Essex County Discharge of Mortgage (Executed by Attorney-in-Fact) Form
Last validated August 11, 2026 by our Forms Development Team
Essex County Discharge of Mortgage (Executed by Attorney-in-Fact) Form
Fill in the blank Discharge of Mortgage (Executed by Attorney-in-Fact) form formatted to comply with all Vermont recording and content requirements.
Essex County Discharge of Mortgage (Executed by Attorney-in-Fact) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Executed by Attorney-in-Fact) form.
Essex County Completed Example of the Discharge of Mortgage (Executed by Attorney-in-Fact) Document
Example of a properly completed Vermont Discharge of Mortgage (Executed by Attorney-in-Fact) document for reference.
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Additional Vermont and Essex County documents included at no extra charge:
Where to Record Your Documents
Unified Towns & Gores Office
Island Pond, Vermont 05846
Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00
Phone: (802) 723-5900
Town Clerk of Bloomfield
North Stratford, New Hampshire 03590
Hours: Tu & Th 9:00 - 3:00 and by appointment
Phone: (802) 962-5191
Town Clerk of Brighton
Brighton (Island Pond), Vermont 05846
Hours: M-F 8:00 - 3:30
Phone: (802) 723-4405
Town Clerk of Brunswick
Brunswick, Vermont 05905
Hours: M-F by appt (call first) & Th 4:00 - 6:00
Phone: (802) 962-5514
Town Clerk of Canaan
Canaan, Vermont 05903
Hours: M - F 9:00 to 3:00
Phone: (802) 266-3370
Town Clerk of Concord
Concord, Vermont 05824
Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00
Phone: (802) 695-2220
Town Clerk of East Haven
East Haven, Vermont 05837
Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt
Phone: (802) 467-3772
Town Clerk of Granby
Granby, Vermont 05840
Hours: by appointment
Phone: (802) 328-3611
Town Clerk of Guildhall
Guildhall, Vermont 05905
Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00
Phone: (802) 676-3797
Town Clerk of Lemington
Lemington, Vermont 05903
Hours: Wed 2:30 - 5:30
Phone: (802) 277-4814
Town Clerk of Lunenburg
Lunenburg, Vermont 05906
Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon
Phone: (802) 892-5959
Town Clerk of Maidstone
Guildhall, Vermont 05905
Hours: M & Th 9:00 - 3:00 or by appt
Phone: (802) 676-3210
Town Clerk of Norton
Norton, Vermont 05907
Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00
Phone: (802) 822-9935
Town Clerk of Victory
North Concord, Vermont 05858
Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)
Phone: (802) 328-2400
Recording Tips for Essex County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Recorded documents become public record - avoid including SSNs
- Bring multiple forms of payment in case one isn't accepted
Cities and Jurisdictions in Essex County
Properties in any of these areas use Essex County forms:
- Averill
- Beecher Falls
- Canaan
- Concord
- East Haven
- Gilman
- Granby
- Guildhall
- Island Pond
- Lunenburg
- North Concord
- Norton
Hours, fees, requirements, and more for Essex County
How do I get my forms?
Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Essex County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Essex County?
Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.
Questions answered? Let's get started!
The signature line on this Vermont discharge of mortgage does not wait for the mortgagee. The form is set up for execution by an attorney-in-fact, an agent who signs the discharge on the mortgagee's behalf under a recorded power of attorney, so a paid-off mortgage comes off the town land records even when the holder is out of state, in poor health, or otherwise unavailable to sign. It prepares the separate discharge instrument described in 27 V.S.A. 463, ready for the clerk of the Vermont town or city whose land records hold the mortgage.
A discharge signed by the mortgagee's agent
The form carries one signature line, reading mortgagee, by attorney-in-fact, and one acknowledgment certificate, completed for the agent who appears before the notary. Section 2 recites the agent's name, the date of the power of attorney, and the volume and page or document number where the power is recorded in the town land records; the operative discharge language then runs in the mortgagee's name, acting by and through that agent. Patterns that present this configuration in Vermont records include a seller-financed mortgage whose private holder has since moved away, a family purchase-money loan paid off years after it was given, and a payoff completed while an elderly mortgagee manages financial affairs through a durable power of attorney. The form recites one mortgagee acting through one agent; a discharge signed by the mortgagee personally, by a bank officer for an institutional lender, or by the fiduciary of a deceased mortgagee follows a different execution pattern.
What Vermont law says about who may sign
Vermont supplies three discharge methods in 27 V.S.A. 461 through 463: a margin entry witnessed at the town clerk's office, an acknowledgment of payment entered on the mortgage deed itself, and the separate recorded instrument this form prepares. The statutes expressly reach agents: section 462 names an attorney acting under a duly executed and recorded power of attorney among those who may sign, and 27 V.S.A. 305 ties the effect of an instrument signed under a power of attorney to a power that is itself signed, acknowledged, and recorded in the office where the instrument records. The Vermont Uniform Power of Attorney Act completes the authority side: under 14 V.S.A. 4034, a grant of general authority over real property lets the agent release an interest in real property, and 14 V.S.A. 4052 publishes a statutory short form power of attorney for real estate transactions carrying those powers.
Timing has teeth in Vermont. Under 27 V.S.A. 464, the mortgagee of record must execute and deliver a valid and complete discharge within 30 days after full performance of the mortgage conditions, together with any instrument necessary to establish the authority to execute it. A holder or servicer that misses the window faces statutory damages of $25.00 per day up to $5,000.00 in the aggregate, plus consequential and punitive damages, court costs, and attorney's fees for a substantially prevailing aggrieved party. The recorded power of attorney is the authority instrument for this configuration, which is why the form gives it a dedicated identification block.
Recording in the town land records
Vermont records land instruments town by town; there is no county recorder. The completed discharge, the instrument also searched for as a satisfaction of mortgage or release of mortgage, goes to the clerk of the town or city where the property lies, with the statewide fee of $15.00 per page under 32 V.S.A. 1671. A mortgage recorded in more than one municipality is discharged in each of them. No Vermont property transfer tax return accompanies a discharge, because the instrument transfers no title; that return requirement and its recording bar attach to deeds. Where the power of attorney is not already of record with the same clerk, it is recorded with the discharge, and each instrument carries its own per page fee.
The download delivers this fillable Vermont discharge of mortgage form, a completed example showing a Milton, Chittenden County fact pattern signed by an attorney-in-fact, and a line-by-line guide to completing, signing, and recording the instrument. The materials are informational and are not legal advice.
Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Executed by Attorney-in-Fact) meets all recording requirements specific to Essex County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
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