Caledonia County Mortgage Deed (Trust) Form

Last validated October 7, 2026 by our Forms Development Team

Formatted for recording in Caledonia County, for property anywhere in the county: rural and unincorporated areas as well as Barnet, Danville, East Burke, East Hardwick, East Ryegate, East Saint Johnsbury, Groton, Hardwick and 14 more.

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Caledonia County Mortgage Deed (Trust) Form

Caledonia County Mortgage Deed (Trust) Form

Fill in the blank Mortgage Deed (Trust) form formatted to comply with all Vermont recording and content requirements.

Document last validated 9/23/2026
Caledonia County Mortgage Deed (Trust) Guide

Caledonia County Mortgage Deed (Trust) Guide

Line by line guide explaining every blank on the Mortgage Deed (Trust) form.

Document last validated 10/7/2026
Caledonia County Completed Example of the Mortgage Deed (Trust) Document

Caledonia County Completed Example of the Mortgage Deed (Trust) Document

Example of a properly completed Vermont Mortgage Deed (Trust) document for reference.

Document last validated 9/18/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Caledonia County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Town of Barnet Clerk

Address:
1743 US Route 5 S / PO Box 15
Barnet, Vermont 05821

Hours: 9:00 to 12:00, 1:00 to 4:30 M-F

Phone: (802) 633-2256

Town of Burke Clerk

Address:
212 School St
West Burke, Vermont 05871

Hours: 8:00 to 4:00 M-F

Phone: (802) 467-3717

Town of Danville Clerk

Address:
36 Route 2 West / P.O. Box 183
Danville, Vermont 05828

Hours: 8:00 to 4:00 M-F

Phone: (802) 684-3352

Town of Groton Clerk

Address:
1476 Scott Highway
Groton, Vermont 05046

Hours: Wed & Fri 8:00 - 12:30

Phone: (802) 584-3276

Town of Hardwick Clerk

Address:
20 Church St / PO Box 523
Hardwick, Vermont 05843

Hours: M-Th 8:00 - 4:30; F 8:00 to 4:00

Phone: (802) 472-5971

Town of Kirby Clerk

Address:
346 Town Hall Rd
Lyndonville, Vermont 05851

Hours: Tu & Th 8:00 - 3:00 and by appt

Phone: (802) 626-9386

Town of Lyndon Clerk

Address:
119 Park Ave / PO Box 167
Lyndonville, Vermont 05851-0167

Hours: M-F 7:30 - 4:30

Phone: (802) 626-5785

Town of Newark Clerk

Address:
1336 Newark St
Newark, Vermont 05871

Hours: M, W, Th 9:00 - 4:00

Phone: (802) 467-3336

Town of Peacham Clerk

Address:
79 Church St / PO Box 244
Peacham, Vermont 05862

Hours: Mon 8:00 to 5:00; Tue - Thu 8:00 to noon

Phone: (802) 592-3218

Town of Ryegate Clerk

Address:
18 S Bayley-Hazen Rd / PO Box 332
Ryegate, Vermont 05042

Hours: Mon-Wed 1:00 - 5:00; Fri 9:00 - 1:00

Phone: (802) 584-3880

Town of St. Johnsbury Clerk

Address:
51 Depot Square, Suite 101
St. Johnsbury, Vermont 05819

Hours: Mo 8:00 - 5:00, Tu-Fr 8:00 - 4:30

Phone: (802) 748-4331

Town of Sheffield Clerk

Address:
37 Dane Rd / PO Box 165
Sheffield, Vermont 05866

Hours: M, W, F 9:00 - 3:00; W eve 5:00 - 8:00

Phone: (802) 626-8862

Town of Stannard Clerk

Address:
Stannard Mountain Rd / PO Box 94
Greensboro Bend, Vermont 05842

Hours: Wed 8:00 - 12:00

Phone: (802) 533-2577

Town of Sutton Clerk

Address:
167 Underpass Rd
Sutton, Vermont 05867

Hours: Mon - Thu 8:00 to 4:30; Fri 8:00 to 12:00

Phone: (802) 467-3377

Town of Walden Clerk

Address:
12 VT Route 215
West Danville, Vermont 05873

Hours: M - W 9:00 - 4:00; Th 9:00 - 5:00

Phone: (802) 563-2220

Town of Waterford Clerk

Address:
532 Maple St / PO Box 56
Lower Waterford, Vermont 05848

Hours: M, Th & F 8:30 - 3:30; Tu 12:00 - 6:00

Phone: (802) 748-2122

Town of Wheelock Clerk

Address:
1192 Route 122 / PO Box 1328
Lyndonville, Vermont 05851

Hours: M & Th 8:30 to 4:00; Wed 10:30 to 6:00

Phone: (802) 626-9094

Recording Tips for Caledonia County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Make copies of your documents before recording - keep originals safe
  • Recorded documents become public record - avoid including SSNs
  • Recording fees may differ from what's posted online - verify current rates

