Franklin County Assignment of Mortgage (Two Individual Cotrustees) Form
Last validated August 7, 2026 by our Forms Development Team
Franklin County Assignment of Mortgage (Two Individual Cotrustees) Form
Fill in the blank Assignment of Mortgage (Two Individual Cotrustees) form formatted to comply with all Vermont recording and content requirements.
Franklin County Assignment of Mortgage (Two Individual Cotrustees) Guide
Line by line guide explaining every blank on the Assignment of Mortgage (Two Individual Cotrustees) form.
Franklin County Completed Example of the Assignment of Mortgage (Two Individual Cotrustees) Document
Example of a properly completed Vermont Assignment of Mortgage (Two Individual Cotrustees) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Franklin County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bakersfield
Bakersfield, Vermont 05441
Hours: M - F 9:00 to 12:00 & 7:00 to 8:00
Phone: (802) 827-4495
Town Clerk of Berkshire
Enosburgh, Vermont 05450
Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4
Phone: (802) 933-2335
Town Clerk of Enosburgh
Enosburgh Falls, Vermont 05450
Hours: M - F 8:00 to 3:30
Phone: (802) 933-4421
Town Clerk of Fairfax
Fairfax, Vermont 05454
Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00
Phone: (802) 849-6111
Town Clerk of Fairfield
Fairfield, Vermont 05455
Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30
Phone: (802) 827-3261 x1
Town Clerk of Fletcher
Cambridge, Vermont 05444
Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30
Phone: (802) 849-6616
Town Clerk of Franklin
Franklin, Vermont 05457
Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00
Phone: (802) 285-2101
Town Clerk of Georgia
St. Albans, Vermont 05478
Hours: M-F 8:00 - 4:00
Phone: (802) 524-3524
Town Clerk of Highgate
Highgate Ctr, Vermont 05459
Hours: M-F 8:30 to 12 & 1:00 to 4:30
Phone: (802) 868-4697 X201
Town Clerk of Montgomery
Montgomery, Vermont 05471
Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4
Phone: (802) 326-4719
Town Clerk of Richford
Richford, Vermont 05476
Hours: M - Th 8:00 - 5:00; F 8:00 - noon
Phone: (802) 848-7751 x3
City of St. Albans Clerk
St. Albans, Vermont 05478-0867
Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00
Phone: (802) 524-1501 x264
Town of St. Albans Clerk
St. Albans Bay, Vermont 05481
Hours: M-F 8:00 - 4:00
Phone: (802) 524-2415
Town Clerk of Sheldon
Sheldon, Vermont 05483
Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00
Phone: (802) 933-2524 x3
Town Clerk of Swanton
Swanton, Vermont 05488
Hours: M-F 7:00 to 5:00
Phone: (802) 868-4421
Recording Tips for Franklin County:
- Ensure all signatures are in blue or black ink
- Documents must be on 8.5 x 11 inch white paper
- White-out or correction fluid may cause rejection
- Check margin requirements - usually 1-2 inches at top
- Recording early in the week helps ensure same-week processing
Cities and Jurisdictions in Franklin County
Properties in any of these areas use Franklin County forms:
- Bakersfield
- East Berkshire
- East Fairfield
- Enosburg Falls
- Fairfield
- Franklin
- Highgate Center
- Highgate Springs
- Montgomery
- Montgomery Center
- Richford
- Saint Albans
- Saint Albans Bay
- Sheldon
- Sheldon Springs
- Swanton
Hours, fees, requirements, and more for Franklin County
How do I get my forms?
Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Franklin County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Franklin County?
Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.
Questions answered? Let's get started!
The Vermont Assignment of Mortgage (Two Individual Cotrustees) transfers a mortgage held in trust from the two individual cotrustees who administer it to a new holder. Both cotrustees sign one instrument, each acknowledges it before a notary public, and the assignment is recorded in the land records of the Vermont town or city where the mortgaged land lies.
A trust-held mortgage changes hands
Trusts hold Vermont mortgages more often than the label suggests. A trust that sells real property and takes back seller financing becomes a mortgage holder; a family trust receives a mortgage moved into it as part of estate planning; a trust that lends privately records a mortgage as security. When the loan is later sold, distributed, or consolidated, the trust's interest moves by a recorded mortgage assignment. This form carries that transfer in one operative sentence: for value received, the assignor assigns, transfers, and sets over the identified mortgage to the assignee, together with the promissory note and all other obligations the mortgage secures and all sums due or to become due under them.
Vermont names the instrument in statute. Under 24 V.S.A. 1158, an assignment or discharge of a mortgage shall be duly recorded in the records of the town, with a marginal cross-reference between the assignment and the mortgage record so the chain of ownership reads continuously. That recorded chain matters at the end of the loan, when the discharge comes from the holder the land records show, and it matters in between, whenever a payoff statement, a foreclosure, or a title search asks who owns the mortgage today.
Two cotrustees, two signatures
The form recites the trust by its name and date and identifies exactly two individual cotrustees, both currently serving. Both sign, and the operative section states that the signers act solely in their capacities as cotrustees of the named trust and that both join in the assignment. The Vermont Trust Code frames that architecture: under 14A V.S.A. 703, cotrustees who are unable to reach a unanimous decision may act by majority decision, and with two cotrustees a majority is both of them. The form carries a separate acknowledgment certificate for each cotrustee, so the two signers may acknowledge on different dates, before different notaries, or in different states, and each certificate's name line carries the signer's representative capacity as cotrustee.
The identification section collects the record data that ties the assignment to one mortgage: the mortgagor, the mortgagee named in the mortgage, the mortgage date and recording date, the book and page or document number, the original principal amount, and the town whose land records hold it. The form is not set up as a single-trustee instrument, a corporate-trustee instrument, or an assignment by a holder who owns the mortgage individually; its recitals, signature blocks, and certificates describe the two-cotrustee pattern.
Recorded with the town clerk, for a flat page fee
Vermont records land instruments by municipality rather than by county, so the completed assignment of mortgage goes to the clerk of the town or city that holds the mortgage record. The statewide recording fee is $15.00 per page under 32 V.S.A. 1671. An assignment of mortgage ordinarily travels without a Vermont property transfer tax return, because the return requirement attaches to a deed or other document evidencing a transfer of title and the Department of Taxes instructions treat typical mortgage assignments as outside the filing category. Execution follows the general conveyancing statutes: signature and acknowledgment before a notary under 27 V.S.A. 341, printed names under signatures per 32 V.S.A. 1405, and recording under 27 V.S.A. 342, which leaves an unrecorded conveyance effectual only against the grantor and the grantor's heirs.
What the package prepares
A transfer of mortgage by a trust is paperwork most parties handle once, and the package is built for that single pass. It contains the fillable assignment of mortgage form, a completed example showing a trust-held Woodstock mortgage assigned by two cotrustees to a Rutland company, and a guide that walks each section, the notarization, and recording with the town clerk. The materials are informational and are not legal advice.
Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.
This Assignment of Mortgage (Two Individual Cotrustees) meets all recording requirements specific to Franklin County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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