Windham County Discharge of Mortgage (Personal Representative) Form
Last validated July 18, 2026 by our Forms Development Team
Windham County Discharge of Mortgage (Personal Representative) Form
Fill in the blank Discharge of Mortgage (Personal Representative) form formatted to comply with all Vermont recording and content requirements.
Windham County Discharge of Mortgage (Personal Representative) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Personal Representative) form.
Windham County Completed Example of the Discharge of Mortgage (Personal Representative) Document
Example of a properly completed Vermont Discharge of Mortgage (Personal Representative) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Windham County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Athens
Athens, Vermont 05143
Hours: Mo 9:00 to 1:00 or by appt.
Phone: (802) 869-3370
Town Clerk of Brattleboro
Brattleboro, Vermont 05301
Hours: Mo-Fr 8:30 to 5:00
Phone: (802) 251-8157
Town Clerk of Brookline
Newfane, Vermont 05345
Hours: Tu, Th 9:00 - 2:00; 1st Sat 9:00 to noon; and by appt.
Phone: (802) 365-4648
Town Clerk of Dover
West Dover, Vermont 05356
Hours: Mo-Fr 9:00 to 5:00
Phone: (802) 464-5100 x2
Town Clerk of Dummerston
East Dummerston, Vermont 05346
Hours: Mo, Tu, Th, Fr 9:00 to 3:00 & We 11:00 to 5:00
Phone: (802) 257-1496
Town Clerk of Grafton
Grafton, Vermont 05146
Hours: Mo, Tu, Th, Fr 9:00 to 12:00 & 1:00 to 4:00; call first
Phone: (802) 843-2419
Town Clerk of Guilford
Guilford , Vermont 05301
Hours: Mo 7:00 to 6:00; Tu-Th 7:00 to 5:00
Phone: (802) 254-6857
Town Clerk of Halifax
West Halifax, Vermont 05358
Hours: Mo, Tu, Fr 8:00 to 3:00 & Sa 9:00 to noon
Phone: (802) 368-7390
Town Clerk of Jamaica
Jamaica, Vermont 05343
Hours: Mo-Th 9:00 to 4:00
Phone: (802) 874-4681
Town Clerk of Londonderry
South Londonderry, Vermont 05155
Hours: Mo, Tu, Th, Fr 8:30 to 2:30; We 10:00 to 5:00; Sat by appt
Phone: (802) 824-3356
Town Clerk of Marlboro
Marlboro, Vermont 05344
Hours: Mo, We, Th 9:00 to 4:00 (always call ahead)
Phone: (802) 254-2181
Town Clerk of Newfane
Newfane, Vermont 05345
Hours: Mo - Fr 8:00 to 6:00
Phone: (802) 365-7772 x10
Town Clerk of Putney
Putney, Vermont 05346
Hours: Mo, We-Fr 9:00 to 2:00; We 7:00 to 9:00; Sa 9:00 to noon
Phone: (802) 387-5862 x14
Town Clerk of Rockingham
Bellows Falls, Vermont 05101
Hours: Mo-Fr 8:30 to 4:30
Phone: (802) 463-4336 x102
Windham County Clerk (for Somerset)
Newfane, Vermont 05345
Hours: 8:30 to 4:00 M-F
Phone: (802) 251-2009
Town Clerk of Stratton
Stratton, Vermont 05360
Hours: Mo-Th 9:00 to 3:00
Phone: (802) 869-6184
Town Clerk of Townshend
Townshend, Vermont 05353
Hours: Mo-We & Fr 9:00 to 4:00
Phone: (802) 365-7300
Town Clerk of Vernon
Vernon, Vermont 05354
Hours: Mo, Tu, Th 7:30 to 5:30; We 7:30 to 9:30am
Phone: (802) 257-0292 x4
Town Clerk of Wardsboro
Wardsboro, Vermont 05355
Hours: Mo-Th 9:00 to 12:00 & 1:00 to 4:30
Phone: (802) 896-6055
Town Clerk of Westminster
Westminster, Vermont 05158
Hours: Mo-Fr 8:30 to 4:00
Phone: (802) 722-4091
Town Clerk of Whitingham
Jacksonville, Vermont 05342
Hours: Mo-Fr 9:00 to 2:00; We 5:00 to 7:00; 1st Sa 9:00 to noon
Phone: (802) 368-7887
Town Clerk of Wilmington
Wilmington, Vermont 05363-0217
Hours: Mo-Fr 8:30 to 12:00 & 1:00 to 4:00
Phone: (802) 464-5836
Town Clerk of Windham
Windham, Vermont 05359
Hours: Mo 12:00 to 4:30; Tu 8:30 to 12:00; We 8:30 to 4:30; Th 11:30 to 4:30
Phone: (802) 874-4211
Recording Tips for Windham County:
- Check margin requirements - usually 1-2 inches at top
- Leave recording info boxes blank - the office fills these
- Recording early in the week helps ensure same-week processing
Cities and Jurisdictions in Windham County
Properties in any of these areas use Windham County forms:
- Bellows Falls
- Brattleboro
- Cambridgeport
- East Dover
- Grafton
- Jacksonville
- Jamaica
- Londonderry
- Marlboro
- Newfane
- Putney
- Saxtons River
- South Londonderry
- South Newfane
- Townshend
- Vernon
- Wardsboro
- West Dover
- West Dummerston
- West Halifax
- West Townshend
- West Wardsboro
- Westminster
- Westminster Station
- Whitingham
- Williamsville
- Wilmington
Hours, fees, requirements, and more for Windham County
How do I get my forms?
