Essex County Assignment of Mortgage (Two Individual Cotrustees) Form

Last validated July 17, 2026 by our Forms Development Team

Essex County Assignment of Mortgage (Two Individual Cotrustees) Form

Essex County Assignment of Mortgage (Two Individual Cotrustees) Form

Fill in the blank Assignment of Mortgage (Two Individual Cotrustees) form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 7/17/2026
Essex County Assignment of Mortgage (Two Individual Cotrustees) Guide

Essex County Assignment of Mortgage (Two Individual Cotrustees) Guide

Line by line guide explaining every blank on the Assignment of Mortgage (Two Individual Cotrustees) form.

Document Last Validated 7/17/2026
Essex County Completed Example of the Assignment of Mortgage (Two Individual Cotrustees) Document

Essex County Completed Example of the Assignment of Mortgage (Two Individual Cotrustees) Document

Example of a properly completed Vermont Assignment of Mortgage (Two Individual Cotrustees) document for reference.

Document Last Validated 7/17/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Unified Towns & Gores Office

Address:
233 Rt 105 in Ferdinand / Mail: PO Box 417
Island Pond, Vermont 05846

Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00

Phone: (802) 723-5900

Town Clerk of Bloomfield

Address:
27 Schoolhouse Rd in Bloomfield / Mail: PO Box 336
North Stratford, New Hampshire 03590

Hours: Tu & Th 9:00 - 3:00 and by appointment

Phone: (802) 962-5191

Town Clerk of Brighton

Address:
49 Mill St Ext / PO Box 377
Brighton (Island Pond), Vermont 05846

Hours: M-F 8:00 - 3:30

Phone: (802) 723-4405

Town Clerk of Brunswick

Address:
994 VT Rte 102
Brunswick, Vermont 05905

Hours: M-F by appt (call first) & Th 4:00 - 6:00

Phone: (802) 962-5514

Town Clerk of Canaan

Address:
318 Christian Hill / PO Box 159
Canaan, Vermont 05903

Hours: M - F 9:00 to 3:00

Phone: (802) 266-3370

Town Clerk of Concord

Address:
374 Main St / PO Box 317
Concord, Vermont 05824

Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00

Phone: (802) 695-2220

Town Clerk of East Haven

Address:
64 Community Bldg Rd / PO Box 10
East Haven, Vermont 05837

Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt

Phone: (802) 467-3772

Town Clerk of Granby

Address:
9005 Granby Rd / PO Box 56
Granby, Vermont 05840

Hours: by appointment

Phone: (802) 328-3611

Town Clerk of Guildhall

Address:
13 Courthouse Dr / PO Box 10
Guildhall, Vermont 05905

Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00

Phone: (802) 676-3797

Town Clerk of Lemington

Address:
2549 River Rd (VT 102)
Lemington, Vermont 05903

Hours: Wed 2:30 - 5:30

Phone: (802) 277-4814

Town Clerk of Lunenburg

Address:
9 W Main St / PO Box 54
Lunenburg, Vermont 05906

Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon

Phone: (802) 892-5959

Town Clerk of Maidstone

Address:
508 State Rte 102 / PO Box 118
Guildhall, Vermont 05905

Hours: M & Th 9:00 - 3:00 or by appt

Phone: (802) 676-3210

Town Clerk of Norton

Address:
12 VT Route 114 E / PO Box 33
Norton, Vermont 05907

Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00

Phone: (802) 822-9935

Town Clerk of Victory

Address:
102 Radar Rd, Victory / PO Box 609
North Concord, Vermont 05858

Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)

Phone: (802) 328-2400

Recording Tips for Essex County:
  • White-out or correction fluid may cause rejection
  • Verify all names are spelled correctly before recording
  • Recorded documents become public record - avoid including SSNs

Cities and Jurisdictions in Essex County

Properties in any of these areas use Essex County forms:

  • Averill
  • Beecher Falls
  • Canaan
  • Concord
  • East Haven
  • Gilman
  • Granby
  • Guildhall
  • Island Pond
  • Lunenburg
  • North Concord
  • Norton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Essex County

How do I get my forms?

Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Essex County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Essex County?

Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.

Questions answered? Let's get started!

The Vermont Assignment of Mortgage (Two Individual Cotrustees) transfers a mortgage held in trust from the two individual cotrustees who administer it to a new holder. Both cotrustees sign one instrument, each acknowledges it before a notary public, and the assignment is recorded in the land records of the Vermont town or city where the mortgaged land lies.

A trust-held mortgage changes hands

Trusts hold Vermont mortgages more often than the label suggests. A trust that sells real property and takes back seller financing becomes a mortgage holder; a family trust receives a mortgage moved into it as part of estate planning; a trust that lends privately records a mortgage as security. When the loan is later sold, distributed, or consolidated, the trust's interest moves by a recorded mortgage assignment. This form carries that transfer in one operative sentence: for value received, the assignor assigns, transfers, and sets over the identified mortgage to the assignee, together with the promissory note and all other obligations the mortgage secures and all sums due or to become due under them.

Vermont names the instrument in statute. Under 24 V.S.A. 1158, an assignment or discharge of a mortgage shall be duly recorded in the records of the town, with a marginal cross-reference between the assignment and the mortgage record so the chain of ownership reads continuously. That recorded chain matters at the end of the loan, when the discharge comes from the holder the land records show, and it matters in between, whenever a payoff statement, a foreclosure, or a title search asks who owns the mortgage today.

Two cotrustees, two signatures

The form recites the trust by its name and date and identifies exactly two individual cotrustees, both currently serving. Both sign, and the operative section states that the signers act solely in their capacities as cotrustees of the named trust and that both join in the assignment. The Vermont Trust Code frames that architecture: under 14A V.S.A. 703, cotrustees who are unable to reach a unanimous decision may act by majority decision, and with two cotrustees a majority is both of them. The form carries a separate acknowledgment certificate for each cotrustee, so the two signers may acknowledge on different dates, before different notaries, or in different states, and each certificate's name line carries the signer's representative capacity as cotrustee.

The identification section collects the record data that ties the assignment to one mortgage: the mortgagor, the mortgagee named in the mortgage, the mortgage date and recording date, the book and page or document number, the original principal amount, and the town whose land records hold it. The form is not set up as a single-trustee instrument, a corporate-trustee instrument, or an assignment by a holder who owns the mortgage individually; its recitals, signature blocks, and certificates describe the two-cotrustee pattern.

Recorded with the town clerk, for a flat page fee

Vermont records land instruments by municipality rather than by county, so the completed assignment of mortgage goes to the clerk of the town or city that holds the mortgage record. The statewide recording fee is $15.00 per page under 32 V.S.A. 1671. An assignment of mortgage ordinarily travels without a Vermont property transfer tax return, because the return requirement attaches to a deed or other document evidencing a transfer of title and the Department of Taxes instructions treat typical mortgage assignments as outside the filing category. Execution follows the general conveyancing statutes: signature and acknowledgment before a notary under 27 V.S.A. 341, printed names under signatures per 32 V.S.A. 1405, and recording under 27 V.S.A. 342, which leaves an unrecorded conveyance effectual only against the grantor and the grantor's heirs.

What the package prepares

A transfer of mortgage by a trust is paperwork most parties handle once, and the package is built for that single pass. It contains the fillable assignment of mortgage form, a completed example showing a trust-held Woodstock mortgage assigned by two cotrustees to a Rutland company, and a guide that walks each section, the notarization, and recording with the town clerk. The materials are informational and are not legal advice.

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

This Assignment of Mortgage (Two Individual Cotrustees) meets all recording requirements specific to Essex County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

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March 7th, 2019

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November 18th, 2020

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June 18th, 2023

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