Essex County Assignment of Mortgage (Married Couple or Civil Union Partners) Form
Last validated July 17, 2026 by our Forms Development Team
Essex County Assignment of Mortgage (Married Couple or Civil Union Partners) Form
Fill in the blank Assignment of Mortgage (Married Couple or Civil Union Partners) form formatted to comply with all Vermont recording and content requirements.
Essex County Assignment of Mortgage (Married Couple or Civil Union Partners) Guide
Line by line guide explaining every blank on the Assignment of Mortgage (Married Couple or Civil Union Partners) form.
Essex County Completed Example of the Assignment of Mortgage (Married Couple or Civil Union Partners) Document
Example of a properly completed Vermont Assignment of Mortgage (Married Couple or Civil Union Partners) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Essex County documents included at no extra charge:
Where to Record Your Documents
Unified Towns & Gores Office
Island Pond, Vermont 05846
Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00
Phone: (802) 723-5900
Town Clerk of Bloomfield
North Stratford, New Hampshire 03590
Hours: Tu & Th 9:00 - 3:00 and by appointment
Phone: (802) 962-5191
Town Clerk of Brighton
Brighton (Island Pond), Vermont 05846
Hours: M-F 8:00 - 3:30
Phone: (802) 723-4405
Town Clerk of Brunswick
Brunswick, Vermont 05905
Hours: M-F by appt (call first) & Th 4:00 - 6:00
Phone: (802) 962-5514
Town Clerk of Canaan
Canaan, Vermont 05903
Hours: M - F 9:00 to 3:00
Phone: (802) 266-3370
Town Clerk of Concord
Concord, Vermont 05824
Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00
Phone: (802) 695-2220
Town Clerk of East Haven
East Haven, Vermont 05837
Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt
Phone: (802) 467-3772
Town Clerk of Granby
Granby, Vermont 05840
Hours: by appointment
Phone: (802) 328-3611
Town Clerk of Guildhall
Guildhall, Vermont 05905
Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00
Phone: (802) 676-3797
Town Clerk of Lemington
Lemington, Vermont 05903
Hours: Wed 2:30 - 5:30
Phone: (802) 277-4814
Town Clerk of Lunenburg
Lunenburg, Vermont 05906
Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon
Phone: (802) 892-5959
Town Clerk of Maidstone
Guildhall, Vermont 05905
Hours: M & Th 9:00 - 3:00 or by appt
Phone: (802) 676-3210
Town Clerk of Norton
Norton, Vermont 05907
Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00
Phone: (802) 822-9935
Town Clerk of Victory
North Concord, Vermont 05858
Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)
Phone: (802) 328-2400
Recording Tips for Essex County:
- Ensure all signatures are in blue or black ink
- Documents must be on 8.5 x 11 inch white paper
- Both spouses typically need to sign if property is jointly owned
- Recorded documents become public record - avoid including SSNs
- Recording fees may differ from what's posted online - verify current rates
Cities and Jurisdictions in Essex County
Properties in any of these areas use Essex County forms:
- Averill
- Beecher Falls
- Canaan
- Concord
- East Haven
- Gilman
- Granby
- Guildhall
- Island Pond
- Lunenburg
- North Concord
- Norton
Hours, fees, requirements, and more for Essex County
How do I get my forms?
Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Essex County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Essex County?
Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.
Questions answered? Let's get started!
The Vermont Assignment of Mortgage (Married Couple or Civil Union Partners) transfers a recorded Vermont mortgage from two holders who are married to each other or joined in a civil union to a new holder. The form recites exactly two assignors in one of those relationships and carries a signature block and an acknowledgment certificate for each of them, the configuration that matches a mortgagee interest a couple holds together.
Two holders of one mortgage
A couple ends up on the lender's side of a Vermont mortgage most often through seller financing: spouses or civil union partners sell property they owned together, take back a mortgage from the buyers, and collect payments over time. When they later transfer that mortgage, commonly with the note it secures, both of them appear in the instrument. Vermont marital property law explains why. Vermont title practice treats a conveyance to two persons whose marriage or civil union the state recognizes as creating a tenancy by the entirety unless the instrument shows a different intent, and under Cooper v. Cooper, 173 Vt. 1 (2001), neither spouse owns a separable share of entireties property that can be disposed of without the other's joinder. Under 15 V.S.A. § 1204, parties to a civil union have the same property benefits and protections as spouses, including eligibility to hold property as tenants by the entirety. Both assignors joining in a single recorded instrument is the pattern those rules produce, and it is the pattern this mortgage assignment form recites.
A transfer the town records can follow
Vermont records land instruments by town or city rather than by county, and 24 V.S.A. § 1158 directs that an assignment of a mortgage be duly recorded in the records of the town. The recorded assignment is also what keeps the discharge chain intact: the same section lets the assignee of a mortgage discharge it on the margin of the mortgage record, and 27 V.S.A. § 464 has the mortgagee of record deliver, with the discharge, any instrument necessary to establish record ownership of the mortgage. A mortgage holder whose assignment never reached the land records is the gap those statutes describe. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671, and an ordinary assignment of mortgage is presented without a Vermont property transfer tax return, which the Department of Taxes instructions reserve for deeds and other documents transferring title.
What the form recites
The form identifies each assignor by name and mailing address, states the relationship between them in their own words, and names the assignee. A dedicated section identifies the mortgage being assigned by its mortgagors, original mortgagees, date, book and page recording reference, and original principal, and a property section carries the town, county, legal description, and street address, so the clerk can tie the assignment to the recorded mortgage. The operative section assigns, transfers, and sets over the mortgage together with the obligation it secures, and recites that the assignors hold the mortgagee's interest together, are the holders of record, and have not previously assigned or discharged the mortgage. An additional provisions section accepts negotiated terms such as a without-recourse statement. The form is not set up as a single-holder assignment or an entity assignment; it recites two individual assignors in a marriage or civil union with each other.
Executed like a Vermont conveyance
Vermont is a title theory state, and an assignment of the mortgagee's interest is executed with conveyance formalities: each assignor signs and acknowledges before a notary public under 27 V.S.A. § 341, and under 27 V.S.A. § 342 an unrecorded conveyance holds only against the grantor and the grantor's heirs. The two acknowledgment certificates let the assignors appear on different dates, before different notaries, or in different states, and printed name lines under the signatures serve the name-under-signature provision of 32 V.S.A. § 1405.
The download includes the fillable assignment of mortgage form, a completed example showing a seller-financed Middlebury mortgage assigned by a married couple, and a guide that walks through each section, the notarization formalities, and recording with the Vermont town clerk. The materials are informational and are not legal advice.
Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.
This Assignment of Mortgage (Married Couple or Civil Union Partners) meets all recording requirements specific to Essex County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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