Kentucky Contract for Deed and Promissory Note
County Specific Legal Forms Validated as Recently as September 14, 2025
About the Kentucky Contract for Deed and Promissory Note
How to Use This Form
- Select your county from the list on the left
- Download the county-specific form
- Fill in the required information
- Have the document notarized if required
- Record with your county recorder's office
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Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Important: County-Specific Forms
Our contract for deed and promissory note forms are specifically formatted for each county in Kentucky.
After selecting your county, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.
How to Use This Form
- Select your county from the list above
- Download the county-specific form
- Fill in the required information
- Have the document notarized if required
- Record with your county recorder's office
What Others Like You Are Saying
“This is the best service. It has made my life so easy when I have to record things with the county! …”
— Chase J.“Deeds.com has become a great assistant to our firm! The service is of highest quality and consistent…”
— MARY LACEY M.“Fast,quick and easy to work with. Not confusing.”
— Allen M.“It was fast, secure, and reliable, and for the cost it saved me time, and driving four hours to the …”
— Joshua A.“Perfect. Downloaded the forms with no issues, filled them out, had them notarized and recorded all i…”
— Robert T.Common Uses for Contract for Deed and Promissory Note
- Transfer property between family members
- Add or remove names from property titles
- Transfer property into or out of trusts
- Correct errors in previously recorded deeds
- Gift property to others