Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) Form

Last validated August 24, 2026 by our Forms Development Team

Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) Form

Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) Form

Fill in the blank Assignment of Mortgage (Married Couple or Civil Union Partners) form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 8/24/2026
Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) Guide

Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) Guide

Line by line guide explaining every blank on the Assignment of Mortgage (Married Couple or Civil Union Partners) form.

Document Last Validated 7/17/2026
Franklin County Completed Example of the Assignment of Mortgage (Married Couple or Civil Union Partners) Document

Franklin County Completed Example of the Assignment of Mortgage (Married Couple or Civil Union Partners) Document

Example of a properly completed Vermont Assignment of Mortgage (Married Couple or Civil Union Partners) document for reference.

Document Last Validated 7/17/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Town Clerk of Bakersfield

Address:
40 E Bakersfield Rd / PO Box 203
Bakersfield, Vermont 05441

Hours: M - F 9:00 to 12:00 & 7:00 to 8:00

Phone: (802) 827-4495

Town Clerk of Berkshire

Address:
4454 Watertower Rd
Enosburgh, Vermont 05450

Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4

Phone: (802) 933-2335

Town Clerk of Enosburgh

Address:
239 Main St / PO Box 465
Enosburgh Falls, Vermont 05450

Hours: M - F 8:00 to 3:30

Phone: (802) 933-4421

Town Clerk of Fairfax

Address:
12 Buck Hollow Rd
Fairfax, Vermont 05454

Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00

Phone: (802) 849-6111

Town Clerk of Fairfield

Address:
25 North Rd / PO Box 5
Fairfield, Vermont 05455

Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30

Phone: (802) 827-3261 x1

Town Clerk of Fletcher

Address:
215 Cambridge Rd
Cambridge, Vermont 05444

Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30

Phone: (802) 849-6616

Town Clerk of Franklin

Address:
5167 Main St / PO Box 82
Franklin, Vermont 05457

Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00

Phone: (802) 285-2101

Town Clerk of Georgia

Address:
47 Town Common Rd N
St. Albans, Vermont 05478

Hours: M-F 8:00 - 4:00

Phone: (802) 524-3524

Town Clerk of Highgate

Address:
2996 VT Route 78 / PO Box 189
Highgate Ctr, Vermont 05459

Hours: M-F 8:30 to 12 & 1:00 to 4:30

Phone: (802) 868-4697 X201

Town Clerk of Montgomery

Address:
98 Main St / PO Box 356
Montgomery, Vermont 05471

Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4

Phone: (802) 326-4719

Town Clerk of Richford

Address:
94 Main St / PO Box 236
Richford, Vermont 05476

Hours: M - Th 8:00 - 5:00; F 8:00 - noon

Phone: (802) 848-7751 x3

City of St. Albans Clerk

Address:
100 N Main St / PO Box 867
St. Albans, Vermont 05478-0867

Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00

Phone: (802) 524-1501 x264

Town of St. Albans Clerk

Address:
579 Lake Rd, St. Albans Town / PO Box 37
St. Albans Bay, Vermont 05481

Hours: M-F 8:00 - 4:00

Phone: (802) 524-2415

Town Clerk of Sheldon

Address:
1640 Main St / PO Box 66
Sheldon, Vermont 05483

Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00

Phone: (802) 933-2524 x3

Town Clerk of Swanton

Address:
1 Academy St / PO Box 711
Swanton, Vermont 05488

Hours: M-F 7:00 to 5:00

Phone: (802) 868-4421

Recording Tips for Franklin County:
  • Bring your driver's license or state-issued photo ID
  • Check that your notary's commission hasn't expired
  • Avoid the last business day of the month when possible
  • Both spouses typically need to sign if property is jointly owned

Cities and Jurisdictions in Franklin County

Properties in any of these areas use Franklin County forms:

  • Bakersfield
  • East Berkshire
  • East Fairfield
  • Enosburg Falls
  • Fairfield
  • Franklin
  • Highgate Center
  • Highgate Springs
  • Montgomery
  • Montgomery Center
  • Richford
  • Saint Albans
  • Saint Albans Bay
  • Sheldon
  • Sheldon Springs
  • Swanton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Franklin County

How do I get my forms?

Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Franklin County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Franklin County?

Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.

Questions answered? Let's get started!

The Vermont Assignment of Mortgage (Married Couple or Civil Union Partners) transfers a recorded Vermont mortgage from two holders who are married to each other or joined in a civil union to a new holder. The form recites exactly two assignors in one of those relationships and carries a signature block and an acknowledgment certificate for each of them, the configuration that matches a mortgagee interest a couple holds together.

Two holders of one mortgage

A couple ends up on the lender's side of a Vermont mortgage most often through seller financing: spouses or civil union partners sell property they owned together, take back a mortgage from the buyers, and collect payments over time. When they later transfer that mortgage, commonly with the note it secures, both of them appear in the instrument. Vermont marital property law explains why. Vermont title practice treats a conveyance to two persons whose marriage or civil union the state recognizes as creating a tenancy by the entirety unless the instrument shows a different intent, and under Cooper v. Cooper, 173 Vt. 1 (2001), neither spouse owns a separable share of entireties property that can be disposed of without the other's joinder. Under 15 V.S.A. § 1204, parties to a civil union have the same property benefits and protections as spouses, including eligibility to hold property as tenants by the entirety. Both assignors joining in a single recorded instrument is the pattern those rules produce, and it is the pattern this mortgage assignment form recites.

A transfer the town records can follow

Vermont records land instruments by town or city rather than by county, and 24 V.S.A. § 1158 directs that an assignment of a mortgage be duly recorded in the records of the town. The recorded assignment is also what keeps the discharge chain intact: the same section lets the assignee of a mortgage discharge it on the margin of the mortgage record, and 27 V.S.A. § 464 has the mortgagee of record deliver, with the discharge, any instrument necessary to establish record ownership of the mortgage. A mortgage holder whose assignment never reached the land records is the gap those statutes describe. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671, and an ordinary assignment of mortgage is presented without a Vermont property transfer tax return, which the Department of Taxes instructions reserve for deeds and other documents transferring title.

What the form recites

The form identifies each assignor by name and mailing address, states the relationship between them in their own words, and names the assignee. A dedicated section identifies the mortgage being assigned by its mortgagors, original mortgagees, date, book and page recording reference, and original principal, and a property section carries the town, county, legal description, and street address, so the clerk can tie the assignment to the recorded mortgage. The operative section assigns, transfers, and sets over the mortgage together with the obligation it secures, and recites that the assignors hold the mortgagee's interest together, are the holders of record, and have not previously assigned or discharged the mortgage. An additional provisions section accepts negotiated terms such as a without-recourse statement. The form is not set up as a single-holder assignment or an entity assignment; it recites two individual assignors in a marriage or civil union with each other.

Executed like a Vermont conveyance

Vermont is a title theory state, and an assignment of the mortgagee's interest is executed with conveyance formalities: each assignor signs and acknowledges before a notary public under 27 V.S.A. § 341, and under 27 V.S.A. § 342 an unrecorded conveyance holds only against the grantor and the grantor's heirs. The two acknowledgment certificates let the assignors appear on different dates, before different notaries, or in different states, and printed name lines under the signatures serve the name-under-signature provision of 32 V.S.A. § 1405.

The download includes the fillable assignment of mortgage form, a completed example showing a seller-financed Middlebury mortgage assigned by a married couple, and a guide that walks through each section, the notarization formalities, and recording with the Vermont town clerk. The materials are informational and are not legal advice.

Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.

This Assignment of Mortgage (Married Couple or Civil Union Partners) meets all recording requirements specific to Franklin County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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April 3rd, 2019

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March 19th, 2023

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Sarah N.

July 3rd, 2019

This is not at all the form that I needed. I am trying to disclaim my interest in a property, but this form is much too rigid to work for my case. It would have been nice to know some of the more specific details before purchasing the document.

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January 4th, 2019

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September 21st, 2020

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