Essex County Discharge of Mortgage (Entity) Form
Last validated August 11, 2026 by our Forms Development Team
Essex County Discharge of Mortgage (Entity) Form
Fill in the blank Discharge of Mortgage (Entity) form formatted to comply with all Vermont recording and content requirements.
Essex County Discharge of Mortgage (Entity) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Entity) form.
Essex County Completed Example of the Discharge of Mortgage (Entity) Document
Example of a properly completed Vermont Discharge of Mortgage (Entity) document for reference.
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Additional Vermont and Essex County documents included at no extra charge:
Where to Record Your Documents
Unified Towns & Gores Office
Island Pond, Vermont 05846
Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00
Phone: (802) 723-5900
Town Clerk of Bloomfield
North Stratford, New Hampshire 03590
Hours: Tu & Th 9:00 - 3:00 and by appointment
Phone: (802) 962-5191
Town Clerk of Brighton
Brighton (Island Pond), Vermont 05846
Hours: M-F 8:00 - 3:30
Phone: (802) 723-4405
Town Clerk of Brunswick
Brunswick, Vermont 05905
Hours: M-F by appt (call first) & Th 4:00 - 6:00
Phone: (802) 962-5514
Town Clerk of Canaan
Canaan, Vermont 05903
Hours: M - F 9:00 to 3:00
Phone: (802) 266-3370
Town Clerk of Concord
Concord, Vermont 05824
Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00
Phone: (802) 695-2220
Town Clerk of East Haven
East Haven, Vermont 05837
Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt
Phone: (802) 467-3772
Town Clerk of Granby
Granby, Vermont 05840
Hours: by appointment
Phone: (802) 328-3611
Town Clerk of Guildhall
Guildhall, Vermont 05905
Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00
Phone: (802) 676-3797
Town Clerk of Lemington
Lemington, Vermont 05903
Hours: Wed 2:30 - 5:30
Phone: (802) 277-4814
Town Clerk of Lunenburg
Lunenburg, Vermont 05906
Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon
Phone: (802) 892-5959
Town Clerk of Maidstone
Guildhall, Vermont 05905
Hours: M & Th 9:00 - 3:00 or by appt
Phone: (802) 676-3210
Town Clerk of Norton
Norton, Vermont 05907
Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00
Phone: (802) 822-9935
Town Clerk of Victory
North Concord, Vermont 05858
Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)
Phone: (802) 328-2400
Recording Tips for Essex County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
- Bring multiple forms of payment in case one isn't accepted
Cities and Jurisdictions in Essex County
Properties in any of these areas use Essex County forms:
- Averill
- Beecher Falls
- Canaan
- Concord
- East Haven
- Gilman
- Granby
- Guildhall
- Island Pond
- Lunenburg
- North Concord
- Norton
Hours, fees, requirements, and more for Essex County
How do I get my forms?
Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Essex County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Essex County?
Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.
Questions answered? Let's get started!
When an organization holds a paid off Vermont mortgage, the record is cleared with a discharge signed for the entity by an authorized officer. This form prepares a Vermont discharge of mortgage under 27 V.S.A. § 463 for an entity mortgagee, a bank, credit union, corporation, or limited liability company, executed by its authorized signer and recorded in the town land records. The instrument is sometimes searched as a satisfaction of mortgage or a mortgage release; Vermont's statutes call it a discharge.
The certification Vermont's statute spells out
Vermont law provides three statutory ways to discharge a recorded mortgage, and the separate instrument under section 463 is the one that travels: it can be signed at the lender's office, notarized there, and sent to the clerk for recording. The statute supplies the certification's shape. The mortgagee certifies that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the date of the mortgage, and the book and page of the town land records where the mortgage is recorded, every entry taken from the face of the recorded mortgage and the clerk's recording stamp. Under section 463(b), once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it.
Signed for the entity by an authorized officer
The form recites one entity mortgagee of record and carries one signature line and one acknowledgment certificate for its authorized signer, with printed name, date, and title lines beneath the signature. The acknowledgment is completed in a representative capacity, the style Vermont's notary statutes supply for an officer signing on an organization's behalf, so the certificate carries the signer's name, the title, and the entity. A separate section identifies any recorded assignment by book and page, the chain that carries the mortgage from the original lender to the discharging entity; where the entity named on the form is the original mortgagee, that section records that no assignment exists. Banks and credit unions releasing home loans, a company that financed the sale of its own real estate, and a private lending company closing out a loan all present the entity pattern this discharge recites. The form recites an organizational holder acting through a signer; a mortgage held by an individual in a personal capacity presents a different execution and acknowledgment pattern.
Thirty days, with statutory damages behind it
Vermont attaches real deadlines to the discharge. Under 27 V.S.A. § 464, within 30 days after full performance of the conditions of the mortgage, the mortgagee of record must execute and deliver a valid and complete discharge, together with any instrument necessary to establish record ownership of the mortgage and the authority to execute the discharge. A holder or servicer that misses the deadline is liable for statutory damages of $25.00 per day, up to an aggregate of $5,000.00, and an aggrieved party who substantially prevails can also recover consequential damages, punitive damages, court costs, and attorney's fees. The same statute puts a five business day clock on written payoff statement requests. A promptly executed, recordable discharge is the compliance event those provisions measure.
Recording in the town where the mortgage lives
Vermont has no county recording system. Town and city clerks keep the land records, so the discharge is recorded with the clerk of the town or city where the mortgage itself is recorded, and a mortgage recorded in more than one town calls for a discharge in each of them. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671, and no Vermont property transfer tax return accompanies a discharge, since the transfer tax falls on transfers by deed of title rather than on the release of a lender's recorded interest. The form prints on letter size paper, keeps its text inside the statute's page and lettering figures, and reserves the top of its first page for the clerk's recording information.
The download includes the discharge of mortgage as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Vermont fact pattern, and a plain language guide that walks through every section, the representative capacity notarization, and the recording step. The materials are informational and are not legal advice.
Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Entity) meets all recording requirements specific to Essex County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Essex County Discharge of Mortgage (Entity) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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