Essex County Discharge of Mortgage (Married Couple or Civil Union Partners) Form

Last validated November 5, 2026 by our Forms Development Team

Formatted for recording in Essex County, for property anywhere in the county: rural and unincorporated areas as well as Averill, Beecher Falls, Canaan, Concord, East Haven, Gilman, Granby, Guildhall and 4 more.

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Essex County Discharge of Mortgage (Married Couple or Civil Union Partners) Form

Essex County Discharge of Mortgage (Married Couple or Civil Union Partners) Form

Fill in the blank Discharge of Mortgage (Married Couple or Civil Union Partners) form formatted to comply with all Vermont recording and content requirements.

Document last validated 11/5/2026
Essex County Discharge of Mortgage (Married Couple or Civil Union Partners) Guide

Essex County Discharge of Mortgage (Married Couple or Civil Union Partners) Guide

Line by line guide explaining every blank on the Discharge of Mortgage (Married Couple or Civil Union Partners) form.

Document last validated 10/30/2026
Essex County Completed Example of the Discharge of Mortgage (Married Couple or Civil Union Partners) Document

Essex County Completed Example of the Discharge of Mortgage (Married Couple or Civil Union Partners) Document

Example of a properly completed Vermont Discharge of Mortgage (Married Couple or Civil Union Partners) document for reference.

Document last validated 10/16/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Unified Towns & Gores Office

Address:
233 Rt 105 in Ferdinand / Mail: PO Box 417
Island Pond, Vermont 05846

Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00

Phone: (802) 723-5900

Town Clerk of Bloomfield

Address:
27 Schoolhouse Rd in Bloomfield / Mail: PO Box 336
North Stratford, New Hampshire 03590

Hours: Tu & Th 9:00 - 3:00 and by appointment

Phone: (802) 962-5191

Town Clerk of Brighton

Address:
49 Mill St Ext / PO Box 377
Brighton (Island Pond), Vermont 05846

Hours: M-F 8:00 - 3:30

Phone: (802) 723-4405

Town Clerk of Brunswick

Address:
994 VT Rte 102
Brunswick, Vermont 05905

Hours: M-F by appt (call first) & Th 4:00 - 6:00

Phone: (802) 962-5514

Town Clerk of Canaan

Address:
318 Christian Hill / PO Box 159
Canaan, Vermont 05903

Hours: M - F 9:00 to 3:00

Phone: (802) 266-3370

Town Clerk of Concord

Address:
374 Main St / PO Box 317
Concord, Vermont 05824

Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00

Phone: (802) 695-2220

Town Clerk of East Haven

Address:
64 Community Bldg Rd / PO Box 10
East Haven, Vermont 05837

Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt

Phone: (802) 467-3772

Town Clerk of Granby

Address:
9005 Granby Rd / PO Box 56
Granby, Vermont 05840

Hours: by appointment

Phone: (802) 328-3611

Town Clerk of Guildhall

Address:
13 Courthouse Dr / PO Box 10
Guildhall, Vermont 05905

Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00

Phone: (802) 676-3797

Town Clerk of Lemington

Address:
2549 River Rd (VT 102)
Lemington, Vermont 05903

Hours: Wed 2:30 - 5:30

Phone: (802) 277-4814

Town Clerk of Lunenburg

Address:
9 W Main St / PO Box 54
Lunenburg, Vermont 05906

Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon

Phone: (802) 892-5959

Town Clerk of Maidstone

Address:
508 State Rte 102 / PO Box 118
Guildhall, Vermont 05905

Hours: M & Th 9:00 - 3:00 or by appt

Phone: (802) 676-3210

Town Clerk of Norton

Address:
12 VT Route 114 E / PO Box 33
Norton, Vermont 05907

Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00

Phone: (802) 822-9935

Town Clerk of Victory

Address:
102 Radar Rd, Victory / PO Box 609
North Concord, Vermont 05858

Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)

Phone: (802) 328-2400

Recording Tips for Essex County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Request a receipt showing your recording numbers
  • Ask about accepted payment methods when you call ahead
  • Ask for certified copies if you need them for other transactions

Cities and Jurisdictions in Essex County

Properties in any of these areas use Essex County forms:

  • Averill
  • Beecher Falls
  • Canaan
  • Concord
  • East Haven
  • Gilman
  • Granby
  • Guildhall
  • Island Pond
  • Lunenburg
  • North Concord
  • Norton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Essex County

How do I get my forms?

Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Essex County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Essex County?

Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.

Questions answered? Let's get started!

When a Vermont mortgage held by two spouses or civil union partners has been paid in full, the record is cleared by a discharge that both holders execute. This Vermont Discharge of Mortgage form prepares that instrument: a separate acknowledgment of satisfaction under 27 V.S.A. Section 463, set up for exactly two mortgagees of record who are married to each other or are parties to a civil union.

One Mortgage, Two Holders of Record

The two-holder pattern this form recites usually begins with seller financing. A couple sells Vermont real property and takes back a mortgage from the buyer, and the recorded mortgage names both of them as mortgagees. Vermont treats a marital co-ownership interest as one that neither partner disposes of alone, and the state's title standards describe a discharge by separate instrument as executed and acknowledged by the mortgagee of record. Where two people are the mortgagees of record, the discharge that clears the record carries both signatures, and this form carries a signature line, a printed name line, and an acknowledgment certificate for each of them.

Civil union partners stand in the same position as spouses here: 15 V.S.A. Section 1204 grants parties to a civil union all the same benefits, protections, and responsibilities under Vermont law as spouses in a civil marriage, including the incidents of holding and transferring property.

Paid in Full and Satisfied: the Statutory Certification

Vermont writes the operative words itself. Under 27 V.S.A. Section 463, a mortgage may be discharged by an acknowledgment of satisfaction substantially in the statutory form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where it is recorded. The form carries that wording, adapted to two certifying holders, and once the satisfaction is acknowledged before a notary public and recorded, the statute gives it full effect: it discharges the mortgage and bars actions brought on it.

The statute also sets the clock. Within 30 days after full performance of the mortgage conditions, 27 V.S.A. Section 464 directs the mortgagee of record to execute and deliver a valid and complete discharge, with statutory damages of $25.00 per day, up to an aggregate of $5,000.00, for a holder or servicer that lets the deadline pass.

Recording With the Town or City Clerk

Vermont records land instruments by municipality rather than by county, so the discharge, sometimes searched for as a satisfaction of mortgage, mortgage release, or lien release, is recorded with the clerk of the town or city where the mortgage itself is recorded. The statewide recording fee is $15.00 per page under 32 V.S.A. Section 1671, and because a discharge is not a transfer of title, no Vermont property transfer tax return accompanies it at the counter. The form reserves the top of its first page for the clerk's recording information and keeps every entry inside Vermont's recording page standards.

What the Package Prepares

The form's numbered sections collect the two mortgagees' names and mailing addresses, the mortgagor, any recorded assignment of the mortgage, the property address, and the recording reference of the mortgage being discharged, and its certification section performs the discharge in the statutory wording, with a separate notary certificate for each signer so the two holders may acknowledge on different dates or before different notaries. The form recites exactly two mortgagees who are spouses or civil union partners; a sole holder's discharge, an entity's discharge through an officer, and a discharge by an assignee of record present different signature patterns from the one this form recites.

The purchase delivers the blank discharge as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every section, the two acknowledgments, and recording with the town clerk. The materials are informational and are not legal advice.

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the county recording office listed above.

This Discharge of Mortgage (Married Couple or Civil Union Partners) meets all recording requirements specific to Essex County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Essex County Discharge of Mortgage (Married Couple or Civil Union Partners) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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