Cities and Jurisdictions in Caledonia County

Properties in any of these areas use Caledonia County forms:

  • Barnet
  • Danville
  • East Burke
  • East Hardwick
  • East Ryegate
  • East Saint Johnsbury
  • Groton
  • Hardwick
  • Lower Waterford
  • Lyndon
  • Lyndon Center
  • Lyndonville
  • Mc Indoe Falls
  • Passumpsic
  • Peacham
  • Saint Johnsbury
  • Saint Johnsbury Center
  • Sheffield
  • South Ryegate
  • Sutton
  • West Burke
  • West Danville

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Caledonia County

How do I get my forms?

Forms are available for immediate download after payment. The Caledonia County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Caledonia County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Caledonia County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Caledonia County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Caledonia County?

Recording fees in Caledonia County vary. Contact the recorder's office at (802) 633-2256 for current fees.

Questions answered? Let's get started!

A mortgage on Vermont land held in trust carries one signature: the trustee's, given in the fiduciary capacity the deed recites on its face. This Vermont Mortgage Deed (Trust) prepares that instrument, a mortgage deed whose mortgagor is the trustee of a trust, conveying trust-held property to a lender as security for a loan under 27 V.S.A. §§ 301, 341, and 342.

One trustee, one certificate

The mortgagor section of the form carries two entries: the trustee, and the trust identified by its full name and the date of the trust instrument. The operative section then does the work that distinguishes a trust mortgage from an ordinary one. It recites that the mortgagor holds record title as trustee and signs in that fiduciary capacity, it points to the trustee's statutory power under 14A V.S.A. § 816(5) to borrow money and mortgage trust property, and it states that the covenants of title bind the trust estate rather than the trustee individually. One signature block and one acknowledgment certificate follow, and the notary's certificate carries the trustee's name with the representative capacity, in the style of Margaret H. Boisvert, as Trustee of the Boisvert Family Revocable Trust.

The form recites exactly one trustee holding record title. Property standing in an individual owner's name, and title held by two or more cotrustees, present different signature architectures from the one this deed recites. The patterns that do present this configuration in Vermont land records include a family revocable trust borrowing against the home or camp the trust holds, a trust that purchased land with seller financing and gave the seller a mortgage back, and a private refinance of trust-held rental or woodland parcels. A lender documenting the trustee's authority can request a certification of trust under 14A V.S.A. § 1013, a sworn summary the statute makes usable as evidence of authority to mortgage; that certification is prepared and recorded separately and is not included in this package.

Security by conveyance, ended by payment

Vermont keeps the traditional mortgage architecture: the mortgage deed conveys the property to the lender as security, subject to the mortgagor's right to redeem, and Vermont title practice treats the granting of a mortgage as a conveyance of legal title on exactly those terms. The form's operative clause gives, grants, bargains, sells, and conveys the property to the mortgagee, and its PROVIDED NEVERTHELESS condition states the other half of the bargain: when the promissory note and any other secured obligations described in the deed are paid and performed in full, the conveyance is void and the mortgage is discharged of record. Discharge has its own statutory machinery in 27 V.S.A. §§ 461 through 464a, including a 30 day duty on the mortgagee of record to deliver a complete discharge after full performance. The promissory note itself is a separate instrument, prepared separately and not included in this package; the deed secures the obligations its sixth section describes by date, principal amount, maker, and maturity.

Recording at the town clerk's counter

Vermont records land instruments town by town. The executed deed, acknowledged before a notary public as 27 V.S.A. § 341(a) provides, goes to the clerk of the town or city where the property lies, at the statewide fee of 15 dollars per page under 32 V.S.A. § 1671. A mortgage deed travels lighter than a transfer deed at that counter: the Department of Taxes places mortgage deeds outside the Property Transfer Tax Return filing category, so the deed records without the PTT-172 return and Act 250 certificate that deeds transferring title carry. Recording is also where the mortgage earns its priority, because under 27 V.S.A. § 342 an unrecorded mortgage deed is not effectual to hold the estate against anyone but the grantor and the grantor's heirs.

The package holds exactly three pieces: the Vermont mortgage deed as a fillable PDF, a completed example showing the form filled in for a trust-held property in Milton, and a plain language guide that walks through every numbered section, the signing formalities, and town recording. The materials describe Vermont law in general terms and are not legal advice.

Important: Your property must be located in Caledonia County to use these forms. Documents should be recorded at the county recording office listed above.

This Mortgage Deed (Trust) meets all recording requirements specific to Caledonia County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Caledonia County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Caledonia County Mortgage Deed (Trust) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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