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“I Never Thought I Would Own a House…” A Community Trust in Vermont Takes on the Housing Shortage
Too many homes sit empty in towns where working people need them. In a housing affordability crisis, this has to change. In Vermont, a local nonprofit is stepping up. Local Deeds is an initiative that helps people make down payments…
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First American Title Presents “Order Insights”: Real-Time Fraud Alerts for Deed Transfers
Fraudsters never rest. So it’s good to know that one of the major U.S. title companies is fortifying its security system to protect deed transactions from bad actors. First American Title, the well-known title insurance and settlement services firm, has…
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A Title Agent Turned Swindler? It’s Not Unheard Of.
Ryan Goodrich, now a convict, used to be a trusted deed expert. For years, Goodrich ran a title company. Behind the scenes, Goodrich stole millions of dollars from home sellers and buyers, their mortgage lenders, and even peers in the…
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These states are struggling with housing payments more than others, new study finds
Rent is due: Study reveals where Americans are falling behind on housing payments Housing affordability is reaching crisis levels in many parts of the United States, and a growing number of Americans are finding it hard to keep up with…
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No Housing Market Crash on the Radar: NAR’s 2025 Prediction
The National Association of REALTORS® (NAR) expects a “rosier” housing market this year. If acquiring the deed to a home is on your list of new year’s resolutions, take note. NAR predicts a market rebound after our recent, two-year stall.…
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These are the states where you can get the largest home for your money, according to new study
Home sweet (and spacious) home: New study reveals where buyers can get the best deals per square foot In recent years, homes have been shrinking as the housing market tightens. A limited supply of available homes, combined with sky-high demand,…
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Frugal But Fun: An Origami Home, Anyone?
Cost has always been a big reason to pick a compact home. Today, though, less really is more. New generations of home buyers seek out small homes for a range of reasons — like a preference for uncluttered minimalism. Or…
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Senior Deed Transfers: Is Capacity In Question?
When an older adult transfers property, sometimes questions come up about whether the deed holder had legal capacity to transfer it. Did the person grasp the meaning of the transfer? Was the transfer voluntary? A court could undo a problematic…
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Bam! Deed Holder in Home Equity Theft Case Gets Help From U.S. Supreme Court
After the Supremes stepped in, Kevin Fair recovered the deed he lost to foreclosure — over a $588 debt. A Nebraskan got a gift during Christmas week: the return of his house deed. Kevin and his late spouse Terry Fair…
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Deed Holders Versus Squatters: Does Florida’s New Anti-Trespassing Law Signal a Trend?
This year, Florida criminalized squatting. Florida homes may be left temporarily empty for various reasons. Some are vacation homes. Some are owned by seniors who need to be absent for healthcare reasons. Some homes wait empty for insurers to…
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Does Starting a Mortgage Later in Life Make Sense?
Some older adults might wonder. They also might wonder if the bank will want to lend to them. There are plenty of good reasons for older adults to buy homes. People over 60 make up about a third of the…
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Momentum Builds: A New Wave of Pressure on States to Build Affordable Homes
Looking to acquire the deed to a home? A new federal administration could factor into the amount you’ll need to pay. For one thing, the incoming administration is talking about tariffs that would raise the cost of materials and construction…
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Feds Sue Rocket for Race-Based Appraisal Bias. Rocket Fights Back.
Retail lending powerhouse Rocket Mortgage is now suing the U.S. Justice Department. Rocket says the government wrongly dragged the company into a discrimination lawsuit. It was a Colorado deed holder who first called out a lowball appraisal. The Justice Department…
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A “Striking” Trend: Crypto Is Connecting Younger Generations With Mortgages
U.S. Treasury economists have found what they call a “striking” trend. People of modest incomes who live in places where crypto is popular are getting mortgages. In short, they found that ordinary people (those in households making under $50K yearly)…