Washington County Discharge of Mortgage Form

Last validated May 12, 2026 by our Forms Development Team

Washington County Discharge of Mortgage Form

Washington County Discharge of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/3/2026
Washington County Discharge of Mortgage Guidelines

Washington County Discharge of Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/4/2026
Washington County Completed Example of the Discharge of Mortgage Document

Washington County Completed Example of the Discharge of Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 5/12/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Washington County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Charlestown Town Clerk

Address:
4540 South County Trail
Charlestown, Rhode Island 02813

Hours: 8:30 to 4:30 / Recording until 3:45

Phone: (401) 364-1200

Exeter Town Clerk

Address:
675 Ten Rod Rd
Exeter, Rhode Island 02822

Hours: 9:00 to 4:00 M-F

Phone: (401) 294-3891

Hopkinton Town Clerk

Address:
1 Town House Rd
Hopkinton, Rhode Island 02833

Hours: 8:30 to 4:30 M-F

Phone: (401) 377-7777

Narragansett Town Clerk

Address:
25 Fifth Ave
Narragansett , Rhode Island 02882

Hours: 8:30am and 4:30pm M-F

Phone: (401) 782-0623

New Shoreham Town Clerk

Address:
16 Old Town Rd / PO Box 220
New Shoreham, Rhode Island 02807

Hours: 9:00 to 3:00 M-F

Phone: (401) 466-3200

North Kingstown Town Clerk

Address:
80 Boston Neck Rd
North Kingstown, Rhode Island 02852

Hours: 8:30 to 4:30 M-F / Recording until 3:30

Phone: (401) 268-1554

Richmond Town Clerk

Address:
5 Richmond Townhouse Rd
Wyoming, Rhode Island 02898

Hours: Mon-Fri 9am to 4pm

Phone: (401) 539-9000 Ext. 9

South Kingstown Town Clerk

Address:
180 High St
Wakefield, Rhode Island 02879

Hours: 8:30 to 4:30 M-F

Phone: (401) 789-9331 Ext 1236

Westerly Town Clerk

Address:
45 Broad St
Westerly, Rhode Island 02891

Hours: 8:30 to 4:15 M-F

Phone: (401) 348-2500

Recording Tips for Washington County:
  • Both spouses typically need to sign if property is jointly owned
  • Recorded documents become public record - avoid including SSNs
  • Recording early in the week helps ensure same-week processing

Cities and Jurisdictions in Washington County

Properties in any of these areas use Washington County forms:

  • Ashaway
  • Block Island
  • Bradford
  • Carolina
  • Charlestown
  • Exeter
  • Hope Valley
  • Hopkinton
  • Kenyon
  • Kingston
  • Narragansett
  • North Kingstown
  • Peace Dale
  • Rockville
  • Saunderstown
  • Shannock
  • Slocum
  • Wakefield
  • West Kingston
  • Westerly
  • Wood River Junction
  • Wyoming

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Washington County

How do I get my forms?

Forms are available for immediate download after payment. The Washington County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Washington County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Washington County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Washington County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Washington County?

Recording fees in Washington County vary. Contact the recorder's office at (401) 364-1200 for current fees.

Questions answered? Let's get started!

Use this form to discharge a previously recorded mortgage. Upon satisfaction, the mortgagee/lender generally has 30 days to record a discharge of mortgage to avoid penalty as stated in Statute 34-26-5. Liability of mortgagee for failure to discharge, release, or transfer mortgage.

Rhode Island General Laws Title 34. Property Statute 34-26-2. Right to discharge on satisfaction of mortgage--Escrow accounts

(a) Every mortgagee of real estate, his, her or its heirs, executors, administrators, successors, or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, discharge the mortgage as provided in 34-26-3 or by separate instrument of release of the mortgage, and shall send the discharge to be recorded in the proper record book with suitable references to the original record, including the mortgagor's name and address, which shall forever afterwards discharge, defeat and release the mortgage and perpetually bar all actions to be brought thereon in any court. Upon forwarding the discharge for recording the mortgagee shall notify the mortgagor. Any mortgagor or his agent upon tendering final payment to the mortgagee in full satisfaction of the mortgage may in writing require the mortgagee to issue the discharge by separate instrument of release, directly to a designated person or real estate closing officer within the thirty (30) day period.
(b)Every mortgagee of real estate, his, her or its heirs, executors, administrators or successors or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, disburse to the mortgagor any and all funds held in escrow under the terms of the mortgage.

