Essex County Discharge of Mortgage (Entity) Form

Last validated August 11, 2026 by our Forms Development Team

Essex County Discharge of Mortgage (Entity) Form

Essex County Discharge of Mortgage (Entity) Form

Fill in the blank Discharge of Mortgage (Entity) form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 7/18/2026
Essex County Discharge of Mortgage (Entity) Guide

Essex County Discharge of Mortgage (Entity) Guide

Line by line guide explaining every blank on the Discharge of Mortgage (Entity) form.

Document Last Validated 8/11/2026
Essex County Completed Example of the Discharge of Mortgage (Entity) Document

Essex County Completed Example of the Discharge of Mortgage (Entity) Document

Example of a properly completed Vermont Discharge of Mortgage (Entity) document for reference.

Document Last Validated 7/18/2026

All 3 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Unified Towns & Gores Office

Address:
233 Rt 105 in Ferdinand / Mail: PO Box 417
Island Pond, Vermont 05846

Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00

Phone: (802) 723-5900

Town Clerk of Bloomfield

Address:
27 Schoolhouse Rd in Bloomfield / Mail: PO Box 336
North Stratford, New Hampshire 03590

Hours: Tu & Th 9:00 - 3:00 and by appointment

Phone: (802) 962-5191

Town Clerk of Brighton

Address:
49 Mill St Ext / PO Box 377
Brighton (Island Pond), Vermont 05846

Hours: M-F 8:00 - 3:30

Phone: (802) 723-4405

Town Clerk of Brunswick

Address:
994 VT Rte 102
Brunswick, Vermont 05905

Hours: M-F by appt (call first) & Th 4:00 - 6:00

Phone: (802) 962-5514

Town Clerk of Canaan

Address:
318 Christian Hill / PO Box 159
Canaan, Vermont 05903

Hours: M - F 9:00 to 3:00

Phone: (802) 266-3370

Town Clerk of Concord

Address:
374 Main St / PO Box 317
Concord, Vermont 05824

Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00

Phone: (802) 695-2220

Town Clerk of East Haven

Address:
64 Community Bldg Rd / PO Box 10
East Haven, Vermont 05837

Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt

Phone: (802) 467-3772

Town Clerk of Granby

Address:
9005 Granby Rd / PO Box 56
Granby, Vermont 05840

Hours: by appointment

Phone: (802) 328-3611

Town Clerk of Guildhall

Address:
13 Courthouse Dr / PO Box 10
Guildhall, Vermont 05905

Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00

Phone: (802) 676-3797

Town Clerk of Lemington

Address:
2549 River Rd (VT 102)
Lemington, Vermont 05903

Hours: Wed 2:30 - 5:30

Phone: (802) 277-4814

Town Clerk of Lunenburg

Address:
9 W Main St / PO Box 54
Lunenburg, Vermont 05906

Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon

Phone: (802) 892-5959

Town Clerk of Maidstone

Address:
508 State Rte 102 / PO Box 118
Guildhall, Vermont 05905

Hours: M & Th 9:00 - 3:00 or by appt

Phone: (802) 676-3210

Town Clerk of Norton

Address:
12 VT Route 114 E / PO Box 33
Norton, Vermont 05907

Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00

Phone: (802) 822-9935

Town Clerk of Victory

Address:
102 Radar Rd, Victory / PO Box 609
North Concord, Vermont 05858

Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)

Phone: (802) 328-2400

Recording Tips for Essex County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Ask if they accept credit cards - many offices are cash/check only
  • Check that your notary's commission hasn't expired
  • Bring multiple forms of payment in case one isn't accepted

Cities and Jurisdictions in Essex County

Properties in any of these areas use Essex County forms:

  • Averill
  • Beecher Falls
  • Canaan
  • Concord
  • East Haven
  • Gilman
  • Granby
  • Guildhall
  • Island Pond
  • Lunenburg
  • North Concord
  • Norton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Essex County

How do I get my forms?

Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Essex County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Essex County?

Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.

Questions answered? Let's get started!

When an organization holds a paid off Vermont mortgage, the record is cleared with a discharge signed for the entity by an authorized officer. This form prepares a Vermont discharge of mortgage under 27 V.S.A. § 463 for an entity mortgagee, a bank, credit union, corporation, or limited liability company, executed by its authorized signer and recorded in the town land records. The instrument is sometimes searched as a satisfaction of mortgage or a mortgage release; Vermont's statutes call it a discharge.

The certification Vermont's statute spells out

Vermont law provides three statutory ways to discharge a recorded mortgage, and the separate instrument under section 463 is the one that travels: it can be signed at the lender's office, notarized there, and sent to the clerk for recording. The statute supplies the certification's shape. The mortgagee certifies that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where the mortgage is recorded, every entry taken from the face of the recorded mortgage and the clerk's recording stamp. Under section 463(b), once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it.

Signed for the entity by an authorized officer

The form recites one entity mortgagee of record and carries one signature line and one acknowledgment certificate for its authorized signer, with printed name, date, and title lines beneath the signature. The acknowledgment is completed in a representative capacity, the style Vermont's notary statutes supply for an officer signing on an organization's behalf, so the certificate carries the signer's name, the title, and the entity. A separate section identifies any recorded assignment by book and page, the chain that carries the mortgage from the original lender to the discharging entity; where the entity named on the form is the original mortgagee, that section records that no assignment exists. Banks and credit unions releasing home loans, a company that financed the sale of its own real estate, and a private lending company closing out a loan all present the entity pattern this discharge recites. The form recites an organizational holder acting through a signer; a mortgage held by an individual in a personal capacity presents a different execution and acknowledgment pattern.

Thirty days, with statutory damages behind it

Vermont attaches real deadlines to the discharge. Under 27 V.S.A. § 464, within 30 days after full performance of the conditions of the mortgage, the mortgagee of record must execute and deliver a valid and complete discharge, together with any instrument necessary to establish record ownership of the mortgage and the authority to execute the discharge. A holder or servicer that misses the deadline is liable for statutory damages of $25.00 per day, up to an aggregate of $5,000.00, and an aggrieved party who substantially prevails can also recover consequential damages, punitive damages, court costs, and attorney's fees. The same statute puts a five business day clock on written payoff statement requests. A promptly executed, recordable discharge is the compliance event those provisions measure.

Recording in the town where the mortgage lives

Vermont has no county recording system. Town and city clerks keep the land records, so the discharge is recorded with the clerk of the town or city where the mortgage itself is recorded, and a mortgage recorded in more than one town calls for a discharge in each of them. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671, and no Vermont property transfer tax return accompanies a discharge, since the transfer tax falls on transfers by deed of title rather than on the release of a lender's recorded interest. The form prints on letter size paper, keeps its text inside the statute's page and lettering figures, and reserves the top of its first page for the clerk's recording information.

The download includes the discharge of mortgage as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every section, the representative capacity notarization, and the recording step. The materials are informational and are not legal advice.

Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage (Entity) meets all recording requirements specific to Essex County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Essex County Discharge of Mortgage (Entity) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4769 Reviews )

Lois B.

December 13th, 2018

It works pretty well, had trouble with the word December. It printed out Decedmber with weird spacing but I think it will be ok.

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October 27th, 2020

The website worked fast but the information was limited and the actual deed of trust was what i was looking for from the county --- the info was limited the website is fast and seemed accurate just limited the information I needed

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January 28th, 2026

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