Caledonia County Discharge of Mortgage (Two Individual Cotrustees) Form

Last validated August 10, 2026 by our Forms Development Team

Caledonia County Discharge of Mortgage (Two Individual Cotrustees) Form

Caledonia County Discharge of Mortgage (Two Individual Cotrustees) Form

Fill in the blank Discharge of Mortgage (Two Individual Cotrustees) form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 8/10/2026
Caledonia County Discharge of Mortgage (Two Individual Cotrustees) Guide

Caledonia County Discharge of Mortgage (Two Individual Cotrustees) Guide

Line by line guide explaining every blank on the Discharge of Mortgage (Two Individual Cotrustees) form.

Document Last Validated 7/18/2026
Caledonia County Completed Example of the Discharge of Mortgage (Two Individual Cotrustees) Document

Caledonia County Completed Example of the Discharge of Mortgage (Two Individual Cotrustees) Document

Example of a properly completed Vermont Discharge of Mortgage (Two Individual Cotrustees) document for reference.

Document Last Validated 7/18/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Caledonia County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Town of Barnet Clerk

Address:
1743 US Route 5 S / PO Box 15
Barnet, Vermont 05821

Hours: 9:00 to 12:00, 1:00 to 4:30 M-F

Phone: (802) 633-2256

Town of Burke Clerk

Address:
212 School St
West Burke, Vermont 05871

Hours: 8:00 to 4:00 M-F

Phone: (802) 467-3717

Town of Danville Clerk

Address:
36 Route 2 West / P.O. Box 183
Danville, Vermont 05828

Hours: 8:00 to 4:00 M-F

Phone: (802) 684-3352

Town of Groton Clerk

Address:
1476 Scott Highway
Groton, Vermont 05046

Hours: Wed & Fri 8:00 - 12:30

Phone: (802) 584-3276

Town of Hardwick Clerk

Address:
20 Church St / PO Box 523
Hardwick, Vermont 05843

Hours: M-Th 8:00 - 4:30; F 8:00 to 4:00

Phone: (802) 472-5971

Town of Kirby Clerk

Address:
346 Town Hall Rd
Lyndonville, Vermont 05851

Hours: Tu & Th 8:00 - 3:00 and by appt

Phone: (802) 626-9386

Town of Lyndon Clerk

Address:
119 Park Ave / PO Box 167
Lyndonville, Vermont 05851-0167

Hours: M-F 7:30 - 4:30

Phone: (802) 626-5785

Town of Newark Clerk

Address:
1336 Newark St
Newark, Vermont 05871

Hours: M, W, Th 9:00 - 4:00

Phone: (802) 467-3336

Town of Peacham Clerk

Address:
79 Church St / PO Box 244
Peacham, Vermont 05862

Hours: Mon 8:00 to 5:00; Tue - Thu 8:00 to noon

Phone: (802) 592-3218

Town of Ryegate Clerk

Address:
18 S Bayley-Hazen Rd / PO Box 332
Ryegate, Vermont 05042

Hours: Mon-Wed 1:00 - 5:00; Fri 9:00 - 1:00

Phone: (802) 584-3880

Town of St. Johnsbury Clerk

Address:
51 Depot Square, Suite 101
St. Johnsbury, Vermont 05819

Hours: Mo 8:00 - 5:00, Tu-Fr 8:00 - 4:30

Phone: (802) 748-4331

Town of Sheffield Clerk

Address:
37 Dane Rd / PO Box 165
Sheffield, Vermont 05866

Hours: M, W, F 9:00 - 3:00; W eve 5:00 - 8:00

Phone: (802) 626-8862

Town of Stannard Clerk

Address:
Stannard Mountain Rd / PO Box 94
Greensboro Bend, Vermont 05842

Hours: Wed 8:00 - 12:00

Phone: (802) 533-2577

Town of Sutton Clerk

Address:
167 Underpass Rd
Sutton, Vermont 05867

Hours: Mon - Thu 8:00 to 4:30; Fri 8:00 to 12:00

Phone: (802) 467-3377

Town of Walden Clerk

Address:
12 VT Route 215
West Danville, Vermont 05873

Hours: M - W 9:00 - 4:00; Th 9:00 - 5:00

Phone: (802) 563-2220

Town of Waterford Clerk

Address:
532 Maple St / PO Box 56
Lower Waterford, Vermont 05848

Hours: M, Th & F 8:30 - 3:30; Tu 12:00 - 6:00

Phone: (802) 748-2122

Town of Wheelock Clerk

Address:
1192 Route 122 / PO Box 1328
Lyndonville, Vermont 05851

Hours: M & Th 8:30 to 4:00; Wed 10:30 to 6:00

Phone: (802) 626-9094

Recording Tips for Caledonia County:
  • Bring your driver's license or state-issued photo ID
  • Bring extra funds - fees can vary by document type and page count
  • Avoid the last business day of the month when possible
  • Consider using eRecording to avoid trips to the office

