneath it, and the single acknowledgment certificate is completed in the representative capacity the Vermont short forms in 26 V.S.A. Section 5368 provide. A discharge signed by an individual mortgagee in a personal capacity, or an attorney's discharge affidavit under Section 464a, follows a different execution pattern than the entity-trustee configuration this form recites.
Because an entity trustee is often not the lender the mortgage originally named, the form gives the assignment chain its own section. Each recorded assignment through which the holder became mortgagee of record appears by parties, date, and recording reference, matching the Section 464(b) practice of establishing record ownership alongside the discharge, and letting a later title searcher read the chain and the discharge together.
Recorded with the town clerk, not a county recorder
Vermont records land instruments by town. The completed discharge goes to the clerk of the town whose land records hold the mortgage, at the statutory fee of $15.00 per page under 32 V.S.A. Section 1671. A discharge is not a transfer of title, so no Vermont Property Transfer Tax Return accompanies it. A mortgage recorded in more than one town presents a discharge recorded in each of those towns, and the guide walks through that detail along with the printed-name practice of 32 V.S.A. Section 1405.
Searches for this instrument also use the names satisfaction of mortgage, release of mortgage, and mortgage release; in Vermont the recorded separate instrument under Section 463 is the standard form of each.
The purchase delivers the blank discharge as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Vermont fact pattern, and a plain-language guide that walks through every section, the representative acknowledgment, and town recording. The materials are informational and are not legal advice.
Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Entity Trustee) meets all recording requirements specific to Franklin County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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