Franklin County Assignment of Mortgage (Two Individuals) Form

Last validated September 1, 2026 by our Forms Development Team

Formatted for recording in Franklin County, for property anywhere in the county: rural and unincorporated areas as well as Bakersfield, East Berkshire, East Fairfield, Enosburg Falls, Fairfield, Franklin, Highgate Center, Highgate Springs and 8 more.

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Franklin County Assignment of Mortgage (Two Individuals) Form

Franklin County Assignment of Mortgage (Two Individuals) Form

Fill in the blank Assignment of Mortgage (Two Individuals) form formatted to comply with all Vermont recording and content requirements.

Document last validated 8/13/2026
Franklin County Assignment of Mortgage (Two Individuals) Guide

Franklin County Assignment of Mortgage (Two Individuals) Guide

Line by line guide explaining every blank on the Assignment of Mortgage (Two Individuals) form.

Document last validated 8/28/2026
Franklin County Completed Example of the Assignment of Mortgage (Two Individuals) Document

Franklin County Completed Example of the Assignment of Mortgage (Two Individuals) Document

Example of a properly completed Vermont Assignment of Mortgage (Two Individuals) document for reference.

Document last validated 9/1/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Town Clerk of Bakersfield

Address:
40 E Bakersfield Rd / PO Box 203
Bakersfield, Vermont 05441

Hours: M - F 9:00 to 12:00 & 7:00 to 8:00

Phone: (802) 827-4495

Town Clerk of Berkshire

Address:
4454 Watertower Rd
Enosburgh, Vermont 05450

Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4

Phone: (802) 933-2335

Town Clerk of Enosburgh

Address:
239 Main St / PO Box 465
Enosburgh Falls, Vermont 05450

Hours: M - F 8:00 to 3:30

Phone: (802) 933-4421

Town Clerk of Fairfax

Address:
12 Buck Hollow Rd
Fairfax, Vermont 05454

Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00

Phone: (802) 849-6111

Town Clerk of Fairfield

Address:
25 North Rd / PO Box 5
Fairfield, Vermont 05455

Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30

Phone: (802) 827-3261 x1

Town Clerk of Fletcher

Address:
215 Cambridge Rd
Cambridge, Vermont 05444

Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30

Phone: (802) 849-6616

Town Clerk of Franklin

Address:
5167 Main St / PO Box 82
Franklin, Vermont 05457

Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00

Phone: (802) 285-2101

Town Clerk of Georgia

Address:
47 Town Common Rd N
St. Albans, Vermont 05478

Hours: M-F 8:00 - 4:00

Phone: (802) 524-3524

Town Clerk of Highgate

Address:
2996 VT Route 78 / PO Box 189
Highgate Ctr, Vermont 05459

Hours: M-F 8:30 to 12 & 1:00 to 4:30

Phone: (802) 868-4697 X201

Town Clerk of Montgomery

Address:
98 Main St / PO Box 356
Montgomery, Vermont 05471

Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4

Phone: (802) 326-4719

Town Clerk of Richford

Address:
94 Main St / PO Box 236
Richford, Vermont 05476

Hours: M - Th 8:00 - 5:00; F 8:00 - noon

Phone: (802) 848-7751 x3

City of St. Albans Clerk

Address:
100 N Main St / PO Box 867
St. Albans, Vermont 05478-0867

Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00

Phone: (802) 524-1501 x264

Town of St. Albans Clerk

Address:
579 Lake Rd, St. Albans Town / PO Box 37
St. Albans Bay, Vermont 05481

Hours: M-F 8:00 - 4:00

Phone: (802) 524-2415

Town Clerk of Sheldon

Address:
1640 Main St / PO Box 66
Sheldon, Vermont 05483

Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00

Phone: (802) 933-2524 x3

Town Clerk of Swanton

Address:
1 Academy St / PO Box 711
Swanton, Vermont 05488

Hours: M-F 7:00 to 5:00

Phone: (802) 868-4421

Recording Tips for Franklin County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Request a receipt showing your recording numbers
  • Ask about accepted payment methods when you call ahead
  • Ask for certified copies if you need them for other transactions

