Essex County Discharge of Mortgage (Entity Trustee) Form
Last validated July 18, 2026 by our Forms Development Team
Essex County Discharge of Mortgage (Entity Trustee) Form
Fill in the blank Discharge of Mortgage (Entity Trustee) form formatted to comply with all Vermont recording and content requirements.
Essex County Discharge of Mortgage (Entity Trustee) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Entity Trustee) form.
Essex County Completed Example of the Discharge of Mortgage (Entity Trustee) Document
Example of a properly completed Vermont Discharge of Mortgage (Entity Trustee) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Essex County documents included at no extra charge:
Where to Record Your Documents
Unified Towns & Gores Office
Island Pond, Vermont 05846
Hours: M 8:00 to 4:00 & Tu - F 8:00 to 3:00
Phone: (802) 723-5900
Town Clerk of Bloomfield
North Stratford, New Hampshire 03590
Hours: Tu & Th 9:00 - 3:00 and by appointment
Phone: (802) 962-5191
Town Clerk of Brighton
Brighton (Island Pond), Vermont 05846
Hours: M-F 8:00 - 3:30
Phone: (802) 723-4405
Town Clerk of Brunswick
Brunswick, Vermont 05905
Hours: M-F by appt (call first) & Th 4:00 - 6:00
Phone: (802) 962-5514
Town Clerk of Canaan
Canaan, Vermont 05903
Hours: M - F 9:00 to 3:00
Phone: (802) 266-3370
Town Clerk of Concord
Concord, Vermont 05824
Hours: M, Th, F 9:00 to 3:00 & Tu 12:00 to 6:00
Phone: (802) 695-2220
Town Clerk of East Haven
East Haven, Vermont 05837
Hours: Tu 1:00 to 6:00 & Th 8:00 to 1:00 and by appt
Phone: (802) 467-3772
Town Clerk of Granby
Granby, Vermont 05840
Hours: by appointment
Phone: (802) 328-3611
Town Clerk of Guildhall
Guildhall, Vermont 05905
Hours: Tu 9:00 - 3:00 & Th. 12:00 - 6:00
Phone: (802) 676-3797
Town Clerk of Lemington
Lemington, Vermont 05903
Hours: Wed 2:30 - 5:30
Phone: (802) 277-4814
Town Clerk of Lunenburg
Lunenburg, Vermont 05906
Hours: M - F 8:30 to 12:00 & 1:00 to 3:00; Summer: closed at noon
Phone: (802) 892-5959
Town Clerk of Maidstone
Guildhall, Vermont 05905
Hours: M & Th 9:00 - 3:00 or by appt
Phone: (802) 676-3210
Town Clerk of Norton
Norton, Vermont 05907
Hours: Tu 10:00 - 4:00; Th 10:00 - 12:00; F 1:00 - 5:00; last Sat/mth 10:00 - 12:00
Phone: (802) 822-9935
Town Clerk of Victory
North Concord, Vermont 05858
Hours: Tu & Th 10:00 to 3:00; other days by appt (695-3355)
Phone: (802) 328-2400
Recording Tips for Essex County:
- Bring your driver's license or state-issued photo ID
- Verify all names are spelled correctly before recording
- Documents must be on 8.5 x 11 inch white paper
- Leave recording info boxes blank - the office fills these
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Essex County
Properties in any of these areas use Essex County forms:
- Averill
- Beecher Falls
- Canaan
- Concord
- East Haven
- Gilman
- Granby
- Guildhall
- Island Pond
- Lunenburg
- North Concord
- Norton
Hours, fees, requirements, and more for Essex County
How do I get my forms?
Forms are available for immediate download after payment. The Essex County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Essex County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Essex County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Essex County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Essex County?
Recording fees in Essex County vary. Contact the recorder's office at (802) 723-5900 for current fees.
Questions answered? Let's get started!
When a Vermont mortgage is held by an entity acting as trustee, the discharge that clears it from the town land records carries a different execution block than a discharge signed by an individual lender. This Vermont Discharge of Mortgage (Entity Trustee) prepares the separate-instrument discharge described in 27 V.S.A. Section 463 for exactly that holder: an entity, named in its trustee capacity, certifying satisfaction of the mortgage and signing through an authorized officer.
The statutory certification Vermont expects
Section 463 states the substance of a Vermont mortgage discharge by separate instrument: an acknowledgment of satisfaction, executed by the mortgagee or the mortgagee's assigns, substantially in the statutory form, certifying that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, and the book, page, and town of its recording. The form carries that certification language and collects each statutory identification item in its own labeled blank, so the completed instrument reads the way the statute reads. Under Section 463(b), once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it.
The timing pressure behind the instrument comes from 27 V.S.A. Section 464: within 30 days after full performance of the mortgage conditions, the mortgagee of record executes and delivers a valid and complete discharge, together with any instrument necessary to establish record ownership and the authority to sign. A holder that misses the window faces statutory damages of $25.00 per day, up to $5,000.00 in the aggregate, plus consequential and punitive damages, costs, and attorney fees for an aggrieved party who substantially prevails.
An execution block built for a trustee
The form recites exactly one holder, an entity acting in a trustee capacity: a trust company named solely as trustee of a securitization trust, a bank holding a mortgage-backed pool, or a trustee holding a seller-financed note inside a family or business trust. The holder section states the entity's legal name, organizational form, and the trust for which it acts. The signature block carries the entity name and capacity on its own line, a signature line for the authorized signer, and printed name, title, and date entries beneath it, and the single acknowledgment certificate is completed in the representative capacity the Vermont short forms in 26 V.S.A. Section 5368 provide. A discharge signed by an individual mortgagee in a personal capacity, or an attorney's discharge affidavit under Section 464a, follows a different execution pattern than the entity-trustee configuration this form recites.
Because an entity trustee is often not the lender the mortgage originally named, the form gives the assignment chain its own section. Each recorded assignment through which the holder became mortgagee of record appears by parties, date, and recording reference, matching the Section 464(b) practice of establishing record ownership alongside the discharge, and letting a later title searcher read the chain and the discharge together.
Recorded with the town clerk, not a county recorder
Vermont records land instruments by town. The completed discharge goes to the clerk of the town whose land records hold the mortgage, at the statutory fee of $15.00 per page under 32 V.S.A. Section 1671. A discharge is not a transfer of title, so no Vermont Property Transfer Tax Return accompanies it. A mortgage recorded in more than one town presents a discharge recorded in each of those towns, and the guide walks through that detail along with the printed-name practice of 32 V.S.A. Section 1405.
Searches for this instrument also use the names satisfaction of mortgage, release of mortgage, and mortgage release; in Vermont the recorded separate instrument under Section 463 is the standard form of each.
The purchase delivers the blank discharge as a fillable PDF, a completed example showing the entire instrument filled in for a realistic Vermont fact pattern, and a plain-language guide that walks through every section, the representative acknowledgment, and town recording. The materials are informational and are not legal advice.
Important: Your property must be located in Essex County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Entity Trustee) meets all recording requirements specific to Essex County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Essex County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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