Essex County Discharge of Mortgage (Two Individual Cotrustees) Form
Last validated August 10, 2026 by our Forms Development Team
Essex County Discharge of Mortgage (Two Individual Cotrustees) Form
Fill in the blank Discharge of Mortgage (Two Individual Cotrustees) form formatted to comply with all Vermont recording and content requirements.
Essex County Discharge of Mortgage (Two Individual Cotrustees) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Two Individual Cotrustees) form.
Essex County Completed Example of the Discharge of Mortgage (Two Individual Cotrustees) Document
Example of a properly completed Vermont Discharge of Mortgage (Two Individual Cotrustees) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Vermont and Essex County documents included at no extra charge:
Where to Record Your Documents
Unified Towns & Gores Office
Island Pond, Vermont 05846
Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00
Phone: (802) 723-5900
Town Clerk of Bloomfield
North Stratford, New Hampshire 03590
Hours: Tu & Th 9:00 - 3:00 and by appointment
Phone: (802) 962-5191
Town Clerk of Brighton
Brighton (Island Pond), Vermont 05846
Hours: M-F 8:00 - 3:30
Phone: (802) 723-4405
Town Clerk of Brunswick
Brunswick, Vermont 05905
Hours: M-F by appt (call first) & Th 4:00 - 6:00
Phone: (802) 962-5514
Town Clerk of Canaan
Canaan, Vermont 05903
Hours: M - F 9:00 to 3:00
Phone: (802) 266-3370
Town Clerk of Concord
Concord, Vermont 05824
Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00
Phone: (802) 695-2220
Town Clerk of East Haven
East Haven, Vermont 05837
Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt
Phone: (802) 467-3772
Town Clerk of Granby
Granby, Vermont 05840
Hours: by appointment
Phone: (802) 328-3611
Town Clerk of Guildhall
Guildhall, Vermont 05905
Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00
Phone: (802) 676-3797
Town Clerk of Lemington
Lemington, Vermont 05903
Hours: Wed 2:30 - 5:30
Phone: (802) 277-4814
Town Clerk of Lunenburg
Lunenburg, Vermont 05906
Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon
Phone: (802) 892-5959
Town Clerk of Maidstone
Guildhall, Vermont 05905
Hours: M & Th 9:00 - 3:00 or by appt
Phone: (802) 676-3210
Town Clerk of Norton
Norton, Vermont 05907
Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00
Phone: (802) 822-9935
Town Clerk of Victory
North Concord, Vermont 05858
Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)
Phone: (802) 328-2400
Recording Tips for Essex County:
- Bring your driver's license or state-issued photo ID
- Check that your notary's commission hasn't expired
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Essex County
Properties in any of these areas use Essex County forms:
- Averill
- Beecher Falls
- Canaan
- Concord
- East Haven
- Gilman
- Granby
- Guildhall
- Island Pond
- Lunenburg
- North Concord
- Norton
Hours, fees, requirements, and more for Essex County
How do I get my forms?
Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Essex County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Essex County?
Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.
Questions answered? Let's get started!
Two fiduciary signatures, two acknowledgment certificates, and one paid mortgage cleared from a Vermont town's land records: that is the configuration this form carries. It is a Vermont discharge of mortgage by separate instrument under 27 V.S.A. section 463, set up for a mortgage held of record by a trust with exactly two individuals serving as cotrustees, and it provides a signature block and a notary certificate for each of them.
A trust as the lender of record
Private lending runs through trusts more often than the word mortgagee suggests. A family trust finances the sale of a farmhouse and takes back a mortgage; an investment trust buys a seasoned loan and records an assignment; a settlor moves a seller financed note and mortgage into a revocable trust as part of an estate plan. When the loan pays off, the trust side of the record has to close the loop. Vermont law puts a clock on it: under 27 V.S.A. section 464, the mortgagee of record executes and delivers a valid and complete discharge within 30 days after full performance, together with any instrument necessary to establish record ownership and the authority to execute the discharge, and a holder that misses the window faces statutory damages of $25.00 per day up to $5,000.00, plus consequential damages, punitive damages, court costs, and reasonable attorney's fees where an aggrieved party substantially prevails.