34-26-3. Methods of discharge.
A mortgage may be discharged in whole or in part by an entry acknowledging the satisfaction thereof or the payment thereon, as the case may be, made on the face or back of the mortgage, or upon the face or margin of the record of the mortgage, in the records of land evidence, and signed by the mortgagee or by his or her executor, administrator, successor, or, if the mortgage be assigned, by the assignee or his or her executor or administrator; and such entry shall have the same effect as a deed of release duly acknowledged and recorded.
For use in Rhode Island only.

(Rhode Island DOM Package includes form, guidelines, and completed example)

Important: Your property must be located in Washington County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage meets all recording requirements specific to Washington County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Washington County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Washington County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4727 Reviews )

Gladys F.

September 21st, 2020

The process was very friendly and easy to use. I appreciated the status updates as well as clear instructions on what was needed to get the file ready for recording.

Reply from Staff

Thank you!

Ashley H.

September 21st, 2020

Thank you for the quick response time messaging back and forth to get this completed, and also the fairly speedy e-recording! Excellent customer service!!!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Robert K.

June 13th, 2021

Very user friendly - I found the affidavit I needed right away together with the guide to filling it out.

Reply from Staff

Thank you!

Lisa D.

May 2nd, 2023

Great service, would be nice if it provided an address to send this to once completed!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Mary K.

October 25th, 2020

Fantastic way to record any deed! Done in less than a few hours, right to your inbox. Very small fee compared to driving to office or waiting for the mail.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Ondina S.

December 28th, 2021

Am very happy with the wealth of forms that were available with my purchase! This site is an awesome resource which I plan to use in the future.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Diyang W.

January 12th, 2025

Very Good Product. Provided a lot of good info to assist people to DIY various Deed

Reply from Staff

We are grateful for your engagement and feedback, which help us to serve you better. Thank you for being an integral part of our community.

Tracy E.

December 19th, 2020

This is so convenient. Thank you.

Reply from Staff

Thank you!

MARK S.

March 17th, 2020

Forms seem direct, simple, not what a "big firm" might have, appear sufficient to do the job -- safety in following at least the basics

Reply from Staff

Thank you!

Quaid H.

August 20th, 2019

Just what we needed! Thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Rachel F.

April 14th, 2022

Wonderful forms as long as you know what you need. Do some research ahead of time so you can avoid looking like an idiot ordering the incorrect form for your situation.

Reply from Staff

Thank you!

Jose F.

May 19th, 2020

When I found this website, I was confused and hesitant to use this website to submit paperwork that needed to be submitted to the Clerks of Courts in Miami. I am glad I decided to go through with it. It was the easiest process I have encountered even with working with the City. Highly recommend as it is super easy to use and received that everything was approved and recorded in two working days. Thank you so much for bringing my stress level lower as many uncertainties of how to process my paperwork. Will use it again to finish my project as the City continues to not accept walk ins. Thank you so much.

Reply from Staff

So glad we were able help Jose, have a amazing day!

Tracy M.

July 9th, 2020

The form is easy to use. However, the quit claim deed form seems to be for parcel of land, because the word "real property" is not in the form.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Julie K.

September 4th, 2023

The process for obtaining document itself was easy, and the included guide and example are great! I do have an issue with the format itself, though. The form has pre-defined text boxes, which cannot be altered without partially rebuilding the entire document. For the 'property description' field on the Mineral Deed form, the text box is not large enough for the rather lengthy legal description entered on my original plat. Fortunately, I have a copy of Adobe Pro, so I have been able to re-build the doc to accommodate this short-coming.

Reply from Staff

Thank you for taking the time to provide feedback on our legal form. We're pleased to hear that you found the process for obtaining the document and the included guide beneficial.

We understand and appreciate your concern regarding the formatting and size limitations of certain fields, especially the 'property description' field. Our forms are designed to adhere to specific formatting requirements that are often mandated for legal compliance. Making direct alterations to the document can result in them becoming non-conforming, which is why we advise customers to use an exhibit page when their legal description is extensive or does not fit.

Kimberly S.

April 21st, 2022

I wasted a lot of my time because I didn't do any research to know what I needed. Nobody fault but mine.

Reply from Staff

Thank you!