Franklin County Assignment of Mortgage (Two Individual Cotrustees) Form

Last validated September 2, 2026 by our Forms Development Team

Formatted for recording in Franklin County, for property anywhere in the county: rural and unincorporated areas as well as Bakersfield, East Berkshire, East Fairfield, Enosburg Falls, Fairfield, Franklin, Highgate Center, Highgate Springs and 8 more.

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Franklin County Assignment of Mortgage (Two Individual Cotrustees) Form

Franklin County Assignment of Mortgage (Two Individual Cotrustees) Form

Fill in the blank Assignment of Mortgage (Two Individual Cotrustees) form formatted to comply with all Vermont recording and content requirements.

Document last validated 9/2/2026
Franklin County Assignment of Mortgage (Two Individual Cotrustees) Guide

Franklin County Assignment of Mortgage (Two Individual Cotrustees) Guide

Line by line guide explaining every blank on the Assignment of Mortgage (Two Individual Cotrustees) form.

Document last validated 7/17/2026
Franklin County Completed Example of the Assignment of Mortgage (Two Individual Cotrustees) Document

Franklin County Completed Example of the Assignment of Mortgage (Two Individual Cotrustees) Document

Example of a properly completed Vermont Assignment of Mortgage (Two Individual Cotrustees) document for reference.

Document last validated 8/7/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Town Clerk of Bakersfield

Address:
40 E Bakersfield Rd / PO Box 203
Bakersfield, Vermont 05441

Hours: M - F 9:00 to 12:00 & 7:00 to 8:00

Phone: (802) 827-4495

Town Clerk of Berkshire

Address:
4454 Watertower Rd
Enosburgh, Vermont 05450

Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4

Phone: (802) 933-2335

Town Clerk of Enosburgh

Address:
239 Main St / PO Box 465
Enosburgh Falls, Vermont 05450

Hours: M - F 8:00 to 3:30

Phone: (802) 933-4421

Town Clerk of Fairfax

Address:
12 Buck Hollow Rd
Fairfax, Vermont 05454

Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00

Phone: (802) 849-6111

Town Clerk of Fairfield

Address:
25 North Rd / PO Box 5
Fairfield, Vermont 05455

Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30

Phone: (802) 827-3261 x1

Town Clerk of Fletcher

Address:
215 Cambridge Rd
Cambridge, Vermont 05444

Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30

Phone: (802) 849-6616

Town Clerk of Franklin

Address:
5167 Main St / PO Box 82
Franklin, Vermont 05457

Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00

Phone: (802) 285-2101

Town Clerk of Georgia

Address:
47 Town Common Rd N
St. Albans, Vermont 05478

Hours: M-F 8:00 - 4:00

Phone: (802) 524-3524

Town Clerk of Highgate

Address:
2996 VT Route 78 / PO Box 189
Highgate Ctr, Vermont 05459

Hours: M-F 8:30 to 12 & 1:00 to 4:30

Phone: (802) 868-4697 X201

Town Clerk of Montgomery

Address:
98 Main St / PO Box 356
Montgomery, Vermont 05471

Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4

Phone: (802) 326-4719

Town Clerk of Richford

Address:
94 Main St / PO Box 236
Richford, Vermont 05476

Hours: M - Th 8:00 - 5:00; F 8:00 - noon

Phone: (802) 848-7751 x3

City of St. Albans Clerk

Address:
100 N Main St / PO Box 867
St. Albans, Vermont 05478-0867

Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00

Phone: (802) 524-1501 x264

Town of St. Albans Clerk

Address:
579 Lake Rd, St. Albans Town / PO Box 37
St. Albans Bay, Vermont 05481

Hours: M-F 8:00 - 4:00

Phone: (802) 524-2415

Town Clerk of Sheldon

Address:
1640 Main St / PO Box 66
Sheldon, Vermont 05483

Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00

Phone: (802) 933-2524 x3

Town Clerk of Swanton

Address:
1 Academy St / PO Box 711
Swanton, Vermont 05488

Hours: M-F 7:00 to 5:00

Phone: (802) 868-4421

Recording Tips for Franklin County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Ask if they accept credit cards - many offices are cash/check only
  • Check that your notary's commission hasn't expired
  • Documents must be on 8.5 x 11 inch white paper

Cities and Jurisdictions in Franklin County

Properties in any of these areas use Franklin County forms:

  • Bakersfield
  • East Berkshire
  • East Fairfield
  • Enosburg Falls
  • Fairfield
  • Franklin
  • Highgate Center
  • Highgate Springs
  • Montgomery
  • Montgomery Center
  • Richford
  • Saint Albans
  • Saint Albans Bay
  • Sheldon
  • Sheldon Springs
  • Swanton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Franklin County

How do I get my forms?

Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Franklin County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Franklin County?

Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.

Questions answered? Let's get started!

The Vermont Assignment of Mortgage (Two Individual Cotrustees) transfers a mortgage held in trust from the two individual cotrustees who administer it to a new holder. Both cotrustees sign one instrument, each acknowledges it before a notary public, and the assignment is recorded in the land records of the Vermont town or city where the mortgaged land lies.

A trust-held mortgage changes hands

Trusts hold Vermont mortgages more often than the label suggests. A trust that sells real property and takes back seller financing becomes a mortgage holder; a family trust receives a mortgage moved into it as part of estate planning; a trust that lends privately records a mortgage as security. When the loan is later sold, distributed, or consolidated, the trust's interest moves by a recorded mortgage assignment. This form carries that transfer in one operative sentence: for value received, the assignor assigns, transfers, and sets over the identified mortgage to the assignee, together with the promissory note and all other obligations the mortgage secures and all sums due or to become due under them.

Vermont names the instrument in statute. Under 24 V.S.A. 1158, an assignment or discharge of a mortgage shall be duly recorded in the records of the town, with a marginal cross-reference between the assignment and the mortgage record so the chain of ownership reads continuously. That recorded chain matters at the end of the loan, when the discharge comes from the holder the land records show, and it matters in between, whenever a payoff statement, a foreclosure, or a title search asks who owns the mortgage today.

Two cotrustees, two signatures

The form recites the trust by its name and date and identifies exactly two individual cotrustees, both currently serving. Both sign, and the operative section states that the signers act solely in their capacities as cotrustees of the named trust and that both join in the assignment. The Vermont Trust Code frames that architecture: under 14A V.S.A. 703, cotrustees who are unable to reach a unanimous decision may act by majority decision, and with two cotrustees a majority is both of them. The form carries a separate acknowledgment certificate for each cotrustee, so the two signers may acknowledge on different dates, before different notaries, or in different states, and each certificate's name line carries the signer's representative capacity as cotrustee.

The identification section collects the record data that ties the assignment to one mortgage: the mortgagor, the mortgagee named in the mortgage, the mortgage date and recording date, the book and page or document number, the original principal amount, and the town whose land records hold it. The form is not set up as a single-trustee instrument, a corporate-trustee instrument, or an assignment by a holder who owns the mortgage individually; its recitals, signature blocks, and certificates describe the two-cotrustee pattern.

Recorded with the town clerk, for a flat page fee

Vermont records land instruments by municipality rather than by county, so the completed assignment of mortgage goes to the clerk of the town or city that holds the mortgage record. The statewide recording fee is $15.00 per page under 32 V.S.A. 1671. An assignment of mortgage ordinarily travels without a Vermont property transfer tax return, because the return requirement attaches to a deed or other document evidencing a transfer of title and the Department of Taxes instructions treat typical mortgage assignments as outside the filing category. Execution follows the general conveyancing statutes: signature and acknowledgment before a notary under 27 V.S.A. 341, printed names under signatures per 32 V.S.A. 1405, and recording under 27 V.S.A. 342, which leaves an unrecorded conveyance effectual only against the grantor and the grantor's heirs.

What the package prepares

A transfer of mortgage by a trust is paperwork most parties handle once, and the package is built for that single pass. It contains the fillable assignment of mortgage form, a completed example showing a trust-held Woodstock mortgage assigned by two cotrustees to a Rutland company, and a guide that walks each section, the notarization, and recording with the town clerk. The materials are informational and are not legal advice.

Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the county recording office listed above.

This Assignment of Mortgage (Two Individual Cotrustees) meets all recording requirements specific to Franklin County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Franklin County Assignment of Mortgage (Two Individual Cotrustees) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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