Franklin County Assignment of Mortgage (Individual Trustee) Form
Last validated August 12, 2026 by our Forms Development Team
Franklin County Assignment of Mortgage (Individual Trustee) Form
Fill in the blank Assignment of Mortgage (Individual Trustee) form formatted to comply with all Vermont recording and content requirements.

Franklin County Assignment of Mortgage (Individual Trustee) Guide
Line by line guide explaining every blank on the Assignment of Mortgage (Individual Trustee) form.

Franklin County Completed Example of the Assignment of Mortgage (Individual Trustee) Document
Example of a properly completed Vermont Assignment of Mortgage (Individual Trustee) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Vermont and Franklin County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bakersfield
Bakersfield, Vermont 05441
Hours: M - F 9:00 to 12:00 & 7:00 to 8:00
Phone: (802) 827-4495
Town Clerk of Berkshire
Enosburgh, Vermont 05450
Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4
Phone: (802) 933-2335
Town Clerk of Enosburgh
Enosburgh Falls, Vermont 05450
Hours: M - F 8:00 to 3:30
Phone: (802) 933-4421
Town Clerk of Fairfax
Fairfax, Vermont 05454
Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00
Phone: (802) 849-6111
Town Clerk of Fairfield
Fairfield, Vermont 05455
Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30
Phone: (802) 827-3261 x1
Town Clerk of Fletcher
Cambridge, Vermont 05444
Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30
Phone: (802) 849-6616
Town Clerk of Franklin
Franklin, Vermont 05457
Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00
Phone: (802) 285-2101
Town Clerk of Georgia
St. Albans, Vermont 05478
Hours: M-F 8:00 - 4:00
Phone: (802) 524-3524
Town Clerk of Highgate
Highgate Ctr, Vermont 05459
Hours: M-F 8:30 to 12 & 1:00 to 4:30
Phone: (802) 868-4697 X201
Town Clerk of Montgomery
Montgomery, Vermont 05471
Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4
Phone: (802) 326-4719
Town Clerk of Richford
Richford, Vermont 05476
Hours: M - Th 8:00 - 5:00; F 8:00 - noon
Phone: (802) 848-7751 x3
City of St. Albans Clerk
St. Albans, Vermont 05478-0867
Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00
Phone: (802) 524-1501 x264
Town of St. Albans Clerk
St. Albans Bay, Vermont 05481
Hours: M-F 8:00 - 4:00
Phone: (802) 524-2415
Town Clerk of Sheldon
Sheldon, Vermont 05483
Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00
Phone: (802) 933-2524 x3
Town Clerk of Swanton
Swanton, Vermont 05488
Hours: M-F 7:00 to 5:00
Phone: (802) 868-4421
Recording Tips for Franklin County:
- Ask if they accept credit cards - many offices are cash/check only
- Avoid the last business day of the month when possible
- Recording early in the week helps ensure same-week processing
Cities and Jurisdictions in Franklin County
Properties in any of these areas use Franklin County forms:
- Bakersfield
- East Berkshire
- East Fairfield
- Enosburg Falls
- Fairfield
- Franklin
- Highgate Center
- Highgate Springs
- Montgomery
- Montgomery Center
- Richford
- Saint Albans
- Saint Albans Bay
- Sheldon
- Sheldon Springs
- Swanton
Hours, fees, requirements, and more for Franklin County
How do I get my forms?
Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Franklin County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Franklin County?
Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.
Questions answered? Let's get started!
This fillable assignment of mortgage transfers a recorded Vermont mortgage held by an individual serving as trustee of a trust. The form carries one assignor, one signature line, and one acknowledgment certificate, and its operative section recites that the signer acts solely in the fiduciary capacity of trustee stated on the face of the instrument and not individually. The assignment moves the mortgage, together with the promissory note or other obligation it secures, to a named assignee, and it is built for recording in the Vermont town or city land records where the mortgage itself is recorded.
One trustee signature and a capacity recital
The assignor section identifies the trustee by name and mailing address and then states the fiduciary capacity: the trust's full name and the date of the trust instrument. That capacity carries through the whole instrument. The operative assignment language runs from the trustee in the stated capacity, the signature block is labeled for the trustee, and the notary's certificate names the signer with the representative capacity, in the manner of the short form certificates in 26 V.S.A. 5368. Two patterns commonly present this configuration in Vermont land records: a seller-financed sale in which the buyer's note and mortgage were taken directly in the name of the owner's revocable trust, and a mortgage moved into a trust by an earlier recorded assignment and now assigned onward by the trustee. A mortgage held by a bank, by cotrustees who all join, or by an individual in a personal capacity presents a different signing configuration than the single fiduciary signature this form recites.
Why the assignment is recorded
Vermont names the instrument directly: under 24 V.S.A. 1158, an assignment of a mortgage is duly recorded in the records of the town, and the clerk cross-references it to the mortgage record by volume and page. The recorded chain matters most at payoff. Under 27 V.S.A. 464, the mortgagee of record delivers the discharge when the debt is fully performed, together with any instrument necessary to establish record ownership of the mortgage and the authority to discharge it, and Vermont title practice reads a discharge against a chain of recorded assignments running unbroken from the original mortgagee to the discharging holder. The form's mortgage identification section collects exactly what that chain needs: the original mortgagor and mortgagee as the mortgage names them, the mortgage date, the volume and page of the mortgage record, and the volume and page of the most recent recorded assignment, if there is one.
Town recording, municipal fees, no transfer tax return
Vermont records land instruments by town and city, not by county, so the assignment goes to the clerk of the municipality where the land lies, the same office that holds the mortgage record. The statewide recording fee under 32 V.S.A. 1671 is fifteen dollars per page. An assignment of mortgage travels lighter than a deed at the recording counter: the Vermont property transfer tax return that accompanies deeds transferring title does not apply to mortgage assignments, so the instrument records without a PTT-172. The trustee signs before a notary public under 27 V.S.A. 341, no witnesses are required, and the printed name line under the signature follows the name-under-signature practice of 32 V.S.A. 1405.
What the package prepares
The assignment states its consideration, identifies the property the mortgage covers in the words of the mortgage itself, and leaves an additional provisions section for terms such as an express warranty or a statement of the unpaid balance; the operative language otherwise transfers the mortgage without warranty. The trustee's underlying authority is documented to third parties by a certification of trust under 14A V.S.A. 1013, a sworn instrument prepared and recorded separately and not included in this package. The download contains the fillable assignment of mortgage form, a completed example showing a realistic Chittenden County fact pattern, and a guide that walks through each section, notarization, and recording; the materials are informational and are not legal advice.
Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.
This Assignment of Mortgage (Individual Trustee) meets all recording requirements specific to Franklin County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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