Cities and Jurisdictions in Franklin County

Properties in any of these areas use Franklin County forms:

  • Bakersfield
  • East Berkshire
  • East Fairfield
  • Enosburg Falls
  • Fairfield
  • Franklin
  • Highgate Center
  • Highgate Springs
  • Montgomery
  • Montgomery Center
  • Richford
  • Saint Albans
  • Saint Albans Bay
  • Sheldon
  • Sheldon Springs
  • Swanton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Franklin County

How do I get my forms?

Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Franklin County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Franklin County?

Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.

Questions answered? Let's get started!

Two people who hold a recorded Vermont mortgage together, often a couple who financed the sale of their own property, transfer that mortgage to a new holder with a single recorded assignment. This Vermont assignment of mortgage form is set up for exactly two individual assignors and one assignee: both holders sign, each before a notary, and the completed instrument is recorded with the clerk of the town or city where the land lies.

Two holders, two signatures, one recorded transfer

The form recites two natural persons as the present holders of the mortgage and carries a signature block and an acknowledgment certificate for each of them, so the two assignors may sign on different dates, before different notaries, or in different states. The pattern appears throughout Vermont's town land records: spouses who sold a home and took back seller financing, family members who together made a private loan secured by land, and two co-lenders of record transferring the loan to a purchaser of the debt. The form recites exactly two individual assignors; an entity holder such as a bank or limited liability company, and a mortgage held by one person alone, present different configurations from the one this form recites.

What the assignment moves, and what it leaves alone

For value received, the assignors grant, assign, transfer, and set over to the assignee the mortgage, the promissory note or other obligation it secures, and the money due and to become due with interest. Vermont is a title theory state, where a mortgage carries legal title as security, so the operative language reaches the assignors' right, title, and interest in the mortgaged premises under the mortgage as well. The borrowers' ownership of the land, the amount owed, and the payment terms are untouched; what changes is who holds the lender's side of the loan of record and, with it, who gives the discharge when the loan is paid. Under 27 V.S.A. § 464, a mortgagee of record delivering a discharge also delivers any instrument necessary to establish record ownership of the mortgage, which is exactly what a recorded chain of mortgage assignments supplies.

Recorded in the town, not the county

Vermont statute addresses this instrument by name: under 24 V.S.A. § 1158, an assignment of a mortgage shall be duly recorded in the records of the town, and the clerk cross-references it on the margin of the mortgage record. Vermont has no county recording system for land instruments, so the assignment goes to the clerk of the town or city where the land lies, the same office that holds the mortgage. The statewide fee is $15.00 per page, no property transfer tax return accompanies a mortgage assignment, and the form identifies the mortgage the way the clerk's index does: the mortgagors, the mortgage date, the original principal amount, and the book and page where the mortgage is recorded, with a blank for any prior recorded assignments so the chain of title to the mortgage reads unbroken.

Built for Vermont execution rules

Both assignors acknowledge their signatures before a notary public, the execution formality 27 V.S.A. § 341 states for conveyances of an interest in land, and printed name lines under the signatures answer the name-under-signature rule of 32 V.S.A. § 1405. The first page reserves space at the top for the clerk's recording information, and the body text sits well above the eight point statutory minimum for recorded matter.

The package delivers the assignment of mortgage as a fillable PDF, a completed example showing the entire document filled in for a realistic Chittenden County fact pattern, and a plain language guide that walks through every numbered section, from identifying the recorded mortgage to the notary certificates. The materials describe Vermont law in general terms and are not legal advice.

Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the county recording office listed above.

This Assignment of Mortgage (Two Individuals) meets all recording requirements specific to Franklin County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Franklin County Assignment of Mortgage (Two Individuals) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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