Massachusetts Forms

Essex County Discharge of Mortgage Form

Essex County Discharge of Mortgage Form

Essex County Discharge of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/8/2025
Essex County Discharge of Mortgage Guidelines

Essex County Discharge of Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/6/2025
Essex County Completed Example of the Discharge of Mortgage Document

Essex County Completed Example of the Discharge of Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 6/20/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Essex County Registry of Deeds, Northern District
Address:
354 Merrimack St, Suite 304 (entrance C)
Lawrence, Massachusetts 01843

Hours: 8:00 to 4:30 Mon-Fri / Recording until 4:00

Phone: (978) 557-1900

Essex County Register of Deeds, Southern District
Address:
45 Congress St, Suite 4100
Salem, Massachusetts 01970

Hours: 8:00 to 4:30 Mon-Fri / Recording until 4:00

Phone: (978) 542-1704

Recording Tips for Essex County:
  • Double-check legal descriptions match your existing deed
  • Recording fees may differ from what's posted online - verify current rates
  • Leave recording info boxes blank - the office fills these
  • Recorded documents become public record - avoid including SSNs

Cities and Jurisdictions in Essex County

Properties in any of these areas use Essex County forms:

  • Amesbury
  • Andover
  • Beverly
  • Boxford
  • Byfield
  • Danvers
  • Essex
  • Georgetown
  • Gloucester
  • Groveland
  • Hamilton
  • Hathorne
  • Haverhill
  • Ipswich
  • Lawrence
  • Lynn
  • Lynnfield
  • Manchester
  • Marblehead
  • Merrimac
  • Methuen
  • Middleton
  • Nahant
  • Newbury
  • Newburyport
  • North Andover
  • Peabody
  • Prides Crossing
  • Rockport
  • Rowley
  • Salem
  • Salisbury
  • Saugus
  • South Hamilton
  • Swampscott
  • Topsfield
  • Wenham
  • West Boxford
  • West Newbury

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Essex County

How do I get my forms?

Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Essex County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Essex County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Essex County?

Recording fees in Essex County vary. Contact the recorder's office at (978) 557-1900 for current fees.

Questions answered? Let's get started!

Use this form to fully release/discharge a mortgage when paid in full.
(''Discharge'', a duly executed and acknowledged deed of release of a mortgage or other written instrument that, by its terms, discharges or releases a mortgage or the lien thereof or acknowledges payment or satisfaction of a mortgage or the debt or obligation secured by a mortgage or the conditions therein contained) (Section 54. (a))
(A mortgage may be discharged by 1 of 2 or more joint holders of a mortgage or the mortgagee, mortgage servicer or note holder, or an heir, executor, administrator, successor or assignee thereof, but, the discharge shall comply with the requirements of subsection (b) of section 55. The discharge shall have the same effect as a deed of release, and may be recorded when duly executed and acknowledged or on proof of its execution in accordance with sections 34 to 41, inclusive, or on such other proof of its due execution by credible evidence in the form of corroborating documents or affidavits establishing the authenticity of the discharge and the execution thereof and, in that case, the discharge and the corroborating documents or affidavits may be recorded along with or as exhibits to an affidavit under section 5B that refers to the documents or affidavits. The recordation of a duly executed and acknowledged or proven discharge as provided herein shall be conclusive evidence that the mortgage has been discharged) (Section 54(a))

This form may be recorded in the [Registry of Deeds] or the [Land Court Registry], @ 15 to 20 percent of land in Massachusetts is registered land, meaning the land is insured by the Commonwealth of Massachusetts, and documents affecting real property must be recorded in the Land Court. (A discharge shall contain the street address of the mortgaged property, the book number and page number or the land court document number and recording date of the mortgage, and the name of the original mortgagor;) (Section 54.(b))

(Massachusetts Discharge of Mortgage Package includes form, guidelines, and completed example) For use in Massachusetts only

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage meets all recording requirements specific to Essex County.

Our Promise

The documents you receive here will meet, or exceed, the Essex County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Essex County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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