Forms are available for immediate download after payment. The Windham County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Windham County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Windham County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Windham County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Windham County?
Recording fees in Windham County vary. Contact the recorder's office at (802) 869-3370 for current fees.
Questions answered? Let's get started!
A recorded mortgage does not end with the lender's life. When the individual who held a mortgage on Vermont real property dies, the mortgage stays on the town land records as an open encumbrance until a discharge enters the record, and the signature that clears it comes from the estate: 27 V.S.A. § 463 names the mortgagee's executor and administrator among those who may execute the statutory acknowledgment of satisfaction. This Vermont Discharge of Mortgage (Personal Representative) form is arranged for exactly that signature, a court-appointed executor or administrator discharging a mortgage the deceased lender held. Customers sometimes search for the same instrument as a satisfaction of mortgage, a mortgage release, or a mortgage lien release signed by an estate.
A discharge signed for the lender's estate
The form carries one fiduciary signer and one acknowledgment certificate. A dedicated section collects the estate details: the decedent's name as it appears on the recorded mortgage, the date of death, the fiduciary capacity, the Probate Division unit, the case number, and the date the letters issued, so the recorded instrument shows on its face who signed and under what authority. The operative section then states that the personal representative acts in that fiduciary capacity and not individually, acknowledges satisfaction of the secured debt, and discharges and releases the mortgage together with all interest in the mortgaged premises held by virtue of it.
The pattern that presents this configuration most often is seller financing. An owner sold Vermont property, took back a mortgage from the buyer, and died while the mortgage remained of record; in many files the payoff finished years earlier and no discharge was ever recorded. The borrower's title stays clouded either way, and the personal representative of the mortgagee's estate holds the statutory authority to clear it. A living mortgagee signing personally, a bank acting through an officer, and co-executors signing together each present a different signing configuration; this form recites a single personal representative.
The certification the statute prescribes
27 V.S.A. § 463 supplies the language: an acknowledgment of satisfaction substantially in the statutory form, certifying that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, the book and page where it is recorded, and the town whose land records hold it. The form carries that certification with a blank at each element the statute leaves open, completed to mirror the recorded mortgage so the discharge indexes against the instrument it terminates. Under § 463(b), a satisfaction acknowledged before a town clerk, notary public, master, county clerk, or judge or register of probate, and recorded, discharges the mortgage and bars actions brought on it. An optional section identifies any recorded assignment of the mortgage, the chain 27 V.S.A. § 464(b) points to when it calls for any instrument necessary to show record ownership of the mortgage and authority to execute the discharge.
Thirty days, and a town-by-town record
Vermont gives the discharge duty teeth. Within 30 days after full performance of the conditions of the mortgage, 27 V.S.A. § 464 requires execution and delivery of a valid and complete discharge, and it attaches statutory damages of $25.00 per day, up to $5,000.00 in the aggregate, for a discharge withheld past that window, along with consequential damages, punitive damages, court costs, and attorney's fees for an aggrieved party who substantially prevails. An estate that resolves the discharge promptly closes that exposure.
Recording is municipal. Vermont keeps land records town by town, with no county recording system, so the completed discharge goes to the town or city clerk of the town named in the certification, and a mortgage recorded in more than one town is discharged in each of them. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671(a), and no property transfer tax return accompanies a discharge, because the Vermont Department of Taxes places discharges outside the Form PTT-172 filing category.
What the download includes
The purchase delivers three items: the fillable Discharge of Mortgage (Personal Representative) form, a completed example built on a Middlebury fact pattern, and a guide that describes each section of the form, the notarization, and town clerk recording. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Windham County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Personal Representative) meets all recording requirements specific to Windham County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Windham County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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