The section 463 certification
Vermont's separate instrument route is deliberately compact. Section 463(a) supplies a short statutory certification and directs that the discharge be substantially in that form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the mortgage date, and the book, page, and town of the land records where the mortgage is recorded. This form carries that certification word for word as its operative language, wrapped in numbered sections that collect the trust's name, the cotrustees, any recorded assignments that connect an original lender to the trust, and the property. Section 463(b) states the payoff: once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. The same instrument is what many customers search for as a satisfaction of mortgage, a mortgage release, or a lien release; in Vermont the statute calls it a discharge.
Two cotrustees, both signing
The variant is the execution architecture. The form recites the trust as mortgagee of record, names the two cotrustees, and states that each signs as cotrustee and not individually. Vermont's Trust Code lets cotrustees who cannot reach unanimity act by majority under 14A V.S.A. section 703, and with exactly two cotrustees no majority smaller than both exists, so the form carries both signatures and treats them independently: each cotrustee has a separate acknowledgment certificate, so the two fiduciaries may sign on different dates, before different notaries, or in different states. The form is not set up as a sole trustee instrument, a corporate trustee instrument, or an individual mortgagee instrument; its recitals and certificates fit the two individual cotrustee pattern.
Recording in the town, not the county
Vermont records land documents municipally, so the completed discharge goes to the clerk of the town or city whose land records hold the mortgage, at the statewide fee of $15.00 per page under 32 V.S.A. section 1671. No property transfer tax return accompanies a discharge, because the return requirement reaches documents evidencing a transfer of title. The form reserves the top of its first page for the clerk's recording information and prints on letter size paper.
The purchase delivers the fillable discharge form, a completed example showing a plausible trust payoff from start to finish, and a line by line guide to the statutes and the blanks. The materials are informational and are not legal advice; a Vermont attorney can apply these rules to a particular loan or trust.
Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Two Individual Cotrustees) meets all recording requirements specific to Essex County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Essex County Discharge of Mortgage (Two Individual Cotrustees) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4782 Reviews )
Denise B.
September 3rd, 2020
Quick and easy!
Thank you Denise. We appreciate you.
Wilma M.
August 7th, 2020
Amazingly easy. Thank you
Thank you!
RONNIE C.
February 20th, 2019
Excellent service and the time the documents send back to me was also excellent
Thank you!
MARK S.
February 28th, 2020
I filed my beneficiary deed today and it went off without a hitch. I really appreciated the guidelines and the example that came with the form The guide lines cleared up some questions I had regarding tenancy by the entirety which I had been trying to figure out.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Angela D.
August 19th, 2020
The only problem I had was that it doesn't let you create a file for all documents to go into as one. Mahalo Angie
Thank you for your feedback. We really appreciate it. Have a great day!
Peter V.
November 1st, 2021
Great set of forms. Downloaded in a min and Used immediately. Good sample as it easy to read And fill out yours. Overall good experience
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
pete k.
February 11th, 2021
Excellent service and quick turnaround time.I ordered a copy of my property deed and I received a downloadable digital copy in about 10 to 15 minutes. Very impressed. Thank You
Thank you for your feedback. We really appreciate it. Have a great day!
Dale V.
April 21st, 2019
Great site good price everything easy to use and correct.. Thanks
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Dorothy J F.
May 9th, 2024
Appreciated the prompt answers to my inquiries…
We are grateful for your engagement and feedback, which help us to serve you better. Thank you for being an integral part of our community.
Brenda K R.
October 1st, 2021
Hello, I like how easy the form is to follow. I'm unsure however of how to proceed as what I am trying to do is have my name added to the deed so in event of death I have ownership.
Thank you for your feedback. We really appreciate it. Have a great day!
James B.
March 10th, 2021
Was a lot easier than driving to the County Building and faster than expected. Thank you!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Debra M.
November 8th, 2021
Easy Peasy. Great experience.
Thank you for your feedback. We really appreciate it. Have a great day!
Kenneth K.
October 8th, 2019
It was fast and easy to use.
Thank you!
Missie R.
June 17th, 2020
Very fast and professionally handled.
Thank you!
Maryanne M.
May 6th, 2019
Excellent service and actually better than expected. Plus if the information is not available you refund my money immediately. I will use this service again and again. Thanks
Thank you for your feedback. We really appreciate it. Have a great day!