Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) Form
Last validated August 24, 2026 by our Forms Development Team
Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) Form
Fill in the blank Assignment of Mortgage (Married Couple or Civil Union Partners) form formatted to comply with all Vermont recording and content requirements.
Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) Guide
Line by line guide explaining every blank on the Assignment of Mortgage (Married Couple or Civil Union Partners) form.
Franklin County Completed Example of the Assignment of Mortgage (Married Couple or Civil Union Partners) Document
Example of a properly completed Vermont Assignment of Mortgage (Married Couple or Civil Union Partners) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Franklin County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Bakersfield
Bakersfield, Vermont 05441
Hours: M - F 9:00 to 12:00 & 7:00 to 8:00
Phone: (802) 827-4495
Town Clerk of Berkshire
Enosburgh, Vermont 05450
Hours: M & Tu 8-12, 1-5; W & Th 9-12, 1-4
Phone: (802) 933-2335
Town Clerk of Enosburgh
Enosburgh Falls, Vermont 05450
Hours: M - F 8:00 to 3:30
Phone: (802) 933-4421
Town Clerk of Fairfax
Fairfax, Vermont 05454
Hours: M - F 9:00 to 4:00; 1st & 3rd Mon 6:00 to 8:00
Phone: (802) 849-6111
Town Clerk of Fairfield
Fairfield, Vermont 05455
Hours: M, Tu, Th, F 8:00 to 3:00; W 10:30 to 5:30
Phone: (802) 827-3261 x1
Town Clerk of Fletcher
Cambridge, Vermont 05444
Hours: M 8 - 3:30 & 6:30 - 8:30; Tu - Th 8 to 3:30
Phone: (802) 849-6616
Town Clerk of Franklin
Franklin, Vermont 05457
Hours: M, Tu, F 8:30 to 3:30; W 8:30 to noon; Th 8:30 to 6:00
Phone: (802) 285-2101
Town Clerk of Georgia
St. Albans, Vermont 05478
Hours: M-F 8:00 - 4:00
Phone: (802) 524-3524
Town Clerk of Highgate
Highgate Ctr, Vermont 05459
Hours: M-F 8:30 to 12 & 1:00 to 4:30
Phone: (802) 868-4697 X201
Town Clerk of Montgomery
Montgomery, Vermont 05471
Hours: M 8-12 & 1-6; Tu, Th, F 8-12 & 1-4
Phone: (802) 326-4719
Town Clerk of Richford
Richford, Vermont 05476
Hours: M - Th 8:00 - 5:00; F 8:00 - noon
Phone: (802) 848-7751 x3
City of St. Albans Clerk
St. Albans, Vermont 05478-0867
Hours: M-F 7:30 - 4:30; last Sat 9:00 - 12:00
Phone: (802) 524-1501 x264
Town of St. Albans Clerk
St. Albans Bay, Vermont 05481
Hours: M-F 8:00 - 4:00
Phone: (802) 524-2415
Town Clerk of Sheldon
Sheldon, Vermont 05483
Hours: M 8:00 to 6:00 & Tu-F 8:00 to 3:00
Phone: (802) 933-2524 x3
Town Clerk of Swanton
Swanton, Vermont 05488
Hours: M-F 7:00 to 5:00
Phone: (802) 868-4421
Recording Tips for Franklin County:
- Verify all names are spelled correctly before recording
- White-out or correction fluid may cause rejection
- Recorded documents become public record - avoid including SSNs
Cities and Jurisdictions in Franklin County
Properties in any of these areas use Franklin County forms:
- Bakersfield
- East Berkshire
- East Fairfield
- Enosburg Falls
- Fairfield
- Franklin
- Highgate Center
- Highgate Springs
- Montgomery
- Montgomery Center
- Richford
- Saint Albans
- Saint Albans Bay
- Sheldon
- Sheldon Springs
- Swanton
Hours, fees, requirements, and more for Franklin County
How do I get my forms?
Forms are available for immediate download after payment. The Franklin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Franklin County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Franklin County?
Recording fees in Franklin County vary. Contact the recorder's office at (802) 827-4495 for current fees.
Questions answered? Let's get started!
The Vermont Assignment of Mortgage (Married Couple or Civil Union Partners) transfers a recorded Vermont mortgage from two holders who are married to each other or joined in a civil union to a new holder. The form recites exactly two assignors in one of those relationships and carries a signature block and an acknowledgment certificate for each of them, the configuration that matches a mortgagee interest a couple holds together.
