Real Estate Deeds Made Easy Since 1997 – Deeds.com
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The DC-based American Land Title Association (ALTA) wants you to imagine a scenario that, one day soon, you could face. You’re a home buyer. You’ve talked with the lender a few times in the past, and know the company logo…
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What Is a 721 Exchange—And Is It Worth Doing?
Numerous companies offer 721 exchange investment opportunities. One of the newer firms is Denver-based Flock Homes. The company sends proposals out to deed holders. Perhaps you’ve received one. Seniors who own investment properties are especially likely targets of these pitches.…
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And “America’s Most Affordable Big City” Is…
In this beloved city, today’s typical deed holder needs a yearly income of $60K to live comfortably. Considering it’s a big city, this is a modest income. So this news is impressive. And so is the city itself. Frank Zappa…
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Shakeup at Freddie and Fannie: Update
How is that shakeup going so far? When we last checked in on things, new director William Pulte was slashing jobs at the Federal Housing Finance Agency. That’s the umbrella agency for Fannie Mae and Freddie Mac. Additionally, Pulte claims…
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Ohio Cancer Survivor Recovers Home After Quitclaim Fraud
A Dayton homeowner finally got her deed back. The title to Robin M’s home was swiped out from under her while she was undergoing cancer treatments two years ago. Last year, she proved that her property was taken from her…
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Why People Who Could Pay With Cash Get Mortgages
If you happen to have half a million dollars, you could buy the typical U.S. home with cash. But would you? Do the current mortgage interest rates impact your decision? Let’s take a walkthrough, Q and A style.
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“We Buy Ugly Houses” (And Other Ponzi Schemes)
We’ve all stumbled into bad deals at some point — but maybe not as painfully as Ronald. In 2017, a retired Texan named Ronald took some very questionable advice. It seemed like a good idea at the time. Ronald invested…
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Deeds in Disarray: Untangling Titles Passed Down Informally
When homes are passed down without a will, legal ownership can become questionable. Claims to the title can tangle. This happens most often in households of modest income (many who couldn’t afford probate). Loss of the home title, of course,…
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Connecticut Beats Down Zombie Mortgages
What if you survived the foreclosure crisis back in 2008…and all of the sudden, now, a bank turned up and told you it’s time to pay back the balance related to a second lien that you thought was written off,…
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Will Congress Expand the Capital Gains Exemption to Help People Sell Their Homes?
Property values keep going up. Why doesn’t the capital gains exemption do the same? Taxes on home sales can make deed holders hold their homes when they might otherwise sell. When current deed holders don’t want to sell their properties,…
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Could Ohio Make Property Taxes Unconstitutional? Should It?
Ohio Attorney General Dave Yost’s office has received a proposal to insert a new Section 14 into Article XII of the Ohio constitution. This proposed amendment seeks to abolish current and future real estate taxes. For many months, Ohio’s Butler…
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Snowbird Estate Planning for a Changing Environment
If you move with the seasons, your retirement and estate planning needs special attention — now more than ever. This article provides some considerations for snowbirds in changing times.
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The Bulk of U.S. Home Deeds Are About to Be Passed Along. Millennials, Are You Really Ready?
A Realtor.com survey is out, showing 23% of millennials feeling ready to buy a home in the next six months. This is an interesting turn in attitudes. And it only appears with millennials. Just 15% of their generation felt ready…
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Can Ohio Stop You from Transferring Your Deed to a Green Card Holder?
Ohio lawmakers are debating a bill that could restrict non-citizens, including green card holders, from purchasing land in large segments of Ohio. It would be the most severe law of its kind.
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Millions of Dollars Pilfered From the Pockets of Ohio Families, Says Suit Against Top Mortgage Company
There’s a case pending in Montgomery County, Ohio that will either startle or sadden everyone who cares about people struggling to buy homes. At this time, everything discussed here is alleged. The case has yet to be decided. Ohio Attorney…
