Caledonia County Discharge of Mortgage (Individual Trustee) Form
Last validated July 18, 2026 by our Forms Development Team
Caledonia County Discharge of Mortgage (Individual Trustee) Form
Fill in the blank Discharge of Mortgage (Individual Trustee) form formatted to comply with all Vermont recording and content requirements.
Caledonia County Discharge of Mortgage (Individual Trustee) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Individual Trustee) form.
Caledonia County Completed Example of the Discharge of Mortgage (Individual Trustee) Document
Example of a properly completed Vermont Discharge of Mortgage (Individual Trustee) document for reference.
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Additional Vermont and Caledonia County documents included at no extra charge:
Where to Record Your Documents
Town of Barnet Clerk
Barnet, Vermont 05821
Hours: 9:00 to 12:00, 1:00 to 4:30 M-F
Phone: (802) 633-2256
Town of Burke Clerk
West Burke, Vermont 05871
Hours: 8:00 to 4:00 M-F
Phone: (802) 467-3717
Town of Danville Clerk
Danville, Vermont 05828
Hours: 8:00 to 4:00 M-F
Phone: (802) 684-3352
Town of Groton Clerk
Groton, Vermont 05046
Hours: Wed & Fri 8:00 - 12:30
Phone: (802) 584-3276
Town of Hardwick Clerk
Hardwick, Vermont 05843
Hours: M-Th 8:00 - 4:30; F 8:00 to 4:00
Phone: (802) 472-5971
Town of Kirby Clerk
Lyndonville, Vermont 05851
Hours: Tu & Th 8:00 - 3:00 and by appt
Phone: (802) 626-9386
Town of Lyndon Clerk
Lyndonville, Vermont 05851-0167
Hours: M-F 7:30 - 4:30
Phone: (802) 626-5785
Town of Newark Clerk
Newark, Vermont 05871
Hours: M, W, Th 9:00 - 4:00
Phone: (802) 467-3336
Town of Peacham Clerk
Peacham, Vermont 05862
Hours: Mon 8:00 to 5:00; Tue - Thu 8:00 to noon
Phone: (802) 592-3218
Town of Ryegate Clerk
Ryegate, Vermont 05042
Hours: Mon-Wed 1:00 - 5:00; Fri 9:00 - 1:00
Phone: (802) 584-3880
Town of St. Johnsbury Clerk
St. Johnsbury, Vermont 05819
Hours: Mo 8:00 - 5:00, Tu-Fr 8:00 - 4:30
Phone: (802) 748-4331
Town of Sheffield Clerk
Sheffield, Vermont 05866
Hours: M, W, F 9:00 - 3:00; W eve 5:00 - 8:00
Phone: (802) 626-8862
Town of Stannard Clerk
Greensboro Bend, Vermont 05842
Hours: Wed 8:00 - 12:00
Phone: (802) 533-2577
Town of Sutton Clerk
Sutton, Vermont 05867
Hours: Mon - Thu 8:00 to 4:30; Fri 8:00 to 12:00
Phone: (802) 467-3377
Town of Walden Clerk
West Danville, Vermont 05873
Hours: M - W 9:00 - 4:00; Th 9:00 - 5:00
Phone: (802) 563-2220
Town of Waterford Clerk
Lower Waterford, Vermont 05848
Hours: M, Th & F 8:30 - 3:30; Tu 12:00 - 6:00
Phone: (802) 748-2122
Town of Wheelock Clerk
Lyndonville, Vermont 05851
Hours: M & Th 8:30 to 4:00; Wed 10:30 to 6:00
Phone: (802) 626-9094
Recording Tips for Caledonia County:
- Ensure all signatures are in blue or black ink
- Check that your notary's commission hasn't expired
- Multi-page documents may require additional fees per page
Cities and Jurisdictions in Caledonia County
Properties in any of these areas use Caledonia County forms:
- Barnet
- Danville
- East Burke
- East Hardwick
- East Ryegate
- East Saint Johnsbury
- Groton
- Hardwick
- Lower Waterford
- Lyndon
- Lyndon Center
- Lyndonville
- Mc Indoe Falls
- Passumpsic
- Peacham
- Saint Johnsbury
- Saint Johnsbury Center
- Sheffield
- South Ryegate
- Sutton
- West Burke
- West Danville
Hours, fees, requirements, and more for Caledonia County
How do I get my forms?
