Real Estate Deeds Made Easy Since 1997 – Deeds.com
-
Lawmakers have proposed new legislation impacting the notarization of documents in New York State. Throughout New York, the legal update would make all official notaries’ records electronic only. Here, we offer a FAQ on the current law and the proposed…
-
Wire Fraud at Closing. Who’s on the Hook?
Over the past three years, wire fraud in home purchases has gone up sharply. Many victims are turning to court to seek damages after losing much of their life savings to the scammers involved. But who can they go after?…
-
Seniors’ Advocates Urge States to Ban Predatory ‘Cash for Listing’ Contracts
States are outlawing listing agreements that bind homeowners to specific companies to sell their homes in the future. In the last two years, 30 states have acted to prevent businesses from taking control of people’s property by recording brokers’ contracts…
-
Borrowing Against Your Equity: HELOCs, Home Equity Loans…and Interest Rates
One of the opportunities you have as a deed holder is the ability to borrow against the home equity you build over the years. But wait. How high is the interest rate you’ll have to pay? Is it worthwhile to…
-
What’s the Low-Down on This Housing Market? Harvard Weighs In.
The Joint Center for Housing Studies at Harvard has just published its 2024 State of the Nation’s Housing report. HOUSING COSTS STRAIN OWNERS AND RENTERS ALIKE, the report proclaims. MILLIONS PRICED OUT OF HOMEOWNERSHIP. The headlines say it all, right?…
-
Received an Offer to Have Your Deed Mailed to You for a Fee? Toss It!
This year, Recorder of Deeds Jeanne Sorg has an important message for home buyers in Montgomery County, Pennsylvania. Look out, Sorg tells homeowners, for deceptive letters mailed to residents from outfits like Property Site. (That’s just one example of the…
-
Effective July 1, 2024: New Requirements for Transfer on Death Deeds in Indiana
Starting July 1, 2024, all Indiana counties will implement new requirements for the Transfer on Death Deed (TODD). This legislative update mandates specific procedures and introduces the option of a $10 parcel fee for endorsements by county auditors. The changes…
-
Looking for a Way to Finally Own Your Home? Ohio Wants to Help.
Could your new home be in Cleveland? Cincinnati? Columbus or Dayton? You name it. If you’d love to hold the deed to an Ohio home, and wonder how on Earth you could pull it off, learn about the help currently…
-
People Can Walk (and Sit) on Your Beachfront Property. Tell Buyers, Rhode Island’s New Law Says.
The owners of Rhode Island’s beachfront homes would like to own the beach — all the way out to the water. But last June, Rhode Island law created a public right to access areas of passable shore up to ten…
-
Starting Oct. 1st, Florida Sellers Must Disclose Past Flood Insurance Claims
Home sellers in Florida: Look out for a new flood insurance disclosure rule. Effective October 1, 2024, you must tell prospective buyers if your home has ever had documented flood damage. Ask your Florida seller’s agent about the required flood…
-
Should I Agree to Put My Partner/Fiancé on the House Deed?
Maybe you’re buying a new home. A home for you and your significant other to live in. Or maybe you already hold a deed, and are thinking of quitclaiming it from your name into both names: you, and your unmarried…
-
Divorced and Looking (For a House)
If you’re newly separated or divorced, you could be shopping for a home. Letting go of the home you shared with your former partner leads to a series of steps: from the deed you shared, to a new deed. A…
-
How to Find and Buy a Fixer-Upper (Before Someone Else Does)
Nabbing a deed to a home these days is no easy feat. In this hostile market, many hopeful buyers are looking around for a fixer-upper just to get a toehold. In fact, there are financing options out there that make…
-
Out of Control: Title Insurance and Other “Extras” Home Buyers Pay
$18K annually. That’s what the average homeowner pays to be one — above and beyond the price of the home and mortgage, property taxes, and utilities. Mortgage closing costs make up a third of that figure. U.S. housing costs are…
-
Seller-Paid Agent Commissions Are Over in August. How Will Buying Homes Change?
Effective August 17, sellers won’t have to agree to pay both sides’ commissions up front when they list their homes for sale. And agents can no longer communicate “offers of compensation” to other agents through their local Multiple Listing Services.…