Cities and Jurisdictions in Caledonia County

Properties in any of these areas use Caledonia County forms:

  • Barnet
  • Danville
  • East Burke
  • East Hardwick
  • East Ryegate
  • East Saint Johnsbury
  • Groton
  • Hardwick
  • Lower Waterford
  • Lyndon
  • Lyndon Center
  • Lyndonville
  • Mc Indoe Falls
  • Passumpsic
  • Peacham
  • Saint Johnsbury
  • Saint Johnsbury Center
  • Sheffield
  • South Ryegate
  • Sutton
  • West Burke
  • West Danville

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Caledonia County

How do I get my forms?

Forms are available for immediate download after payment. The Caledonia County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Caledonia County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Caledonia County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Caledonia County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Caledonia County?

Recording fees in Caledonia County vary. Contact the recorder's office at (802) 633-2256 for current fees.

Questions answered? Let's get started!

Two fiduciary signatures, two acknowledgment certificates, and one paid mortgage cleared from a Vermont town's land records: that is the configuration this form carries. It is a Vermont discharge of mortgage by separate instrument under 27 V.S.A. section 463, set up for a mortgage held of record by a trust with exactly two individuals serving as cotrustees, and it provides a signature block and a notary certificate for each of them.

A trust as the lender of record

Private lending runs through trusts more often than the word mortgagee suggests. A family trust finances the sale of a farmhouse and takes back a mortgage; an investment trust buys a seasoned loan and records an assignment; a settlor moves a seller financed note and mortgage into a revocable trust as part of an estate plan. When the loan pays off, the trust side of the record has to close the loop. Vermont law puts a clock on it: under 27 V.S.A. section 464, the mortgagee of record executes and delivers a valid and complete discharge within 30 days after full performance, together with any instrument necessary to establish record ownership and the authority to execute the discharge, and a holder that misses the window faces statutory damages of $25.00 per day up to $5,000.00, plus consequential damages, punitive damages, court costs, and reasonable attorney's fees where an aggrieved party substantially prevails.

The section 463 certification

Vermont's separate instrument route is deliberately compact. Section 463(a) supplies a short statutory certification and directs that the discharge be substantially in that form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the mortgage date, and the book, page, and town of the land records where the mortgage is recorded. This form carries that certification word for word as its operative language, wrapped in numbered sections that collect the trust's name, the cotrustees, any recorded assignments that connect an original lender to the trust, and the property. Section 463(b) states the payoff: once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. The same instrument is what many customers search for as a satisfaction of mortgage, a mortgage release, or a lien release; in Vermont the statute calls it a discharge.

Two cotrustees, both signing

The variant is the execution architecture. The form recites the trust as mortgagee of record, names the two cotrustees, and states that each signs as cotrustee and not individually. Vermont's Trust Code lets cotrustees who cannot reach unanimity act by majority under 14A V.S.A. section 703, and with exactly two cotrustees no majority smaller than both exists, so the form carries both signatures and treats them independently: each cotrustee has a separate acknowledgment certificate, so the two fiduciaries may sign on different dates, before different notaries, or in different states. The form is not set up as a sole trustee instrument, a corporate trustee instrument, or an individual mortgagee instrument; its recitals and certificates fit the two individual cotrustee pattern.

Recording in the town, not the county

Vermont records land documents municipally, so the completed discharge goes to the clerk of the town or city whose land records hold the mortgage, at the statewide fee of $15.00 per page under 32 V.S.A. section 1671. No property transfer tax return accompanies a discharge, because the return requirement reaches documents evidencing a transfer of title. The form reserves the top of its first page for the clerk's recording information and prints on letter size paper.

The purchase delivers the fillable discharge form, a completed example showing a plausible trust payoff from start to finish, and a line by line guide to the statutes and the blanks. The materials are informational and are not legal advice; a Vermont attorney can apply these rules to a particular loan or trust.

Important: Your property must be located in Caledonia County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage (Two Individual Cotrustees) meets all recording requirements specific to Caledonia County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Caledonia County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

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May 19th, 2026

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Reply from Staff

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