Caledonia County Discharge of Mortgage (Individual Trustee) Form
Last validated August 13, 2026 by our Forms Development Team
Caledonia County Discharge of Mortgage (Individual Trustee) Form
Fill in the blank Discharge of Mortgage (Individual Trustee) form formatted to comply with all Vermont recording and content requirements.
Caledonia County Discharge of Mortgage (Individual Trustee) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Individual Trustee) form.
Caledonia County Completed Example of the Discharge of Mortgage (Individual Trustee) Document
Example of a properly completed Vermont Discharge of Mortgage (Individual Trustee) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Vermont and Caledonia County documents included at no extra charge:
Where to Record Your Documents
Town of Barnet Clerk
Barnet, Vermont 05821
Hours: 9:00 to 12:00, 1:00 to 4:30 M-F
Phone: (802) 633-2256
Town of Burke Clerk
West Burke, Vermont 05871
Hours: 8:00 to 4:00 M-F
Phone: (802) 467-3717
Town of Danville Clerk
Danville, Vermont 05828
Hours: 8:00 to 4:00 M-F
Phone: (802) 684-3352
Town of Groton Clerk
Groton, Vermont 05046
Hours: Wed & Fri 8:00 - 12:30
Phone: (802) 584-3276
Town of Hardwick Clerk
Hardwick, Vermont 05843
Hours: M-Th 8:00 - 4:30; F 8:00 to 4:00
Phone: (802) 472-5971
Town of Kirby Clerk
Lyndonville, Vermont 05851
Hours: Tu & Th 8:00 - 3:00 and by appt
Phone: (802) 626-9386
Town of Lyndon Clerk
Lyndonville, Vermont 05851-0167
Hours: M-F 7:30 - 4:30
Phone: (802) 626-5785
Town of Newark Clerk
Newark, Vermont 05871
Hours: M, W, Th 9:00 - 4:00
Phone: (802) 467-3336
Town of Peacham Clerk
Peacham, Vermont 05862
Hours: Mon 8:00 to 5:00; Tue - Thu 8:00 to noon
Phone: (802) 592-3218
Town of Ryegate Clerk
Ryegate, Vermont 05042
Hours: Mon-Wed 1:00 - 5:00; Fri 9:00 - 1:00
Phone: (802) 584-3880
Town of St. Johnsbury Clerk
St. Johnsbury, Vermont 05819
Hours: Mo 8:00 - 5:00, Tu-Fr 8:00 - 4:30
Phone: (802) 748-4331
Town of Sheffield Clerk
Sheffield, Vermont 05866
Hours: M, W, F 9:00 - 3:00; W eve 5:00 - 8:00
Phone: (802) 626-8862
Town of Stannard Clerk
Greensboro Bend, Vermont 05842
Hours: Wed 8:00 - 12:00
Phone: (802) 533-2577
Town of Sutton Clerk
Sutton, Vermont 05867
Hours: Mon - Thu 8:00 to 4:30; Fri 8:00 to 12:00
Phone: (802) 467-3377
Town of Walden Clerk
West Danville, Vermont 05873
Hours: M - W 9:00 - 4:00; Th 9:00 - 5:00
Phone: (802) 563-2220
Town of Waterford Clerk
Lower Waterford, Vermont 05848
Hours: M, Th & F 8:30 - 3:30; Tu 12:00 - 6:00
Phone: (802) 748-2122
Town of Wheelock Clerk
Lyndonville, Vermont 05851
Hours: M & Th 8:30 to 4:00; Wed 10:30 to 6:00
Phone: (802) 626-9094
Recording Tips for Caledonia County:
- Bring your driver's license or state-issued photo ID
- Ask if they accept credit cards - many offices are cash/check only
- Ask about their eRecording option for future transactions
- Both spouses typically need to sign if property is jointly owned
- Bring extra funds - fees can vary by document type and page count
Cities and Jurisdictions in Caledonia County
Properties in any of these areas use Caledonia County forms:
- Barnet
- Danville
- East Burke
- East Hardwick
- East Ryegate
- East Saint Johnsbury
- Groton
- Hardwick
- Lower Waterford
- Lyndon
- Lyndon Center
- Lyndonville
- Mc Indoe Falls
- Passumpsic
- Peacham
- Saint Johnsbury
- Saint Johnsbury Center
- Sheffield
- South Ryegate
- Sutton
- West Burke
- West Danville
Hours, fees, requirements, and more for Caledonia County
How do I get my forms?
Forms are available for immediate download after payment. The Caledonia County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Caledonia County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Caledonia County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Caledonia County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Caledonia County?
Recording fees in Caledonia County vary. Contact the recorder's office at (802) 633-2256 for current fees.
Questions answered? Let's get started!
A Vermont mortgage held by one person as trustee of a trust comes out of the land records with a single signature, and that signature is made in a fiduciary capacity. This Vermont Discharge of Mortgage (Individual Trustee) prepares the separate satisfaction instrument described in 27 V.S.A. Section 463 for a mortgage held of record by an individual trustee: the holder section recites the trustee's name with the trust's name and date, and the same capacity carries through the certificate of satisfaction, the signature block, and the notary's certificate.
A satisfaction certificate the statute drafts
Vermont writes the words of a mortgage satisfaction into the statute itself. Section 463 provides that a mortgage may be discharged by an acknowledgment of satisfaction executed by the mortgagee, substantially in a short statutory form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where it is recorded. This form follows that pattern, collecting the parties, the recording data, and the property in numbered sections and performing the certification and the release of the mortgage lien in the statute's own words. Once the satisfaction is acknowledged before a notary public and recorded, Section 463(b) provides that it discharges the mortgage and bars actions brought on it.
