Windham County Mortgage Deed (Spouses or Civil Union Partners) Form
Last validated July 17, 2026 by our Forms Development Team
Windham County Mortgage Deed (Spouses or Civil Union Partners) Form
Fill in the blank Mortgage Deed (Spouses or Civil Union Partners) form formatted to comply with all Vermont recording and content requirements.
Windham County Mortgage Deed (Spouses or Civil Union Partners) Guide
Line by line guide explaining every blank on the Mortgage Deed (Spouses or Civil Union Partners) form.
Windham County Completed Example of the Mortgage Deed (Spouses or Civil Union Partners) Document
Example of a properly completed Vermont Mortgage Deed (Spouses or Civil Union Partners) document for reference.
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Additional Vermont and Windham County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Athens
Athens, Vermont 05143
Hours: Mo 9:00 to 1:00 or by appt.
Phone: (802) 869-3370
Town Clerk of Brattleboro
Brattleboro, Vermont 05301
Hours: Mo-Fr 8:30 to 5:00
Phone: (802) 251-8157
Town Clerk of Brookline
Newfane, Vermont 05345
Hours: Tu, Th 9:00 - 2:00; 1st Sat 9:00 to noon; and by appt.
Phone: (802) 365-4648
Town Clerk of Dover
West Dover, Vermont 05356
Hours: Mo-Fr 9:00 to 5:00
Phone: (802) 464-5100 x2
Town Clerk of Dummerston
East Dummerston, Vermont 05346
Hours: Mo, Tu, Th, Fr 9:00 to 3:00 & We 11:00 to 5:00
Phone: (802) 257-1496
Town Clerk of Grafton
Grafton, Vermont 05146
Hours: Mo, Tu, Th, Fr 9:00 to 12:00 & 1:00 to 4:00; call first
Phone: (802) 843-2419
Town Clerk of Guilford
Guilford , Vermont 05301
Hours: Mo 7:00 to 6:00; Tu-Th 7:00 to 5:00
Phone: (802) 254-6857
Town Clerk of Halifax
West Halifax, Vermont 05358
Hours: Mo, Tu, Fr 8:00 to 3:00 & Sa 9:00 to noon
Phone: (802) 368-7390
Town Clerk of Jamaica
Jamaica, Vermont 05343
Hours: Mo-Th 9:00 to 4:00
Phone: (802) 874-4681
Town Clerk of Londonderry
South Londonderry, Vermont 05155
Hours: Mo, Tu, Th, Fr 8:30 to 2:30; We 10:00 to 5:00; Sat by appt
Phone: (802) 824-3356
Town Clerk of Marlboro
Marlboro, Vermont 05344
Hours: Mo, We, Th 9:00 to 4:00 (always call ahead)
Phone: (802) 254-2181
Town Clerk of Newfane
Newfane, Vermont 05345
Hours: Mo - Fr 8:00 to 6:00
Phone: (802) 365-7772 x10
Town Clerk of Putney
Putney, Vermont 05346
Hours: Mo, We-Fr 9:00 to 2:00; We 7:00 to 9:00; Sa 9:00 to noon
Phone: (802) 387-5862 x14
Town Clerk of Rockingham
Bellows Falls, Vermont 05101
Hours: Mo-Fr 8:30 to 4:30
Phone: (802) 463-4336 x102
Windham County Clerk (for Somerset)
Newfane, Vermont 05345
Hours: 8:30 to 4:00 M-F
Phone: (802) 251-2009
Town Clerk of Stratton
Stratton, Vermont 05360
Hours: Mo-Th 9:00 to 3:00
Phone: (802) 869-6184
Town Clerk of Townshend
Townshend, Vermont 05353
Hours: Mo-We & Fr 9:00 to 4:00
Phone: (802) 365-7300
Town Clerk of Vernon
Vernon, Vermont 05354
Hours: Mo, Tu, Th 7:30 to 5:30; We 7:30 to 9:30am
Phone: (802) 257-0292 x4
Town Clerk of Wardsboro
Wardsboro, Vermont 05355
Hours: Mo-Th 9:00 to 12:00 & 1:00 to 4:30
Phone: (802) 896-6055
Town Clerk of Westminster
Westminster, Vermont 05158
Hours: Mo-Fr 8:30 to 4:00
Phone: (802) 722-4091
Town Clerk of Whitingham
Jacksonville, Vermont 05342
Hours: Mo-Fr 9:00 to 2:00; We 5:00 to 7:00; 1st Sa 9:00 to noon
Phone: (802) 368-7887
Town Clerk of Wilmington
Wilmington, Vermont 05363-0217
Hours: Mo-Fr 8:30 to 12:00 & 1:00 to 4:00
Phone: (802) 464-5836
Town Clerk of Windham
Windham, Vermont 05359
Hours: Mo 12:00 to 4:30; Tu 8:30 to 12:00; We 8:30 to 4:30; Th 11:30 to 4:30
Phone: (802) 874-4211
Recording Tips for Windham County:
- Documents must be on 8.5 x 11 inch white paper
- Verify all names are spelled correctly before recording
- Recording early in the week helps ensure same-week processing
- Ask for certified copies if you need them for other transactions
Cities and Jurisdictions in Windham County
Properties in any of these areas use Windham County forms:
- Bellows Falls
- Brattleboro
- Cambridgeport
- East Dover
- Grafton
- Jacksonville
- Jamaica
- Londonderry
- Marlboro
- Newfane
- Putney
- Saxtons River
- South Londonderry
- South Newfane
- Townshend
- Vernon
- Wardsboro
- West Dover
- West Dummerston
- West Halifax
- West Townshend
- West Wardsboro
- Westminster
- Westminster Station
- Whitingham
- Williamsville
- Wilmington
Hours, fees, requirements, and more for Windham County
How do I get my forms?