Two holders of one mortgage
A couple ends up on the lender's side of a Vermont mortgage most often through seller financing: spouses or civil union partners sell property they owned together, take back a mortgage from the buyers, and collect payments over time. When they later transfer that mortgage, commonly with the note it secures, both of them appear in the instrument. Vermont marital property law explains why. Vermont title practice treats a conveyance to two persons whose marriage or civil union the state recognizes as creating a tenancy by the entirety unless the instrument shows a different intent, and under Cooper v. Cooper, 173 Vt. 1 (2001), neither spouse owns a separable share of entireties property that can be disposed of without the other's joinder. Under 15 V.S.A. § 1204, parties to a civil union have the same property benefits and protections as spouses, including eligibility to hold property as tenants by the entirety. Both assignors joining in a single recorded instrument is the pattern those rules produce, and it is the pattern this mortgage assignment form recites.
A transfer the town records can follow
Vermont records land instruments by town or city rather than by county, and 24 V.S.A. § 1158 directs that an assignment of a mortgage be duly recorded in the records of the town. The recorded assignment is also what keeps the discharge chain intact: the same section lets the assignee of a mortgage discharge it on the margin of the mortgage record, and 27 V.S.A. § 464 has the mortgagee of record deliver, with the discharge, any instrument necessary to establish record ownership of the mortgage. A mortgage holder whose assignment never reached the land records is the gap those statutes describe. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671, and an ordinary assignment of mortgage is presented without a Vermont property transfer tax return, which the Department of Taxes instructions reserve for deeds and other documents transferring title.
What the form recites
The form identifies each assignor by name and mailing address, states the relationship between them in their own words, and names the assignee. A dedicated section identifies the mortgage being assigned by its mortgagors, original mortgagees, date, book and page recording reference, and original principal, and a property section carries the town, county, legal description, and street address, so the clerk can tie the assignment to the recorded mortgage. The operative section assigns, transfers, and sets over the mortgage together with the obligation it secures, and recites that the assignors hold the mortgagee's interest together, are the holders of record, and have not previously assigned or discharged the mortgage. An additional provisions section accepts negotiated terms such as a without-recourse statement. The form is not set up as a single-holder assignment or an entity assignment; it recites two individual assignors in a marriage or civil union with each other.
Executed like a Vermont conveyance
Vermont is a title theory state, and an assignment of the mortgagee's interest is executed with conveyance formalities: each assignor signs and acknowledges before a notary public under 27 V.S.A. § 341, and under 27 V.S.A. § 342 an unrecorded conveyance holds only against the grantor and the grantor's heirs. The two acknowledgment certificates let the assignors appear on different dates, before different notaries, or in different states, and printed name lines under the signatures serve the name-under-signature provision of 32 V.S.A. § 1405.
The download includes the fillable assignment of mortgage form, a completed example showing a seller-financed Middlebury mortgage assigned by a married couple, and a guide that walks through each section, the notarization formalities, and recording with the Vermont town clerk. The materials are informational and are not legal advice.
Important: Your property must be located in Franklin County to use these forms. Documents should be recorded at the office below.
This Assignment of Mortgage (Married Couple or Civil Union Partners) meets all recording requirements specific to Franklin County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Franklin County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Franklin County Assignment of Mortgage (Married Couple or Civil Union Partners) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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April 1st, 2020
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August 10th, 2021
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August 29th, 2021
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February 10th, 2019
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May 19th, 2020
Ordered the forms, completed them, had them notarized, then erecorded all in under 2 hours. Would have been faster but had to wait for the bank to open for notary. Might try the online notary next time. Fantastic experience.
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July 5th, 2019
The forms were correct and the instructions and Completed sample were very helpful. I filled it out and filed it at the county office, they didn't question anything. Thank you.
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November 26th, 2019
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May 22nd, 2021
I thought the forms were reasonably priced, the instructions included in the packet were thorough, and the examples helpful. Thank you for the additional CDR forms too. I contacted the Recorder's office via email with a question and Jennifer Bowser answered promptly. Job well done! However, when I delivered the deed and Real Property Transfer Declaration to the Clerk's office in Lafayette, the clerk was unfamiliar with the Declaration document being submitted and it took some time to convince her to submit the form without charging the recording fee. She even tried to phone the recorder's office for clarification, but no one answered. There then was an additional form at that office that I had to complete called Recording Request/Transmittal Form. I would suggest including that form with instructions in your on-line packet to speed up the process when a Deed is delivered to the County Clerk's satellite office. I do not expect every clerk to know all the particulars of recording requirements but a little knowledge wouldn't hurt.
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December 22nd, 2024
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