How Does a Grant Deed Work?
The title to a house can be conveyed from one owner to the next by through a transfer of a deed. Different kinds of...
Property Transfer with Implied Warranties - The Western States Standard
A grant deed provides implied warranties and is the standard property transfer method in many western states offering a practical middle ground between quitclaim and warranty deeds. The grantor guarantees they haven't sold the property to anyone else and haven't encumbered it beyond what's disclosed. While most common in California where it's the standard deed, grant deeds are also widely used in Alaska, Arizona, Colorado, Idaho, Nevada, Utah, and Washington. The process typically takes 15-30 days and costs $500-1,500.
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Sample Grant Deed Form
A grant deed is a legal document that transfers real property ownership with two implied warranties: (1) the grantor hasn't already sold the property to someone else, and (2) the property isn't encumbered beyond what's been disclosed. It's the most common deed in western states, particularly California, Nevada, and Idaho.
Grant deeds offer moderate protection - more than quitclaim deeds but less than warranty deeds. The grantor only guarantees against problems they personally created, not issues from previous owners.
When you sign a grant deed, you're making two automatic promises by law: you haven't transferred the property to anyone else, and you haven't placed any undisclosed liens or encumbrances on it. These warranties are implied by statute in states that recognize grant deeds, even if not explicitly written.
This makes grant deeds:
Title Check
Review property ownership
Prepare Deed
Draft with property details
Review
Parties approve terms
Sign & Notarize
Execute before notary
Record
File with county
Confirm grant deeds are recognized in your state:
Time: 1 day research
Review current ownership and identify issues:
Time: 2-5 business days
Draft deed with state-specific requirements:
Time: 1-2 days
Determine state and local transfer taxes:
Time: During preparation
Execute deed per state requirements:
Time: 30 minutes
File with county and complete transfer:
$150-500
Attorney or service
Varies
State dependent
$15-100
County fees
Transfer taxes vary significantly by state and locality. California has county and sometimes city taxes. Nevada taxes vary by county. Washington has state excise tax. Idaho has no transfer tax.
Protection: Limited
Speed: 15-30 days
Cost: $500-1500
Best for: Western States
Protection: Full
Speed: 30-45 days
Cost: $1000-3000+
Best for: Most US Sales
Protection: During ownership
Speed: 15-30 days
Cost: $1000-2000
Best for: Commercial
Protection: None
Speed: 1-3 days
Cost: $15-250
Best for: Family/Divorce
* Costs and timeframes are estimates and vary by location
Scenario: Standard residential sale in San Francisco for $1.2 million.
Process:
Scenario: Investor buying Las Vegas rental property for $350,000.
Process:
Scenario: Buying 10 acres of vacant land in Boise area for development.
Process:
Scenario: New York buyer purchasing Arizona vacation home, expects warranty deed.
Process:
Using grant deed in states that don't recognize them.
Solution: Verify your state accepts grant deeds before using.
Thinking grant deed equals warranty deed protection.
Solution: Understand limited warranties only cover grantor's period.
Not including state-specific elements.
Solution: Use state-appropriate forms with required declarations.
Calculating transfer tax incorrectly.
Solution: Check both state and local tax requirements.
Buyer expecting different deed type.
Solution: Explain regional deed preferences early in transaction.
Incorrectly stating how grantees hold title.
Solution: Use precise vesting language for your state.
The title to a house can be conveyed from one owner to the next by through a transfer of a deed. Different kinds of...
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This information about grant deeds is for educational purposes only and should not be considered legal advice. Grant deed recognition and requirements vary significantly by state. Some states do not recognize grant deeds at all. Always verify your state's requirements and consult with a real estate attorney for your specific situation.
Deeds.com provides deed forms and information but does not provide legal services. The availability and implied warranties of grant deeds depend entirely on state law. Professional assistance is recommended for all real estate transactions.