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Adverse Possession Also Clarified Congrats to Texas, where the government just gave a boost to the quitclaim deed! People who receive their homes through recorded quitclaim deeds will now be on firmer ground in the Lone Star State. Here’s what…
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Hold On, Maine Seniors. Property Tax Relief Is Coming
Maine will cover property taxes for homeowners aged 65+ who have annual incomes under 40K. Thousands of homeowners — most of Maine’s residents who receive Social Security benefits — will be eligible for the benefit. The provision, LD 1638, takes…
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Winning Bids: New Ways to Finance Cash Offers
Buying a home in a competitive market? The best way to get the one you want is to put a good deal of money down on the house, and make an all-cash offer. A cash offer can avoid bidding wars…
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Latest News From the Ballot Box
A New Property Tax Setup for California Homeowners Proposition 19 in California brought forth a new rule in 2021 on property tax reassessments when deeds are transferred. Here, we take a look at how California homeowners will be impacted.
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The Sweet New York Condo Tax Deal
How Long Must This Show Go On? Homes in New York can have high property tax assessments. By default, home values are assessed at market prices. In contrast, homes classified as condos receive deep discounts when they’re assessed. The result?…
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United Wholesale Mortgage Plans to Accept Crypto in 2021
United Wholesale Mortgage wants to take payments in cryptocurrency by late 2021. The point? To be the first mortgage company to take the plunge. “I’m not going to sit here and wait for everyone else to do it and then…
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Residential Real Estate Investors: Truths and Myths
Pandemic Highlights Differences Between Local Landlords and Big Companies In the middle of a housing shortage, rental companies attract a certain amount of criticism. What buyer wants to wind up in a bidding war with a big company? And that’s…
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Buyer Be Told: More Wildfire Risks for Homes in California—and Beyond
California has changed its laws in wildfire country. Buyers of real estate in in places where the risk of fire is “high” or “very high” will receive information about how the seller cleared the home of surrounding debris, and how…
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Is the FICO Score Obsolete?
Seeking Inclusivity and Fairness Through AI Great news: Eighty percent of U.S. residents have never defaulted on their loans or credit lines. Not-so-great news: Prime credit is out of reach for most of them. What this means: Better credit assessments…
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Housing Market Cooldown Ahead—Oh, Wait!
Six Factors Are Keeping the Market Hot Home prices have surged in recent years. Now, with interest rates lower than the industry ever thought they go, demand keeps rising. And despite the headlines declaring the housing boom is over, credible…
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People Are in Bidding Wars for Rental Properties. Time to Become an Investor Buyer?
Yes, bidding wars are breaking out in the rental home market. With the rising demand for rental housing, you might be thinking of buying real estate, earning rental income to pay the mortgage, and building a new source of equity.…
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Blockchain and the Mortgage Loan
In debates over a 2021 infrastructure bill, blockchain tax is contested ground. Cryptocurrency proponents are keen on keeping the crypto mining and development communities in the United States. Heavy regulations and taxes could run the risk of tossing the baby…
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Washington State Deed Recording Fees Just Went Up. Here’s Why.
On Jul. 25, 2021, recording fees in Seattle, Spokane, and throughout Washington State went up significantly. Records of loans and liens, community property agreements, surveys and plats are all $100 pricier. In this Q&A, we’ll flesh out why Washington State…
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Yes, Common-Law Marriage Still Exists. This Year, Colorado Included Same-Sex Couples
It might be overlooked with all of today’s medical, political and financial tensions. But marriage equality is progressing well. In the 2015 Obergefell v. Hodges decision, the U.S. Supreme Court held that “the reasons marriage is fundamental under the Constitution apply with…
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More-atorium
The Quest to Head off Evictions and Foreclosures in the Second Half of 2021 UPDATE: As we go to press in the first week of August 2021, the CDC has just announced a new Covid-19 eviction moratorium. The eviction ban…
