Ohio Mortgage Instrument and Promissory Note
County Specific Legal Forms Validated as recently as April 23, 2026 by our Forms Development Team
About the Ohio Mortgage Instrument and Promissory Note
How to Use This Form
- Select your county from the list on the left
- Download the county-specific form
- Fill in the required information
- Have the document notarized if required
- Record with your county recorder's office
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These forms are used for financing residential property, condominiums, rental units, small commercial, vacant land, and planned unit developments. They include special provisions and exhibit pages making them adaptable and flexible for unique situations. Ohio recognizes dower rights, which means that if a married man or woman owns an interest in real property, his or her spouse holds a 1/3 interest in the property, Review Oh. statute 2103.02. Dower rights can become problematic when it comes to mortgages. Oftentimes, banks require a release of dower if only one spouse is on the promissory note. Otherwise, if the paying spouse defaults, a spouse may be able to enforce their dower rights if the spouse is not on the deed. This mortgage can release rights of dower if applicable to the situation. These forms have stringent default terms, typical uses - lender who is financing investment property, owner financing, etc.
(Ohio Mortgage Package includes forms, guidelines, and completed examples) For use in Ohio only.
How to Use This Form
- Select your county from the list above
- Download the county-specific form
- Fill in the required information
- Have the document notarized if required
- Record with your county recorder's office
What Others Like You Are Saying
"it worked. fantastic. thanks!"
"Did not need power to "serve" contractor. All work done well, paid for, nothing more. Wort…"
"Great follow up and consideration"
"Finding current forms in one place helps simplify the process. Thank you."
"Deeds.com is a lifesaver! They are fast and not too expensive. I highly recommend them!"
Common Uses for Mortgage Instrument and Promissory Note
- Replace a trustee who is unable or unwilling to serve
- Establish priority of a mortgage or deed of trust
- Record a deed of trust to secure a promissory note
- Record evidence that a construction loan has been satisfied
- Release collateral after a commercial loan is paid off
Compare other Ohio deed forms and documents
Important: County-Specific Forms
Our mortgage instrument and promissory note forms are specifically formatted for each county in Ohio.
After selecting your county, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.