Washington County Discharge of Mortgage Forms (Rhode Island)

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Form Package

Discharge of Mortgage

State

Rhode Island

Area

Washington County

Price

$27.97

Delivery

Immediate Download

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More info on getting a copy of your existing deed and eRecording.

Included Forms

All Washington County specific forms and documents listed below are included in your immediate download package:

Discharge of Mortgage Form

Discharge of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/4/2024

Discharge of Mortgage Guidelines

Discharge of Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 2/8/2024

Completed Example of the Discharge of Mortgage Document

Completed Example of the Discharge of Mortgage Document

Example of a properly completed form for reference.
Included document last reviewed/updated 4/18/2024

Frequently Asked Questions:

How long does it take to get my forms?

Forms are available immediately after submitting payment.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Rhode Island or Washington County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

How do I get my forms, are they emailed?

Forms are NOT emailed to you. Immediately after you submit payment, the Washington County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.

What type of files are the forms?

All of our Washington County Discharge of Mortgage forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Can the Discharge of Mortgage forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Washington County that you need to transfer you would only need to order our forms once for all of your properties in Washington County.

Are these forms guaranteed to be recordable in Washington County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Washington County including margin requirements, content requirements, font and font size requirements.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Areas Covered by These Discharge of Mortgage Forms:

  • Washington County

Including:

  • Ashaway
  • Block Island
  • Bradford
  • Carolina
  • Charlestown
  • Exeter
  • Hope Valley
  • Hopkinton
  • Kenyon
  • Kingston
  • Narragansett
  • North Kingstown
  • Peace Dale
  • Rockville
  • Saunderstown
  • Shannock
  • Slocum
  • Wakefield
  • West Kingston
  • Westerly
  • Wood River Junction
  • Wyoming

What is the Rhode Island Discharge of Mortgage

Use this form to discharge a previously recorded mortgage. Upon satisfaction, the mortgagee/lender generally has 30 days to record a discharge of mortgage to avoid penalty as stated in Statute 34-26-5. Liability of mortgagee for failure to discharge, release, or transfer mortgage.

Rhode Island General Laws Title 34. Property Statute 34-26-2. Right to discharge on satisfaction of mortgage--Escrow accounts

(a) Every mortgagee of real estate, his, her or its heirs, executors, administrators, successors, or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, discharge the mortgage as provided in 34-26-3 or by separate instrument of release of the mortgage, and shall send the discharge to be recorded in the proper record book with suitable references to the original record, including the mortgagor's name and address, which shall forever afterwards discharge, defeat and release the mortgage and perpetually bar all actions to be brought thereon in any court. Upon forwarding the discharge for recording the mortgagee shall notify the mortgagor. Any mortgagor or his agent upon tendering final payment to the mortgagee in full satisfaction of the mortgage may in writing require the mortgagee to issue the discharge by separate instrument of release, directly to a designated person or real estate closing officer within the thirty (30) day period.
(b)Every mortgagee of real estate, his, her or its heirs, executors, administrators or successors or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, disburse to the mortgagor any and all funds held in escrow under the terms of the mortgage.

34-26-3. Methods of discharge.
A mortgage may be discharged in whole or in part by an entry acknowledging the satisfaction thereof or the payment thereon, as the case may be, made on the face or back of the mortgage, or upon the face or margin of the record of the mortgage, in the records of land evidence, and signed by the mortgagee or by his or her executor, administrator, successor, or, if the mortgage be assigned, by the assignee or his or her executor or administrator; and such entry shall have the same effect as a deed of release duly acknowledged and recorded.
For use in Rhode Island only.

(Rhode Island DOM Package includes form, guidelines, and completed example)

Our Promise

The documents you receive here will meet, or exceed, the Washington County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Washington County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Reviews

4.8 out of 5 (4324 Reviews)

Michael L.

April 25th, 2024

Professional, simple. Very good.

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Barbara A.

April 25th, 2024

Always helpful!\r\n

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Mark E.

April 25th, 2024

This was easy to use and only contained one glaring error-where to send the completed form to finish the process. I’ve completed the form, does this mean I get the amended deed sent to me? I think not.

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Billy R.

May 18th, 2021

Thank you...........easy process........Billy C

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Donna T.

April 23rd, 2020

Very clear instructions. All documents were easy to download and print.

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Jerri S.

February 28th, 2019

Very helpful. Print out go to court house spent less then 15 minutes there and done! Thanks will use again.

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Regina A.

February 19th, 2019

I needed to look for a recorded document and found what I was looking for. Thank you for the great service.

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August 7th, 2020

Amazingly easy. Thank you

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August 2nd, 2022

Easy

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August 15th, 2019

I was very satisfied with your service. Prompt, and thorough. Price was reasonable. Will use your service again when needed.

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April 3rd, 2024

Easy to use, found what I was looking for.\r\n

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May 30th, 2019

Excellent service, very reliable.

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Mica M.

March 2nd, 2021

I love deeds.com - hands down, the quickest way to record a warranty deed. The process and communication is so quick - the recording transaction too. Worth the extra $20 to me for my time! I didn't spend over an hour driving around, talking to someone via a kiosk to record the deed, didn't have to spend the energy of loading kids into the car to come with me, etc. The efficiency and timely process is worth the cost! Love having this available! The whole process via deeds.com took less than 5 minutes to upload a document and less than 3 minutes to pay the invoice shortly thereafter. The final recording was in my inbox in less than an hour. Thank you!

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Kristen N.

October 3rd, 2023

Very easy to use, helpful instructions and examples. I also like the chat feature and the erecording. So much better than other DIY law websites out there.

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Paul V.

January 10th, 2022

Easy to use , so far

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