Forms are available for immediate download after payment. The Windham County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Windham County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Windham County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Windham County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Windham County?
Recording fees in Windham County vary. Contact the recorder's office at (802) 869-3370 for current fees.
Questions answered? Let's get started!
This fillable Vermont mortgage deed names two mortgagors who are spouses or civil union partners of each other. Both partners sign, and both acknowledge the deed before a notary public, so the security instrument the lender receives carries the joinder that Vermont's homestead and tenancy by the entirety rules contemplate for a married couple's real estate.
Both partners join in one security instrument
Vermont couples commonly hold their real estate as tenants by the entirety, the marital co-ownership under which neither partner holds a separable share that can be encumbered alone. A civil union carries the same property incidents as a marriage under 15 V.S.A. Section 1204, including eligibility to hold real property as tenants by the entirety. Vermont's homestead statute, 27 V.S.A. Section 141, adds a second rule: a married owner's conveyance of a homestead interest is inoperative as to the homestead unless the owner's spouse joins in the execution and acknowledgment, apart from a purchase money mortgage given at the time of purchase. This mortgage form answers both rules on its face. It recites that the two mortgagors are spouses or civil union partners of each other, and it carries a signature line and an acknowledgment certificate for each of them.
Security now, a void conveyance at payoff
Vermont treats the granting of a mortgage as a conveyance of legal title to the lender, subject to the borrower's right to redeem. Because Title 27 supplies no general statutory mortgage form, this deed states the traditional Vermont mechanics expressly: a granting clause conveying the property to the lender as security for the promissory note, express covenants of seisin, right to convey, freedom from encumbrances except as stated, and warranty, and the defeasance condition under which the conveyance becomes void once the secured debt is paid and every other secured obligation is performed. The deed also points to the discharge statutes, 27 V.S.A. Sections 461 through 464a, under which the mortgagee of record executes and delivers a discharge within 30 days after full performance.
What the form carries
Numbered sections collect the two mortgagors' names and addresses, the lender's name and address, the principal amount and dates from the promissory note, the town or city and county where the land lies, the legal description, the street address, the source of title, and existing encumbrances. A secured obligation paragraph defines what the deed secures: the note, interest, other amounts payable under the note, and the mortgagors' covenants. Two signature blocks with printed name and date lines follow, and the form carries a separate acknowledgment certificate for each mortgagor, so the two signers may acknowledge on different dates or before different notaries. The form recites exactly two mortgagors who are spouses or civil union partners of each other; a sole owner's home loan mortgage and a mortgage granted by co-owners who are not married or in a civil union with each other present different recital patterns, and this form is not set up as either.
Recording with the town clerk
Vermont records land instruments by town and city rather than by county, so the completed deed goes to the clerk of the municipality where the property is located, at the statewide fee of $15 per page under 32 V.S.A. Section 1671. Recording is what gives the mortgage its reach: under 27 V.S.A. Section 342, a mortgage that is not acknowledged and recorded is not effectual to hold the estate against anyone but the grantor and the grantor's heirs. A mortgage deed also travels lighter at the recording counter than a deed transferring title, because the Vermont property transfer tax return that accompanies a taxable conveyance is not the mortgage deed's category under the Department of Taxes instructions for Form PTT-172.
The download includes the fillable mortgage deed form, a completed example showing a Chittenden County fact pattern, and a guide that describes each section of the form, the signing formalities, and town recording. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Windham County to use these forms. Documents should be recorded at the office below.
This Mortgage Deed (Spouses or Civil Union Partners) meets all recording requirements specific to Windham County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Windham County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Windham County Mortgage Deed (Spouses or Civil Union Partners) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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July 5th, 2019
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October 8th, 2022
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February 26th, 2019
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