Essex County Discharge of Mortgage (Married Couple or Civil Union Partners) Form
Last validated July 18, 2026 by our Forms Development Team
Essex County Discharge of Mortgage (Married Couple or Civil Union Partners) Form
Fill in the blank Discharge of Mortgage (Married Couple or Civil Union Partners) form formatted to comply with all Vermont recording and content requirements.
Essex County Discharge of Mortgage (Married Couple or Civil Union Partners) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Married Couple or Civil Union Partners) form.
Essex County Completed Example of the Discharge of Mortgage (Married Couple or Civil Union Partners) Document
Example of a properly completed Vermont Discharge of Mortgage (Married Couple or Civil Union Partners) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Essex County documents included at no extra charge:
Where to Record Your Documents
Unified Towns & Gores Office
Island Pond, Vermont 05846
Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00
Phone: (802) 723-5900
Town Clerk of Bloomfield
North Stratford, New Hampshire 03590
Hours: Tu & Th 9:00 - 3:00 and by appointment
Phone: (802) 962-5191
Town Clerk of Brighton
Brighton (Island Pond), Vermont 05846
Hours: M-F 8:00 - 3:30
Phone: (802) 723-4405
Town Clerk of Brunswick
Brunswick, Vermont 05905
Hours: M-F by appt (call first) & Th 4:00 - 6:00
Phone: (802) 962-5514
Town Clerk of Canaan
Canaan, Vermont 05903
Hours: M - F 9:00 to 3:00
Phone: (802) 266-3370
Town Clerk of Concord
Concord, Vermont 05824
Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00
Phone: (802) 695-2220
Town Clerk of East Haven
East Haven, Vermont 05837
Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt
Phone: (802) 467-3772
Town Clerk of Granby
Granby, Vermont 05840
Hours: by appointment
Phone: (802) 328-3611
Town Clerk of Guildhall
Guildhall, Vermont 05905
Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00
Phone: (802) 676-3797
Town Clerk of Lemington
Lemington, Vermont 05903
Hours: Wed 2:30 - 5:30
Phone: (802) 277-4814
Town Clerk of Lunenburg
Lunenburg, Vermont 05906
Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon
Phone: (802) 892-5959
Town Clerk of Maidstone
Guildhall, Vermont 05905
Hours: M & Th 9:00 - 3:00 or by appt
Phone: (802) 676-3210
Town Clerk of Norton
Norton, Vermont 05907
Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00
Phone: (802) 822-9935
Town Clerk of Victory
North Concord, Vermont 05858
Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)
Phone: (802) 328-2400
Recording Tips for Essex County:
- Ensure all signatures are in blue or black ink
- White-out or correction fluid may cause rejection
- Documents must be on 8.5 x 11 inch white paper
- Verify all names are spelled correctly before recording
- Recorded documents become public record - avoid including SSNs
Cities and Jurisdictions in Essex County
Properties in any of these areas use Essex County forms:
- Averill
- Beecher Falls
- Canaan
- Concord
- East Haven
- Gilman
- Granby
- Guildhall
- Island Pond
- Lunenburg
- North Concord
- Norton
Hours, fees, requirements, and more for Essex County
How do I get my forms?
Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Essex County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Essex County?
Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.
Questions answered? Let's get started!
When a Vermont mortgage held by two spouses or civil union partners has been paid in full, the record is cleared by a discharge that both holders execute. This Vermont Discharge of Mortgage form prepares that instrument: a separate acknowledgment of satisfaction under 27 V.S.A. Section 463, set up for exactly two mortgagees of record who are married to each other or are parties to a civil union.
One Mortgage, Two Holders of Record
The two-holder pattern this form recites usually begins with seller financing. A couple sells Vermont real property and takes back a mortgage from the buyer, and the recorded mortgage names both of them as mortgagees. Vermont treats a marital co-ownership interest as one that neither partner disposes of alone, and the state's title standards describe a discharge by separate instrument as executed and acknowledged by the mortgagee of record. Where two people are the mortgagees of record, the discharge that clears the record carries both signatures, and this form carries a signature line, a printed name line, and an acknowledgment certificate for each of them.
Civil union partners stand in the same position as spouses here: 15 V.S.A. Section 1204 grants parties to a civil union all the same benefits, protections, and responsibilities under Vermont law as spouses in a civil marriage, including the incidents of holding and transferring property.
Paid in Full and Satisfied: the Statutory Certification
Vermont writes the operative words itself. Under 27 V.S.A. Section 463, a mortgage may be discharged by an acknowledgment of satisfaction substantially in the statutory form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where it is recorded. The form carries that wording, adapted to two certifying holders, and once the satisfaction is acknowledged before a notary public and recorded, the statute gives it full effect: it discharges the mortgage and bars actions brought on it.
The statute also sets the clock. Within 30 days after full performance of the mortgage conditions, 27 V.S.A. Section 464 directs the mortgagee of record to execute and deliver a valid and complete discharge, with statutory damages of $25.00 per day, up to an aggregate of $5,000.00, for a holder or servicer that lets the deadline pass.
Recording With the Town or City Clerk
Vermont records land instruments by municipality rather than by county, so the discharge, sometimes searched for as a satisfaction of mortgage, mortgage release, or lien release, is recorded with the clerk of the town or city where the mortgage itself is recorded. The statewide recording fee is $15.00 per page under 32 V.S.A. Section 1671, and because a discharge is not a transfer of title, no Vermont property transfer tax return accompanies it at the counter. The form reserves the top of its first page for the clerk's recording information and keeps every entry inside Vermont's recording page standards.
What the Package Prepares
The form's numbered sections collect the two mortgagees' names and mailing addresses, the mortgagor, any recorded assignment of the mortgage, the property address, and the recording reference of the mortgage being discharged, and its certification section performs the discharge in the statutory wording, with a separate notary certificate for each signer so the two holders may acknowledge on different dates or before different notaries. The form recites exactly two mortgagees who are spouses or civil union partners; a sole holder's discharge, an entity's discharge through an officer, and a discharge by an assignee of record present different signature patterns from the one this form recites.
The purchase delivers the blank discharge as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every section, the two acknowledgments, and recording with the town clerk. The materials are informational and are not legal advice.
Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Married Couple or Civil Union Partners) meets all recording requirements specific to Essex County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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