Franklin County Assignment of Mortgage (Two Individuals) Form
Last validated July 17, 2026 by our Forms Development Team
Franklin County Assignment of Mortgage (Two Individuals) Form
Fill in the blank Assignment of Mortgage (Two Individuals) form formatted to comply with all Vermont recording and content requirements.
Franklin County Assignment of Mortgage (Two Individuals) Guide
Line by line guide explaining every blank on the Assignment of Mortgage (Two Individuals) form.
Franklin County Completed Example of the Assignment of Mortgage (Two Individuals) Document
Example of a properly completed Vermont Assignment of Mortgage (Two Individuals) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Franklin County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bakersfield
Bakersfield, Vermont 05441
Hours: M - F 9:00 to 12:00 & 7:00 to 8:00
Phone: (802) 827-4495
Town Clerk of Berkshire
Enosburgh, Vermont 05450
Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4
Phone: (802) 933-2335
Town Clerk of Enosburgh
Enosburgh Falls, Vermont 05450
Hours: M - F 8:00 to 3:30
Phone: (802) 933-4421
Town Clerk of Fairfax
Fairfax, Vermont 05454
Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00
Phone: (802) 849-6111
Town Clerk of Fairfield
Fairfield, Vermont 05455
Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30
Phone: (802) 827-3261 x1
Town Clerk of Fletcher
Cambridge, Vermont 05444
Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30
Phone: (802) 849-6616
Town Clerk of Franklin
Franklin, Vermont 05457
Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00
Phone: (802) 285-2101
Town Clerk of Georgia
St. Albans, Vermont 05478
Hours: M-F 8:00 - 4:00
Phone: (802) 524-3524
Town Clerk of Highgate
Highgate Ctr, Vermont 05459
Hours: M-F 8:30 to 12 & 1:00 to 4:30
Phone: (802) 868-4697 X201
Town Clerk of Montgomery
Montgomery, Vermont 05471
Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4
Phone: (802) 326-4719
Town Clerk of Richford
Richford, Vermont 05476
Hours: M - Th 8:00 - 5:00; F 8:00 - noon
Phone: (802) 848-7751 x3
City of St. Albans Clerk
St. Albans, Vermont 05478-0867
Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00
Phone: (802) 524-1501 x264
Town of St. Albans Clerk
St. Albans Bay, Vermont 05481
Hours: M-F 8:00 - 4:00
Phone: (802) 524-2415
Town Clerk of Sheldon
Sheldon, Vermont 05483
Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00
Phone: (802) 933-2524 x3
Town Clerk of Swanton
Swanton, Vermont 05488
Hours: M-F 7:00 to 5:00
Phone: (802) 868-4421
Recording Tips for Franklin County:
- Ask if they accept credit cards - many offices are cash/check only
- Verify all names are spelled correctly before recording
- Avoid the last business day of the month when possible
- Recording fees may differ from what's posted online - verify current rates
- Ask about accepted payment methods when you call ahead
Cities and Jurisdictions in Franklin County
Properties in any of these areas use Franklin County forms:
- Bakersfield
- East Berkshire
- East Fairfield
- Enosburg Falls
- Fairfield
- Franklin
- Highgate Center
- Highgate Springs
- Montgomery
- Montgomery Center
- Richford
- Saint Albans
- Saint Albans Bay
- Sheldon
- Sheldon Springs
- Swanton
Hours, fees, requirements, and more for Franklin County
How do I get my forms?
Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Franklin County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Franklin County?
Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.
Questions answered? Let's get started!
Two people who hold a recorded Vermont mortgage together, often a couple who financed the sale of their own property, transfer that mortgage to a new holder with a single recorded assignment. This Vermont assignment of mortgage form is set up for exactly two individual assignors and one assignee: both holders sign, each before a notary, and the completed instrument is recorded with the clerk of the town or city where the land lies.
Two holders, two signatures, one recorded transfer
The form recites two natural persons as the present holders of the mortgage and carries a signature block and an acknowledgment certificate for each of them, so the two assignors may sign on different dates, before different notaries, or in different states. The pattern appears throughout Vermont's town land records: spouses who sold a home and took back seller financing, family members who together made a private loan secured by land, and two co-lenders of record transferring the loan to a purchaser of the debt. The form recites exactly two individual assignors; an entity holder such as a bank or limited liability company, and a mortgage held by one person alone, present different configurations from the one this form recites.
What the assignment moves, and what it leaves alone
For value received, the assignors grant, assign, transfer, and set over to the assignee the mortgage, the promissory note or other obligation it secures, and the money due and to become due with interest. Vermont is a title theory state, where a mortgage carries legal title as security, so the operative language reaches the assignors' right, title, and interest in the mortgaged premises under the mortgage as well. The borrowers' ownership of the land, the amount owed, and the payment terms are untouched; what changes is who holds the lender's side of the loan of record and, with it, who gives the discharge when the loan is paid. Under 27 V.S.A. § 464, a mortgagee of record delivering a discharge also delivers any instrument necessary to establish record ownership of the mortgage, which is exactly what a recorded chain of mortgage assignments supplies.
Recorded in the town, not the county
Vermont statute addresses this instrument by name: under 24 V.S.A. § 1158, an assignment of a mortgage shall be duly recorded in the records of the town, and the clerk cross-references it on the margin of the mortgage record. Vermont has no county recording system for land instruments, so the assignment goes to the clerk of the town or city where the land lies, the same office that holds the mortgage. The statewide fee is $15.00 per page, no property transfer tax return accompanies a mortgage assignment, and the form identifies the mortgage the way the clerk's index does: the mortgagors, the mortgage date, the original principal amount, and the book and page where the mortgage is recorded, with a blank for any prior recorded assignments so the chain of title to the mortgage reads unbroken.
Built for Vermont execution rules
Both assignors acknowledge their signatures before a notary public, the execution formality 27 V.S.A. § 341 states for conveyances of an interest in land, and printed name lines under the signatures answer the name-under-signature rule of 32 V.S.A. § 1405. The first page reserves space at the top for the clerk's recording information, and the body text sits well above the eight point statutory minimum for recorded matter.
The package delivers the assignment of mortgage as a fillable PDF, a completed example showing the entire document filled in for a realistic Chittenden County fact pattern, and a plain language guide that walks through every numbered section, from identifying the recorded mortgage to the notary certificates. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.
This Assignment of Mortgage (Two Individuals) meets all recording requirements specific to Franklin County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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