Real Estate Deeds Made Easy Since 1997 – Deeds.com
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Contracts for deed – sometimes called installment contracts, land sales contracts, or owner carry – leave the deed until the borrower pays for the home in full. Until then, the borrower lives in and maintains the home. This is a…
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Can I Add a New Name to a Deed Without the Current Co-Owner’s OK?
If two people are on the deed to a house, can one party add someone else to the deed without the other deed owner’s permission? Maybe the owners are a senior and an adult child. Can the younger owner legally…
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How Do Homestead Laws Save Deed Holders Money?
You’ve just bought a home. At closing, a title representative tells you to request your homestead exemption. Or maybe you bought your home and a homestead exemption form arrived (surprise!) in your mailbox. You know you should file the document…
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It’s a Crime! Deed Theft Crackdown Gets Serious
Deed theft deprives homeowners — and generations that follow them — of the precious home equity they worked so hard to earn. When someone sets out to exploit someone else’s deed, the targets are often seniors, minority households, and people…
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Name Order on the Deed: Do You Care?
You might wonder if the order of people’s names on a deed gives the first-named co-owner an advantage over the second-named one. Some first-named deed holders may think, for instance, that they have a greater right to the home. Sometimes,…
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To Avoid Foreclosure, Which Should I Do: Deed in Lieu? Or Short Sale?
OK, it’s decision time. You’re dealing with financial challenges: a breakup, employment shakeups, or just too much debt against your property. You hold a deed, but can’t keep up with your housing costs. And you definitely want to avoid having…
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As Home and Condo Insurers Back Away, What’s a California Deed Holder to Do?
It’s wildfire season in California. You want to buy there, and yet you might have heard reports of homeowners being left stranded by their insurance companies. So you have special concerns about whether you’ll have trouble getting a home or…
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Looking for a Path to Homeownership? Look Again at Down Payment Assistance.
The typical person can’t afford the typical home. As property values keep rising, down payments aren’t getting any easier to make. If you know the feeling, have you looked up down payment assistance? It can be a grant, with no…
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Alert for Veterans: New VA Website Fights Housing Scams
Vets and family members can qualify for certain benefits from the U.S. Department of Veterans Affairs, including home loans. Some swindlers want to steal their glory. Members of the military, and their loved ones, are more likely than other households…
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What Resources Exist for Deed Holders Who Need Cash?
Ever heard the phrase house rich, cash poor? It can be frustrating to have a valuable home and empty pockets. You might be dealing with job changes, emergencies, new goals, hopes and dreams… And you need cash. Can you reach…
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Can My Name Be Added to a Deed Without My Consent?
As a general matter, no. A deed transfer is not valid unless it’s delivered and accepted. A deed holder who is leaving a home to a beneficiary needs to talk with that beneficiary, and other loved ones. They should know…
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How a Durable Power of Attorney Works for a Home Deed—And How to Create the POA in 8 Steps
Have you thought about estate planning and your home? One tool you should know about is the durable power of attorney. A durable POA can help a senior deed holder manage property and money, even when they’re losing the ability…
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When a Homeowner Dies, What Happens to the Home?
What happens when a homeowner dies depends on whether there’s a will, the level of debt left behind, and how members of the deceased person’s circle think about others who could be beneficiaries of the estate. Understanding these factors can…
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What If the Deed Is Not Recorded? (Never Let This Happen.)
By accepting a deed, you become a new property owner. Be sure to file the deed you accept with the county recorder’s office. The recording becomes your public notice that you now own the property described on the deed. You…
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A Minnesota First: Twin Cities Suburb Requires Removal of Race-Based Deed Restrictions
Mounds View, Minnesota is making history with its new ordinance requiring home sellers to remove race-based deed restrictions before selling. Mounds View adopted its new ordinance on July 23, 2024. It’s official. Mounds View, a Minneapolis – St. Paul suburb,…