The trustee signs, and the capacity rides every block
The form recites exactly one holder: an individual serving as trustee, named in the style Margaret H. Olsen, Trustee of the Olsen Family Revocable Trust under agreement dated June 4, 2015. Seller-financed sales in which a family trust took the purchase money mortgage, private loans made through a revocable living trust, and mortgages assigned to a trustee during estate planning present the pattern this discharge recites. An assignments section identifies the recorded assignment where the trustee acquired the mortgage from another holder, so the discharge connects to the record chain, and Vermont law backs the fiduciary architecture: 27 V.S.A. Section 351 treats a grant naming a trust as a grant to its trustee, and a discharge executed by the authorized trustee operates as a discharge by the named holder.
The signature line, the printed name, and the notary certificate all carry the same trustee capacity, and the operative section states that the holder signs as trustee and not individually. A mortgage held by two cotrustees, by a bank or company, or by an individual in a personal capacity presents a different execution pattern; this form is set up as a single fiduciary signature instrument.
Thirty days, then a running meter
Vermont attaches deadlines to a paid-off mortgage. Under 27 V.S.A. Section 464, the mortgagee provides a written payoff statement within five business days of a written request, and within 30 days after full performance of the conditions of the mortgage, the mortgagee of record executes and delivers a valid and complete discharge, together with any instrument necessary to establish the mortgagee's record ownership and authority. A holder who misses the deadline owes statutory damages of $25.00 per day, up to $5,000.00, plus consequential damages, punitive damages, costs, and reasonable attorney's fees where an aggrieved party substantially prevails. A trustee holding a private mortgage sits under the same duty as an institutional lender, which is why paid-off private mortgages come off the record promptly in Vermont practice.
Recorded in the town, not the county
Vermont land records live with town and city clerks rather than county recorders, so a mortgage release is recorded where the mortgage is recorded: the same town's land records, identified in this form by book, page, and town name. The statewide recording fee is $15.00 per page, and a discharge carries no property transfer tax return, since it transfers no title by deed. A mortgage recorded in more than one town, as with land lying across a town line, appears in each town's records, and title practice looks for the discharge in each of them.
The download includes the discharge of mortgage as a fillable PDF, a completed example showing the trustee capacity, the satisfaction certificate, and the notary block filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every numbered section and the recording steps. The materials are informational and are not legal advice; a Vermont attorney can address how the discharge statutes apply to a particular mortgage or trust.
Important: Your property must be located in Caledonia County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Individual Trustee) meets all recording requirements specific to Caledonia County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Caledonia County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Caledonia County Discharge of Mortgage (Individual Trustee) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4780 Reviews )
ARNOLD E.
May 3rd, 2019
SO FAR SO GOOD! I AM STILL COMPLETING THE QUIT CLAIM DEED. THANKS....ARNIE
Thank you Arnold, we really appreciate your feedback.
Steven W.
April 11th, 2021
Seems to be just what I needed and easy to use.
Thank you!
Shari N.
April 9th, 2025
Deeds.com provides a valuable resource to efficiently file documents for recordation.
We are grateful for your feedback and looking forward to serving you again. Thank you!
D F.
March 3rd, 2020
Find what i was looking for, and got the answers to my questions!! Thank you
Thank you!
William C.
February 23rd, 2020
Excellent, easy to use. Technically accurate in all information offered.
Thank you!
Kelin F.
April 16th, 2025
Prompt, accurate and professional response. Thank you. Kelin F.
Thank you, Kelin! We appreciate your kind words and are glad we could help. Let us know if you ever need anything else!
O. Peter P.
June 21st, 2019
I find your forms hard to use, inasmuch as the forms cannot be converted to a Word Document. Editing and deleting of extra lines is not possible, making for a deed with large blank spaces. Document that results is not usable for me.
Sorry to hear that we did not meet your expectations. We have canceled your order and payment. We do hope you find something more suitable to your needs elsewhere. Have a wonderful day.
Cherene K.
February 19th, 2019
The process was easy and reasonable. My only problem was that, when I filled out my form on the computer, the writing I did overlapped with the pre-written words on the form, so that I had to end up doing it by hand. I've used DEEDS before and have not had that problem.
Thank you for your feedback Cherene. We've emailed you for some followup regarding the issue you reported.
James S.
December 2nd, 2020
It worked great. But it turns out I didn't need it.
Thank you!
Nancy J.
February 14th, 2019
Forms were not to hard to fill out, Will go to Douglas County Oregon Recorders office in a few weeks and hope I filled them out correctly.
Thank you for your feedback. We really appreciate it. Have a great day!
Theresa T.
October 31st, 2020
Great source easy to use.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Dirmarcus S.
January 30th, 2025
I say I really do love Deed.com! Super easy to navigate and easy to get what you need for paperwork without spending a lot of money
Thank you for your positive words! We’re thrilled to hear about your experience.
wendell s.
September 25th, 2020
The forms were everything promised. The guide was very helpful and made the process painless.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Timothy C.
January 6th, 2022
The process was all very clear and easy -- pay the fee online and download the state and county forms onto my computer. I will do as instructed for the Revocable Transfer on Death Deed, then update my review after I file this with the office of the Sandoval County (New Mexico) Clerk.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Conrad R.
January 28th, 2023
Easy to obtain form, easy to use. Came with instrucions and references to state statutes. Very Helpful.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!