Forms are available for immediate download after payment. The Caledonia County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Caledonia County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Caledonia County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Caledonia County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Caledonia County?
Recording fees in Caledonia County vary. Contact the recorder's office at (802) 633-2256 for current fees.
Questions answered? Let's get started!
A Vermont mortgage held by one person as trustee of a trust comes out of the land records with a single signature, and that signature is made in a fiduciary capacity. This Vermont Discharge of Mortgage (Individual Trustee) prepares the separate satisfaction instrument described in 27 V.S.A. Section 463 for a mortgage held of record by an individual trustee: the holder section recites the trustee's name with the trust's name and date, and the same capacity carries through the certificate of satisfaction, the signature block, and the notary's certificate.
A satisfaction certificate the statute drafts
Vermont writes the words of a mortgage satisfaction into the statute itself. Section 463 provides that a mortgage may be discharged by an acknowledgment of satisfaction executed by the mortgagee, substantially in a short statutory form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where it is recorded. This form follows that pattern, collecting the parties, the recording data, and the property in numbered sections and performing the certification and the release of the mortgage lien in the statute's own words. Once the satisfaction is acknowledged before a notary public and recorded, Section 463(b) provides that it discharges the mortgage and bars actions brought on it.
The trustee signs, and the capacity rides every block
The form recites exactly one holder: an individual serving as trustee, named in the style Margaret H. Olsen, Trustee of the Olsen Family Revocable Trust under agreement dated June 4, 2015. Seller-financed sales in which a family trust took the purchase money mortgage, private loans made through a revocable living trust, and mortgages assigned to a trustee during estate planning present the pattern this discharge recites. An assignments section identifies the recorded assignment where the trustee acquired the mortgage from another holder, so the discharge connects to the record chain, and Vermont law backs the fiduciary architecture: 27 V.S.A. Section 351 treats a grant naming a trust as a grant to its trustee, and a discharge executed by the authorized trustee operates as a discharge by the named holder.
The signature line, the printed name, and the notary certificate all carry the same trustee capacity, and the operative section states that the holder signs as trustee and not individually. A mortgage held by two cotrustees, by a bank or company, or by an individual in a personal capacity presents a different execution pattern; this form is set up as a single fiduciary signature instrument.
Thirty days, then a running meter
Vermont attaches deadlines to a paid-off mortgage. Under 27 V.S.A. Section 464, the mortgagee provides a written payoff statement within five business days of a written request, and within 30 days after full performance of the conditions of the mortgage, the mortgagee of record executes and delivers a valid and complete discharge, together with any instrument necessary to establish the mortgagee's record ownership and authority. A holder who misses the deadline owes statutory damages of $25.00 per day, up to $5,000.00, plus consequential damages, punitive damages, costs, and reasonable attorney's fees where an aggrieved party substantially prevails. A trustee holding a private mortgage sits under the same duty as an institutional lender, which is why paid-off private mortgages come off the record promptly in Vermont practice.
Recorded in the town, not the county
Vermont land records live with town and city clerks rather than county recorders, so a mortgage release is recorded where the mortgage is recorded: the same town's land records, identified in this form by book, page, and town name. The statewide recording fee is $15.00 per page, and a discharge carries no property transfer tax return, since it transfers no title by deed. A mortgage recorded in more than one town, as with land lying across a town line, appears in each town's records, and title practice looks for the discharge in each of them.
The download includes the discharge of mortgage as a fillable PDF, a completed example showing the trustee capacity, the satisfaction certificate, and the notary block filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every numbered section and the recording steps. The materials are informational and are not legal advice; a Vermont attorney can address how the discharge statutes apply to a particular mortgage or trust.
Important: Your property must be located in Caledonia County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Individual Trustee) meets all recording requirements specific to Caledonia County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Caledonia County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
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